SoFi Blog

Tips and news—
for your financial moves.

SoFi At Work TheFreshMarket

 

EMERGENCY SAVINGS

How to keep cool
when life heats up.

Emergency savings through a SoFi Checking and Savings account can bring the chill when you’re in
hot water.

Sign up now

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Emergencies–handled.

The Fresh Market has partnered with SoFi at Work to offer our team members valuable financial well-being resources. This one’s easy—just sign up for a SoFi Checking and Savings account, start saving—then get quick access to cash when you need it most.

Sign up now

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Savings–made easy.

Set it, forget it—
then start saving.

Set up recurring monthly contributions to your emergency savings through a SoFi Checking and Savings account—no account fees*, no catch.

Start small and
watch it grow.

Save as much as is comfortable for you—even just $10-$20 a paycheck can help you reach your goals.

Enjoy your contributions growing faster.

SoFi’s APY rates are designed to help you expand your emergency savings quickly so you can get ahead.

Win-win with
cash benefits.

Get up to $75 by making deposits to your emergency savings, connecting to direct deposit, or reaching a $100 balance by 4/20/24.

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How it works.

Setting up your emergency savings couldn’t be easier, and getting access to your cash when you need it is just as simple.

Sign up for a SoFi Checking and Savings account, if you don’t have one already.

Set up Direct Deposit—with just $10-$20 per paycheck, you can start building your emergency savings.

Access funds from your emergency savings when you need them. You can use your SoFi debit card to cover costs directly or to withdraw cash from any one of 55,000+ ATMs nationwide.‡

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You could get up to $75 deposited
to your emergency savings.

Connect to direct deposit, get $25.

Make three deposits, get $25.

Reach a $100 savings balance, get $25.

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Start your
emergency savings
today
and get
peace of mind—
free.


Have questions? Just reach out to SoFi’s dedicated support team at
833-277-7634 or [email protected]

Sign up now

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Home Loans $1495 Offer 1

With a SoFi Mortgage, you’re eligible for a $1,495 credit at closing.^

As a loyal SoFi member, you’re selected to receive this offer. Plus, close faster than the industry
average1 and you could save with competitive rates.


View your rate

Why SoFi? Our mortgage loans
fund with benefits.



  • Turn home equity into cash

    Consolidate high-rate debt or finance home improvements with a cash-out refinance.



  • Flexible term options

    Choose from 10-, 15-, 20-, and 30-year fixed terms5-8 with down payment rates as low as 3% for first-time buyers.





  • Close on time, guarantee

    Buying a home can be stressful. Our on-time close guarantee offer provides peace of mind, backed by $5,000 if your loan doesn’t close as promised.



  • Exclusive Member Discount

    Receive a special $1,495 credit at closing for being a loyal SoFi member ^



Apply online or call for a complimentary
mortgage consultation.

Just call (833)-438-7634 to get in touch with our Mortgage Loan Officers. Ready to jump in? Pre-qualify online.


Get pre-qualified


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Student Loan Lifeline

Student Loan Lifeline: A SoFi Guide 🛟

Getting your student loan application right can mean improving your credit score or taking a different approach. For instance, students with cosigners are 6 times more likely to be approved!

Let SoFi lead you through the process step by step. We’ll review the different types of student loans, their requirements, and tips and tricks that will give your application the best chance possible.


Student Loans: A Refresher Course

There are different types of student loans, either federal or private. Each has its own requirements. Brushing up on the differences can help you get the right loan for you.







Student Loan Payment Calculator




Cosigners: How and When to Use One

Over 70% of student loan applicants have a cosigner. That’s someone with income and a good credit history (often a parent) who signs the loan agreement with you and is equally responsible for making sure the loan gets paid back. You are way more likely to get approved if you apply with a cosigner. And you can release your cosigner after 24 consecutive payments.*





Apply with a Cosigner




Credit Scores and How to Build Them

Good credit helps you qualify for the best interest rate on student loans. And it allows you to get better deals on everything from auto insurance to credit cards. If your credit history is holding you back, there are steps you can start taking today to turn it around. Over time your credit score will get to where it needs to be.






Sign up for Credit Score Monitoring




FAFSA: What You Need to Know

To apply for financial aid, the first thing you’ll need to do is fill out the FAFSA®, or Free Application for Federal Student Aid. This is how you apply for federal student loans. Colleges and universities may also require you to fill out the FAFSA to qualify for scholarships, grants, and other financial aid. The new FAFSA form for the 2024-2025 school year will be released December 31 — um, Happy New Year?





2024-2025 FAFSA form




Scholarships: A Complete Guide

Scholarships are awarded to students for many reasons, including academic achievement, community service, financial need, athletic promise, and more. Applying takes time and effort, but it’s worth it: This is free money that doesn’t need to be paid back. We’ll walk you through the process of finding scholarships that match your qualifications.




Scholarship Search Tool




Paying for College: Tips and Strategies

Between tuition and fees, room and board, and books and supplies, college is an expensive endeavor. Every student has their own strategy for covering costs, including savings, scholarships and grants, and student loans, among others. Learn how families like yours make it work.



Putting your student through college is a big life moment.

Besides SoFi college loans for parents, there are many federal loans, grants, scholarships, work-study programs, and other options to consider. Please borrow responsibly.




Hey Parents! Your Burning Questions, Answered





Learn more about Parent Student Loans



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