Lifestyle Money Careers Fitness Remote Work
Couples are going on “money dates” — a special occasion to discuss their financial situations. Here’s why that’s more romantic than it sounds.
Read more
Here’s a great reason to choose SoFi for your next home
purchase or refi. Get a $1,000 cash bonus into a SoFi Checking
and Savings account once your loan is funded! Start by viewing your
rate-it takes minutes and won’t affect your credit score.†
Where’s my confirmation #?
Your confirmation # is a 13—digit code on the right hand side of the SoFi offer you received in the mail.
Don’t worry—checking your rate will not affect your credit score.†
Our Mortgage Loan Officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.
✓ Choose from 10-, 15-, 20-, and 30-year fixed terms5-8
Buying a home shouldn’t be so painful–our online application is simple, and we have dedicated Mortgage Loan Officers to guide you through the process.
Down payments as low as 3% for first-time borrowers^, or as low as 5% for other borrowers.^
Private Mortgage Insurance (PMI) is an insurance that protects lenders in the event of loan default.
^ SoFi requires Private Mortgage Insurance (PMI) for conforming conventional home loans with a loan-to-value (LTV) ratio greater than 80%. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
Our Lock and Look feature² allows you to lock in your rate for 90 days while you search for the perfect place to call home.
You deserve a more zen mortgage. Our Mortgage Loan Officers are dedicated to closing your new home purchase on time – backed by our $5,000 guarantee offer.‡
⁵ 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.990%, LTV 80% is $2168.00 for full Principal and Interest Payments with $5017.32 due at closing. The Annual Percentage Rate is 6.207%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁶ 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.750%, LTV 80% is $2542.00 for full Principal and Interest Payments with $5940.42 due at closing. The Annual Percentage Rate is 6.068%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁷ 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $5082.48 due at closing. The Annual Percentage Rate is 5.482%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
⁸ 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $3862.00 for full Principal and Interest Payments with $5111.44 due at closing. The Annual Percentage Rate is 5.636%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
We’ve teamed up with Experian® to help you protect your vehicle with the right auto insurance coverage at the right price.
Compare quotes now
{/* RTB + 4 Blocks side by side, needs under curve */}
Check prices and coverage options from a network of top insurance providers.
Answer a few simple questions to get all your quotes in minutes, all in one place.
See options tailored to fit your needs and compare them to your current policy.
Competitive quotes from different providers could help you save $961 a year on average.*
Answer a few questions about your
home and needs.
Get offers from up to 40 top insurers
to find the best rate.
Purchase your favorite policy. That’s it!
Compare quotes now
{/* FAQs */}
See all FAQs
Compare quotes now
Read more