SoFi Blog

Tips and news—
for your financial moves.

CC DM 2% Offer

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Say hello to the
SoFi Unlimited 2% Credit Card.*

Earn unlimited 2% cash back rewards on all eligible purchases with no annual fee†—and
get 0% intro APR1 on balance transfers or purchases for 15 months. Plus get $200 when you spend $500 within 90 days.


Apply now


*Terms apply



See Pricing, Terms & Conditions


SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Get 0% Intro APR for 15 months, plus $200.

Skip out on paying interest by getting 0% Intro APR on balance transfers and purchases for 15 months.1 After 15 months, your APR will change to 18.74% and 29.24% based on your credit worthiness. Plus, earn $200 for spending $500 within 90 days.2


Apply now


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Cash back rewards are just the beginning.

Earn unlimited 2% cash back rewards on all purchases.*

No limits, caps, rotating categories, or minimum to redeem.

Get 3% cash back rewards through SoFi Travel.4

Count on ID Theft Protection5 and Zero Fraud Liability.6

No annual fee.

No foreign transaction fees.


Read more

3 Tips to Make Your Holiday Budget Even More Holly Jolly

Holiday spending can be a real cause of stress – nearly 50% of people in the U.S. feel nervous or stressed about finances this season. Learn how you can avoid spending more than you have and the pressure of trying to keep up with everyone else.

Read more
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