SoFi Blog

Tips and news—
for your financial moves.

Banking for Healthcare Professionals – Doctors & Dentists | SoFi


HEALTH CARE BANKING FOR DOCTORS AND DENTISTS

Helping health care professionals achieve financial wellness.

SoFi is here with award-winning banking to help medical professionals like you Get Your Money Right®. Take advantage of wealth building features like our high-yield savings account that earns up to 3.60% APY12


Here’s how we can help you
Get Your Money Right®.


Not many banks can say this: earn up to 3.60% APY APY¹ with no account fees.² Learn more.

}
heading=”Checking and Savings”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Credit score monitoring, spending analysis, financial insights, and more. Learn more.

}
heading=”Credit Score & Insights”
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Trade and invest in stocks, ETFs, and IPOs—all in one place. Learn more.

}
heading=”SoFi Invest®”
topRightPillClassName=””
topRightPillText=”3 / 3″
/>



Here’s how we can help you
pay down your student debt.


Our lowest refi rates are reserved for medical professionals like you. Learn more.

}
heading=”Med Professional Refinancing”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Pay just $100/month⁴ during residency. Learn more.

}
heading=”Med Resident Refinancing”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Pay off debt with competitive rates, flexible terms, and no fees. Learn more.

}
heading=”Student Loan Refinance”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”3 / 3″
/>



Here’s how we can help you
buy or build a new home.


Low down payments, flexible loan options, and an easy online application process. Learn more.

}
heading=”Home Mortgages”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Explore our resources dedicated to helping you navigate the home-buying process. Learn more.

}
heading=”Mortgage Resource Hub”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Compare multiple quotes from top insurers so you can save time and money. Learn more.

}
heading=”Homeowners Insurance”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”3 / 3″
/>



Here’s how we can help you
build your investment portfolio.


Trade and invest in stocks, ETFs, and IPOs—all in one place. Learn more.

}
heading=”SoFi Invest®”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Explore SoFi’s active or automated Traditional, Roth, and SEP IRAs. Learn more.

}
heading=”Retirement Accounts”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Explore our guide on how to make your money work harder for you. Learn more.

}
heading=”Wealth Investing Guide”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”3 / 3″
/>



Here’s how we can help you
see a big picture of your finances.


Keep your finances in order by tracking your credit score—at no cost. Learn more.

}
heading=”Credit Score Monitoring”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Stay on top of your finances by seeing where your money comes and goes. Learn more.

}
heading=”Budgeting and Spending”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Get complimentary advice based on your unique needs. Learn more.

}
heading=”Financial Planning”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”3 / 3″
/>



Here’s how we can help you
prepare for retirement.


Trade and invest in stocks, ETFs, and IPOs—all in one place. Learn more.

}
heading=”SoFi Invest®”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Explore SoFi’s active or automated Traditional, Roth, and SEP IRAs. Learn more.

}
heading=”Retirement Accounts”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Stay on top of your finances by seeing where your money comes and goes. Learn more.

}
heading=”Budgeting and Spending”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>



Here’s how we can help you
pay down your credit card debt.


Transfer high-interest debt to a personal loan with lower interest. Learn more.

}
heading=”Credit Card Consolidation”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
Explore our guide on how to get the most out of your credit cards. Learn more.

}
heading=”Credit Card Resource Hub”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Not many banks can say this: earn up to 3.60% APY APY¹ with no account fees.² Learn more.

}
heading=”Checking and Savings”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”3 / 3″
/>



Here’s how we can help you
pay for school.


With competitive rates, no fees, member benefits, and an easy online process. Learn more.

}
heading=”Health Professions Loans”
topRightPillClassName=””
topRightPillText=”1 / 3″
/>
This resource is to help you understand, navigate, and manage student loans. Learn more.

}
heading=”Student Loan Help Center”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”2 / 3″
/>
Get an estimate of your student loan payments and see how it affects your monthly budget. Learn more.

