Personal Loan – DR – Dynamic Landing Page Headlines Test – home equity loan
Personal loans: like a home equity loan, but faster.
Are you paying more than 10% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.
No origination fees in most states, no prepayment penalties.
So Easy
Find Your Rate
Get pre-qualified online with no hidden fees and no obligation.
Select Your Loan & Apply
Choose the loan that works for you and complete your application.
Sign electronically and receive your funds
Sign your documents and funds are deposited to your account.
Payment Examples
Fixed Rate Loans
| Term | Origination Fee |
Rate (APR) |
No. of Payments |
Monthly Payment |
Total Payments |
|---|---|---|---|---|---|
| 2 Years | None | 8.74% – 35.49% | 24 | $1,366.97 – $1,763.32 | $32,807.19 – $42,319.74 |
| 3 Years | None | 10.08% – 35.49% | 36 | $969.14 – $1,365.41 | $34,889.14 – $49,154.90 |
| 4 Years | None | 10.93% – 35.49% | 48 | $774.35 – $1,178.04 | $37,168.62 – $56,545.80 |
| 5 Years | None | 12.16% – 35.49% | 60 | $669.76 – $1,074.14 | $40,185.69 – $64,448.26 |
| 6 Years | None | 13.16% – 35.49% | 72 | $604.76 – $1,011.27 | $43,542.68 – $72,811.45 |
| 7 Years | None | 13.49% – 35.49% | 84 | $553.78 – $971.20 | $46,517.72 – $81,581.10 |
Questions? Call us for a free consultation at 855-456-7634
How The World’s Top 5 Nations in Education Handle Student Loan Debt
Concerns about the rising cost of college in the United States—and the $1.4 trillion in student loan debt nationwide—are alive and well.
And they’ve prompted a lot of discussion about the different ways our educational peers nearby, across the pond, and beyond handle student loan repayment programs. When it comes to tuition costs and paying off student loans, the American system is unique—and not for all the reasons you might think.
It turns out that cheap or even free tuition doesn’t mean the end of student loans. Student loans are common even in countries with free tuition, because no matter where you go to college, you have to live somewhere and, of course, eat.
Sweden gets a lot of attention because tuition there is free. Still, Swedish students borrow money for college just as frequently as Americans do—and about 70% of students in both countries have student loans. But Swedish students graduate with about $20,000 in debt, compared to about $30,000 for American graduates.
To explore how the rest of the world pays for learning, we looked at the most recent QS World University Rankings. Thirty-two of the top 100 schools are in the U.S. Another 32 are found in just four countries: the United Kingdom, Germany, Australia, and Canada. Below, we compare the way higher education is financed in all five nations, in descending rank order.
Read more
Personal Loans – Members
Pay off credit cards or invest in a major purchase
Are you paying more than 16% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.
Personal Loan Comparison6
Here’s how SoFi Personal Loans compare
| SoFi Members | Lending Club | Discover Personal Loan | Credit Cards | ||
|---|---|---|---|---|---|
| APR range |
Fixed Rates 8.74% – 35.49% (with AutoPay, plus rate discount)5 |
5.99 – 35.89% | 6.99 – 24.99% | 12.00 – 22.86%6 | |
| Fees | No Hidden Fees | 1 – 5% Origination Fee | No Fees | 3% Balance Transfer Fee | |
| Term | 2, 3, 4, 5, 6 or 7 years | 3 or 5 years | 3, 4, 5, 6, or 7 years | Rolling | |
| Amount | $5,000 – $100,000 | $1,000 – $40,000 | $2,500 – $35,000 | Varies | |
| Unemployment Protection4 | Yes | No | No | No |
So Easy
Find Your Rate
Get pre-qualified online with no hidden fees and no obligation.
Select Your Loan & Apply
Choose the loan that works for you and complete your application.
Sign electronically and receive your funds
Sign your documents and funds are wired to your account.
Trust And Security
256-Bit SSL
Financial Protection Bureau
Personal Loan Calculator
See how much you can save when you pay off your existing debt with a SoFi personal loan.
Common Questions
Questions? Call us for a free consultation at 855-456-7634.
It’s not exactly the most fun thing to sit down and figure out whether the person you’re dating is on the same page as you financially—in fact, you could practically call it a buzzkill. But if you’re serious about one another, talking about credit scores, budgets, and debt is not something you should put off, because one money mistake can be all it takes to get you into serious and immediate financial trouble.
It’s hard enough to budget and track your own spending and saving habits, but when your dreams are shared and depend on the equal due diligence of another person, you have even less control over how quickly you get there. So you’ll want to find out sooner rather than later if you align on how you handle your money, before it potentially becomes an issue.
Here are five tips to help you determine whether you and your partner are a good “money match.”