SoFi Blog

Tips and news—
for your financial moves.

DM HL Trigger – 2024


With a SoFi Mortgage, you’re eligible for a $1,495 credit at closing on your next home loan.^

Plus all the benefits you’ve come to expect from us.

Checking your rate will not affect your credit score.

5 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.990%, LTV 80% is $2168.00 for full Principal and Interest Payments with $5361.22 due at closing. The Annual Percentage Rate is 6.216%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.

6 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.750%, LTV 80% is $2542.00 for full Principal and Interest Payments with $6197.44 due at closing. The Annual Percentage Rate is 6.077%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.

7 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $5556.70 due at closing. The Annual Percentage Rate is 5.502%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.

8 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $3862.00 for full Principal and Interest Payments with $5549.46 due at closing. The Annual Percentage Rate is 5.663%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.


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Break up with bad banking for a chance to win weekly prizes worth thousands of dollars, or an epic grand prize of $50K and tickets in a VIP suite at SoFi Stadium for you and up to four friends.* Enter by 11/29/22.


How to Enter

*No purchase or account funding necessary to enter. Ends 11/29/22. See
Official Rules for details,
including specifics on eligibility requirements and prize details. Void where prohibited by law.

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Earn up to three entries:



  • Download the SoFi app and sign up to become a member using the QR code below.



  • Already have the app? Sign up for SoFi Checking and Savings to unlock an entry.



  • Refer your friends —you’ll
    secure an extra entry for each friend that successfully signs up for a SoFi Checking and Savings account!


Download now

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CHECKING AND SAVINGS

Add up to 3.60% APY and no account fees to your financial playbook.

Get paid up to two days early, pay no account or overdraft fees^, and cash in on up to $300 when you set up direct deposit.**


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Having all your
money in one place
is the ultimate game plan.

Checking and Savings

Upgrade to a better online banking experience and get up to 9x the national average on your savings balances.††


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SoFi Invest®

Get access to active investing, robo investing, ETFs, and retirement accounts.


Learn more →

Personal Loans

Consolidate your credit card debt with lower interest and no fees using a SoFi Personal Loan.


Learn more →

Student Loan Refinancing

Refi the part of your student loans that isn’t going to be forgiven before rates go up again.


Learn more →

{/* Having all your money in one place – Mobile Version */}

Having all your
money in one place
is the ultimate game plan.

Checking and Savings

Upgrade to a better online banking experience and get 9x the national average checking account rate. ††


Learn more →

SoFi Invest®

Get access to active investing, robo investing, ETFs, and retirement accounts.


Learn more →

Personal Loans

Consolidate your credit card debt with lower interest and no fees using a SoFi Personal Loan.


Learn more →

Student Loan Refinancing

Refi the part of your student loans that isn’t going to be forgiven before rates go up again.


Learn more →


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