}
heading=”Student Loan Calculator”
topLeftImg={{
alt: ”,
src: ”,
srcSet: ”
}}
topRightPillClassName=””
topRightPillText=”3 / 3″
/>


Not sure where to start?
Our concierge team is ready to help.

  • SoFi Student Loan Specialist

    They can help you manage the complexities of debt,
    increase cash flow—and much more. Call 888-594-2936
    or schedule a call below.


    Book now

  • Financial Planner

    As a medical professional, you need tailored guidance.
    Our financial advisors are here to help you navigate
    finance for physicians and dentists—at no additional cost.


    Book now

The SoFi app fits any busy lifestyle—the perfect bank for doctors and dentists.








screen images simulated

Why SoFi is a great bank for doctors
and dentists or really anyone:

12.6M
SoFi members

$34B+
in debt paid off

$73B+
in funded loans

Here are just a few SoFi member benefits:

  • SoFi Plus

    Our premium membership helps you earn more, save more, and access more. Upgrade for free with direct deposit.

  • SoFi Member Rewards

    Earn points for smart money moves and personalize your redemption options.

  • SoFi Travel

    Access premium offers on flights, hotels, and rental cars.

  • Financial planners

    Get personalized advice from professional advisors.


Explore more

We’ve helped thousands of med professionals like you.

When I was looking at SoFi I saw the checking and savings account options, investment, personal loans, and I liked the way that it felt like a membership community.

Forensic Nurse

Kalen K.

Actual SoFi member. Paid testimonial.

I wanted to be more financially independent, and I had a SoFi ‘aha’ moment where it worked for me. I had a very competitive rate and I had a set time that I could pay my student loans off.

Gynecologic Oncology Physician

Dr. Ebony H.

Actual SoFi member. Paid testimonial.

When I refinanced, everything was consolidated into one loan and one interest rate. That really simplified it for me and just made it easier.

Doctor of Physical Therapy

Dr. Darcy S.

Actual SoFi member. Paid testimonial.

Resources on banking for doctors and dentists—and so much more.




See more


Get Your Money Right®—doctor’s orders.

When medical professionals take care of themselves, they can take better
care of their patients. Take advantage of everything SoFi has to offer:

{/* PRODUCT TILES */}

{/* (2) Show product tiles statically. Use this ONLY if the default static order needs to be changed. ADD “hide” in “class” below when running (1) through Optimizely*/}
{/* OLD ProductTiles (static ordering) START ———————- */}

{/* OLD ProductTiles (static ordering) END ———————- */}


Read more

DM HL Trigger – 2024


With a SoFi Mortgage, you’re eligible for a $1,495 credit at closing on your next home loan.^

Plus all the benefits you’ve come to expect from us.

Checking your rate will not affect your credit score.

5 30-YEAR Payment Example: The payment for a 30-year term, loan amount $362000.00, Rate 6.125%, LTV 80% is $2200.00 for full Principal and Interest Payments with $4695.14 due at closing. The Annual Percentage Rate is 6.335%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.

6 20-YEAR Payment Example: The payment for a 20-year term, loan amount $362000.00, Rate 5.990%, LTV 80% is $2591.00 for full Principal and Interest Payments with $4952.16 due at closing. The Annual Percentage Rate is 6.276%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.

7 15-YEAR Payment Example: The payment for a 15-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $2910.00 for full Principal and Interest Payments with $5187.46 due at closing. The Annual Percentage Rate is 5.612%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.

8 10-YEAR Payment Example: The payment for a 10-year term, loan amount $362000.00, Rate 5.250%, LTV 80% is $3884.00 for full Principal and Interest Payments with $5364.84 due at closing. The Annual Percentage Rate is 5.778%. No prepayment penalty. Payment shown does not include taxes and insurance. The actual payment amount will be greater. Interest rates and annual percentage rates (APRs) are for informational purposes only and are subject to change without notice.


Read more
TLS 1.2 Encrypted
Equal Housing Lender