SoFi Blog

Tips and news—
for your financial moves.

Your Rich BFF | SoFi

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Everyone deserves up to 3.60% APY and up to $300 with direct deposit.1

Reach your money goals by opening a SoFi Checking
and Savings account today!


Open an account

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Better banking can
fast track your money goals.


Open an account

No account fees2

No overdraft fees. No minimum balance fees. No monthly fees.

Up to 3.60% APY1

Members with direct deposit can earn 3.60% APY on their savings balances.

Up to 2-day-early-paycheck3

Feel the magic of payday up to two days earlier—automatically—when you set up direct deposit.

No-fee overdraft coverage4

Overspent by accident? No problem. You’ll be covered up to $50 with
no fees with qualifying direct deposits.

Automatic Savings Features

Organize your money, set savings goals, and save your change with Vaults and Roundups.

Additional FDIC coverage5

Access additional FDIC insurance up to $2M on deposits through a seamless
network of participating banks. Learn more and opt in here.


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Accelerate your savings by earning up to 3.60% APY.
1

Here’s a Your Rich BFF approved way to build your savings: Earning 3.60% APY on your money in your SoFi savings account and Vaults.


Open an account


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richer lives



richer lives

richer lives


I’m sitting down with inspiring guests to ask them everything you’ve ever wanted to know about their careers, ambitions, and finances. Tune in on YouTube to watch these conversations that will teach you how to use money to live your best life!






Watch and subscribe

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Watch and subscribe

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Psssst, here are some more
money secrets for my BFFs.

(aka even more benefits included with better banking.)

Financial Planning

Personalized advice from credentialed advisors, even if you’re not rich-yet.

Financial Insights

Keep tabs on your money by connecting and viewing all of your accounts in the SoFi App.

Member Rewards7

Because SoFi and I believe you deserve a little treat for meeting your money goals.


Open an account

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