SoFi’s Head of Investment Strategy looks at the relationship between cyclicals and yields and what the recent split between the two could mean for the future of the market.
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You’ve put in the work and more than paid your dues. It’s time for a well-deserved financial break when you refi with SoFi.* SoFi reserves the lowest rates just for medical and dental professionals just like you—ready to see what’s possible?
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BTW it’s a soft inquiry, so it won’t affect your credit score.†
Start by viewing your rate (it won’t affect your credit score)†. We’ll let you know if you’re qualified before you complete your application.
Compare the plans available to you with a choice of rates and terms.
Upload a screenshot of your student loan statement, then sign your paperwork electronically.
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We understand your time is valuable. That’s why you can schedule a time for one of our dedicated team members to call and help you through the refi process.
We’re available:
Monday—Thursday, 5am—7pm PT
Friday—Sunday, 5am—5pm PT
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BTW it’s a soft inquiry, so it won’t affect your credit score.†
✓ Lock your rate now and qualify for a $500 bonus.
✓ Exclusive $500 cash bonus in a SoFi account after your loan funds.^
✓ Save now when you buy* and later when you refi1
✓ Close on-time, guaranteed.‡
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Checking your rate will not affect your credit score.†
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Save now with a 0.25% pricing special* on 30-year terms, and we’ll help you save again when you refinance by waiving our admin fee.1
✓ Choose from 10-, 15-, 20-, and 30-year fixed terms5-8
Buying a home shouldn’t be so painful–our online application is simple, and we have dedicated Mortgage Loan Officers to guide you through the process from start to finish.
Down payments as low as 3% for first-time borrowers, or as low as 5% for all other borrowers.
3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to all other borrowers. For conforming home loans with a loan-to-value (LTV) ratio greater than 80%, SoFi requires PMI. Private Mortgage Insurance (PMI) is an insurance that protects lenders in the event of loan default.
5 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 5.875%, LTV 80% is $2141.00 for full Principal and Interest Payments with $6030.92 due at closing. The Annual Percentage Rate is 6.117%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
6 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.750%, LTV 80% is $2542.00 for full Principal and Interest Payments with $6041.78 due at closing. The Annual Percentage Rate is 6.072%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
7 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.125%, LTV 80% is $2886.00 for full Principal and Interest Payments with $4901.48 due at closing. The Annual Percentage Rate is 5.474%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
8 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $3884.00 for full Principal and Interest Payments with $5194.70 due at closing. The Annual Percentage Rate is 5.767%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.
SoFi’s Head of Investment Strategy discusses the various ways we slice and dice inflation, and how the consumer is the one thing that really matters.
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Are you unsure about your finances? You’re not alone—and SoFi at Work can help. Our exclusive webinar series is for women looking to crush debt, invest wisely, and save for future tuition.
We’re ready to talk money and tackle the financial topics you care about most. Our women speakers will break it all down into simple
steps that are sure to increase your confidence.
Steps to take to get out of debt.
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How to invest in today’s market.
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Prepare for your children, or yourself.
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Get even more info to help you succeed—meet with a financial planner, take advantage of all your SoFi at Work financial benefits, and get savvy about money in every way possible.
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