SoFi Blog

Tips and news—
for your financial moves.

Aug
18
2023

Cash-Out Refinance | DR

By | 1_Web_ML | Comments Off on Cash-Out Refinance | DR






CASH-OUT REFINANCE

Turn your home equity
into cash.

Turn your equity into cash with a cash-out refi and pay down high-interest debt, or increase your home’s value with a remodel.

• Get one-on-one assistance from a dedicated Mortgage Loan Officer.
• Get your rate in a matter of minutes.


View your rate




BTW it’s a soft inquiry, so it won’t affect your credit score.†


Awards or rankings are not indicative of future success or results. Neither
SoFi Bank, N.A. nor its employees paid a fee in exchange for ratings. Awards and ratings are independently
determined and awarded by their respective publications.

Why refi with SoFi?



  • Turn your home equity into cash.

    Consolidate high-interest debt or pay for home renovations with cash-out refinancing.



  • $0 origination fee.

    Unlike other lenders, SoFi doesn’t charge an origination fee1 — which helps you save serious cash you can keep for remodeling or consolidating debt.



  • Save even more.

    You could save thousands with a lower rate when you use cash-out refinancing to remodel your home or pay off high-interest debt.



  • Get help when you need it.

    Our Mortgage Loan Officers are ready to guide you through the cash-out refinance process step by step.


View your rate

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
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