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ATM Locations

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SoFi ATM locations

Access no-fee ATMs at your favorite shopping locations.

When you open a SoFi Checking account, you’ll have fee-free access to 55,000+ ATMs worldwide through the Allpoint Network, including popular retail store locations like CVS, Walgreens, Target, and more1.


Open an account

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Access no-fee ATMs with a
SoFi Checking account.

Free ATM withdrawals.

With a SoFi Checking account, you can withdraw money for free at more than 55,000 ATMs worldwide.

Convenient access.

Odds are that you have a fee-free ATM near you. You can find SoFi bank ATMs at popular retail locations and convenience stores like Target, Walgreens, CVS, and more.

Locate an ATM anytime, anywhere.

Log in to your SoFi app 24/7 to find the nearest SoFi ATM to you.


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Find a SoFi ATM location near you.


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    How to withdraw money from SoFi ATMs:

  • Find the nearest ATM location.

    Locate the nearest Allpoint ATM using the map above or the SoFi mobile banking app.

  • Insert your SoFi Debit Card.

    Insert your SoFi debit card into the ATM and enter your PIN.

  • Select your withdrawal amount and get your cash!

    Enter the amount you want to withdraw from your checking account and confirm your transaction. Take your card, cash, and receipt from the ATM. The maximum daily ATM withdrawal limit is $1,000.


  • Open an account

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FAQ


What is the SoFi ATM network?

SoFi uses the Allpoint Network—meaning you have access to 55,000+ fee-free ATMs worldwide, including at popular retail store locations like Walgreens, CVS, Target, Costco, and more.


How much are SoFi ATM fees?

When using an Allpoint Network ATM, withdrawals from your SoFi Checking account are free.


Does SoFi reimburse ATM fees?

If you incur fees from an ATM outside of the Allpoint Network, you won’t be reimbursed. Use the SoFi app to locate a fee-free ATM near you.


What is the ATM withdrawal limit for SoFi?

The maximum daily ATM withdrawal limit from your checking account is $1,000.


Can I withdrawal funds from my SoFi Savings account using my SoFi debit card?

No, you cannot withdraw funds from your SoFi Savings account using your SoFi debit card. However, you can instantly transfer funds from your SoFi Savings account to your SoFi Checking account using the mobile app or a web browser, and then make your withdrawal.


Can I deposit cash into my SoFi Checking or my SoFi Savings account at an ATM?

No, you cannot deposit cash for your SoFi Checking and Savings account at any ATM. However, you can deposit money using the Greendot network. Additionally, you have the option to deposit checks using mobile deposit via the SoFi app.


What happens if I overdraft my account at an ATM?

If you have SoFi Checking and Savings and have set up direct deposits of at least $1,000, you get no-fee overdraft coverage of up to $50. Otherwise, ATM transactions exceeding available funds will be declined.

For more details, explore SoFi’s overdraft fees.


Does SoFi have international ATM fees?

SoFi does not charge international ATM fees for using your SoFi Checking account debit card at any Allpoint® Network ATM. However, a 0.9% foreign convenience fee and a 0.2% foreign exchange fee will be charged by Mastercard.

Learn more about SoFi’s bank fees.


How can I withdraw money from SoFi without a debit card?

You’ll need your debit card and PIN to withdraw cash from your SoFi Checking account.


Does SoFi have physical locations?

No. Because SoFi doesn’t operate any physical branches, we’re able to pass associated cost savings back to our members through high-yield APY, cash bonuses, and more.


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Learn more about ATM banking.








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Open a SoFi Checking and Savings account
and enjoy fee-free ATMs near you1.


Open an account


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