SoFi Home Loans | Mortgages and Refinancing (BD 599)
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Get more from
your mortgage.
Competitive rates.
Get your dream home at a great rate.
Mortgage options to choose from.
Put as little as 5% down. For conforming home loans with a loan-to-value (LTV) greater than 80%, SoFi requires PMI.
SoFi now offers loans on investment properties.
$0 Processing Fee. $500 bonus.
Save $1,495 on your processing fee* and qualify for a $500 cash bonus‡ after your loan funds.
Exclusive Platinum Service
With your exclusive Platinum Service assess, you’ll have a dedicated mortgage loan officer ready to assist whenever you need it. Just call (844) 763-4466 or email [email protected].
Buying a home?
No need to stress. We have dedicated MLOs that can walk
you through each step so that you feel confident in the
home-buying process. Plus, get access to educational tools
and resources when you need them.
Find my rate
Learn more →
Looking to refinance?
SoFi’s mortgage refi application process is fast and easy. Choose between a traditional refi,
cash-out refi, or a student loan cash-out refi.
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Learn more →
Choose the mortgage
that’s right for you:
30-year fixed1
Enjoy fixed payments that won´t change over time.
30-year term
20-year fixed2
Pay your loan off over 20 years while maintaining a constant rate and payment.
20-year term
15-year fixed3
Pay your loan off faster while maintaining a constant rate and payment.
15-year term
10-year fixed4
Pay your loan off over 10 years while maintaining a constant rate and payment.
10-year term
See your rate
Where we lend:
SoFi Lending Corp.
SoFi loans are originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), and through SoFi Lending Corp. NMLS #1121636, a lender licensed by states. SoFi Lending Corp. or an affiliate is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, and Wyoming. For information on SoFi Lending Corp. licenses, see Licenses.
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SoFi loans are originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), and through SoFi Lending Corp. NMLS #1121636, a lender licensed by states. SoFi Lending Corp. or an affiliate is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, and Wyoming. For information on SoFi Lending Corp. licenses, see Licenses.
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“Austin and his team were awesome and easy to work with! Great communication and follow up. Kept us in the loop every step of the way! I would go back to Austin without question.”
“Keith and his team did an outstanding job from day 1. They went above and beyond to facilitate on time closing and funding of our mortgage. The rates we received could not be matched by any other lender.”
“Mark and his team worked very closely with us to make sure that we were comfortable with the process, understood the expectations, timeline and overall schedule.”
300+ Reviews
Skip the line with Platinum Service.
Buying a home doesn’t have to be stressful. With Platinum Service, a dedicated team of mortgage loan officers will give you that extra attention so you can close your loan quickly and smoothly. Call (844) 763-4466 or email [email protected] to learn more.
Get the home loan
that works for you.
Find my rate
