Auto Insurance
Compare multiple car insurance rates from top insurers.
See quotes in a matter of minutes.
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SoFi’s teamed up with Experian® to bring you multiple quotes to compare against your existing car insurance coverage.
We are now directing you to our partner, Experian®, to complete your application.
Get my quote
SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Experian®. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.
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SoFi’s teamed up with Experian® to bring you a true comparison insurance shopping experience. Using the right mix of technology and human interaction, Experian® provides an apples to apples comparison against your existing policy to find you a great deal. Real rates, with no bait and switch.
Why Experian?
You’re likely overpaying for auto insurance, and shopping for it is a hassle. Experian® does all of the insurance shopping for you.
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Experian® is your personal insurance shopper. Experian® will do the heavy lifting and check prices for you from their network of insurance providers.
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With Experian’s technology, within minutes pull new quotes to match your current coverage with little to no manual entry. No need to visit multiple websites.
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Rest easy knowing you’ve explored your options. Experian® will never share or sell your information, period.
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Comparing multiple quotes can help you find a great rate and potentially save you money.
How it works:
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Match.
Share your current policy details so Experian® can compare your coverage apples-to-apples.
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Pick.
Experian® will show the rates and you pick the quote you want.
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Buy.
Buy your new policy directly through Experian® – they will even help you cancel your old policy!
Get my quote
SoFi’s teamed up with Experian® to bring you multiple quotes to compare against your existing car insurance coverage.
We are now directing you to our partner, Experian®, to complete your application.
Get my quote
SoFi will not be your host while there and is not responsible for content provided by third-party sites, including Experian®. Please note that you are subject to the destination site’s Privacy Policy and Terms & Conditions.
Common Questions
How is Experian® different from other insurance companies?
Experian® is an online insurance broker and agent. Experian® doesn’t replace the insurance company, it just helps you shop. Experian®’s product is a free tool that helps you compare auto and home insurance rates across top providers and finds you the cheapest rate for your exact coverage.
How does Experian® work?
Experian® uses the account credentials to your current insurance account (or a PDF of your policy declarations page) to learn about your current coverage details, so you don’t have to input them manually. Experian® uses those details to get you apples-to-apples comparisons for the same coverage from other insurance providers to find a great rate. If you don’t want to use this feature, you can manually enter your information and select coverages to get a quote.
How does Experian® make money?
Just like all agents, Experian® is paid a commission by the insurance company. There is no upcharge to you, Experian’s tool
is free for you to use. These commissions are from the insurance companies’ marketing budgets given Experian®
brought them new customers, not from your premiums. Your rates are the rates provided and don’t change. Experian®
shows you quotes based on your savings. Experian® does not sell or share your data and doesn’t cold call or spam its
customers.
Ready to go?
Let Experian® start shopping for you now!
Get my quote
Fixed rates from 8.74% APR to 35.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 12/18/25 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors.
Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-6%, which will be deducted from any loan proceeds you receive.
PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. Annual percentage rates (APRs) shown include the 0.25% autopay discount. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at SoFi.com/eligibility-criteria. SoFi reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change. Fixed Rates: Fixed rates range from 8.74% APR to 35.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account. Enrolling in autopay is not required to receive a loan from SoFi. Loan Terms: SoFi Personal Loans offer loans with a period of repayment between 2 and 7-year terms. Loan Fees: SoFi personal loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.
PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $30,000 personal loan with a 2-year repayment term, a 0.25% autopay discount, and a fixed rate between 8.74% APR to 35.49% APR. It works out to 24 monthly payments ranging from $1,356.68–$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that the borrower is signed up for autopay and that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. SoFi does not offer variable rate personal loans. State restrictions may apply.
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