Case Western Reserve University Tuition and Fees
Case Western Reserve University Tuition and Fees
(Last Updated – 01/2025)
Total Cost of Attendance
Case Western Reserve University (CWRU) in Cleveland, Ohio, is one of the country’s leading research universities. Over the years, Case Western students and faculty have worked on such major projects as the polio vaccine, the MRI, and insulin.
Case Western tuition for the 2023-24 academic year was $64,671. This is much higher than the national average of $43,350 for private university tuition and fees.
|
Costs 2023-24 |
|
|
Tuition & Fees |
$64,671 |
|
Books & Supplies |
$1,200 |
|
Room & Board |
$18,202 |
|
Other Expenses |
$2,000 |
|
Total Cost of Attendance |
$86,073 |
Financial Aid
Many students use financial aid while attending Case Western. In fact 88% of CWRU students use one or more forms of financial aid to help with Case Western tuition and other costs. This aid may be in the form of scholarships, grants, or loans, or it may be a combination of all these.
For instance, Pell Grants, federal funding for undergraduates with exceptional financial need, are awarded to 17% of Case Western Reserve University students.
Explore financial aid options: Ohio Student Loan & Scholarships.
Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: TThese can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, and nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• US Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
• SoFi Scholarship Finder – Use our online tool to streamline your search for scholarships, grants, and other opportunities, and filter by award type, location, level of study, and more.
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
The majority of students at Case Western Reserve use student loans to help pay for the cost of college. Two-thirds, or 63%, of CWRU undergrads take out federal student loans. And 7% take out private student loans. These private loans average $11,457 per year, per student.
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
The cost to attend Case Western University for four years, including tuition and fees, room and board, books, and other expenses, would be $344,292, based on 2023-24 prices. This is higher than the national average cost of four years at a private university, which is $241,680.
This student loan and scholarship information may be valuable as you research schools and costs.
Undergraduate Tuition and Fees
|
Costs 2023-24 |
|
Tuition & Fees |
$64,671 |
|
Books & Supplies |
$1,200 |
|
Total Cost of Attendance |
$65,871 |
The combined cost of tuition and fees plus books and supplies for students at Case Western in 2023-24 was $65,871. Both in-state and out-of-state students pay the same costs to attend the university.
Graduate Tuition and Fees
|
Costs for 2023-24 |
|
|
Tuition |
$52,360 |
|
Fees |
$42 |
|
Total |
$52,402 |
Considering Case Western Reserve University for grad school? In 2023-24, the cost for Case Western tuition and fees for graduate school was $52,402. This is significantly higher than the national average for graduate school at private institutions, which is $15,100 per year.
There are graduate loans available to help with these costs.
Cost per Credit Hour
Students who register for fewer than 12 credit hours are considered part-time. To attend CWRU on a part-time basis, the cost per credit hour is $2,862, and tuition is charged on the number of semester hours a student takes. Summer classes are $1,376 per credit hour for undergrads.
Certificates
Certificate programs at CWRU are offered through the School of Graduate Studies. These include certificates in Applied Data Science, Public Health, Experimental Biotechnology, Health Informatics, and more. Some certificates are part of other degree programs; others are taken on their own.
Students who register for certificate programs need to complete all the coursework and maintain a 3.0 GPA in order to be awarded a certificate. All certificates offered at Case Western Require a minimum of 15 credit hours.
Campus Housing Expenses
|
Student Type |
On-Campus |
Off-Campus |
|
Room & Board |
$18,202 |
$10,750 |
|
Other Expenses |
$2,000 |
$2,000 |
FAll first- and second-year students are required to live on the Case Western campus. There are two first-year buildings, eight second-year buildings, nine upper-class buildings, and 18 Greek Life Houses on campus.
For upper-class students who choose to live off campus, there are affordable housing options within walking distance to campus.
Case Western Reserve University Acceptance Rate
|
Fall 2023 |
|
|
Number of applications |
39,033 |
|
Number accepted |
11,320 |
|
Percentage Accepted |
29% |
If you’re thinking about applying to the university, knowing the Case Western acceptance rate can be extremely helpful.
For 2023, the Case Western acceptance rate was 29%. That means that in the fall of 2023, 11,320 students were accepted out of the 39,033 who applied. This makes the CWRU acceptance rate moderately selective.
Admission Requirements
Here’s what CWRU requires for first-time students when they apply to the school — and also what’s recommended.
Required:
• High school transcript
• Completion of college-prep program
• Recommendations
• Application essay
Optional:
• SAT or ACT scores
The CWRU deadline for Early Action and Early Decision I is November 1. The Pre-Professional Scholars Program deadline is December 1. The deadline for Early Decision II and Regular Decision is January 15.
SAT and ACT Scores
While standardized test scores aren’t required at CWRU, it’s useful to know how other students scored in prior years. These are the scores of students at the 25th and 75th percentiles who submitted scores in the fall of 2032.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
700 |
750 |
|
SAT Math |
730 |
790 |
|
ACT Composite |
32 |
34 |
|
ACT English |
33 |
35 |
|
ACT Math |
31 |
35 |
Popular Majors at Case Western Reserve University
CWRU offers nearly 100 different options for fields of study, giving students lots of choices. Here are 10 of the most popular majors at the university.
1. Computer Science
Computer Science majors can choose an area of in-depth study that includes Algorithms and Theory; Artificial Intelligence; Bioinformatics; Computer Systems, Networks, and Security;
Databases and Data Mining; or Software Engineering.
Undergraduate degrees in 2022-23: 136
2. Nursing
Nursing students get the combined benefit of learning important theories in the classroom plus hands-on practice and leadership development in real-world health care settings.
Undergraduate degrees in 2022-23: 102
3. Biology
In this program, students can choose an area of focus such as Biotechnology and Genetic Engineering, Molecular and Cellular biology, Genetics, Immunology, Chemical Biology, Physiology and Biophysics, Neurobiology and Animal Behavior, Developmental Biology, Population Biology, Ecology, or Environmental Science.
Undergraduate degrees in 2022-23: 101
4. Biomedical Engineering
Students in this program learn how to solve real-world problems of human health through lectures, creative design, undergraduate research, entrepreneurial activities, and hands-on experiences on campus and with industrial partners.
Undergraduate degrees in 2022-23: 95
5. Mechanical Engineering
If the idea of building and testing a variety of machines and mechanical systems appeals to you, this might be a program to consider. Students have the option to participate in research or study abroad.
Undergraduate degrees in 2022-23: 74
6. Psychology
Psychology students take courses like Quantitative Methods in Psychology, Psychology of Learning, Social Psychology, Adult Development and Aging, and Psychotherapy and Personality Change.
Undergraduate degrees in 2022-23: 74
7. Economics
In this program, students learn about micro and macroeconomics, international economics, health economics, incentive design and behavioral economics, negotiation and conflict resolution, and the economics of technological change.
Undergraduate degrees in 2022-23: 55
8. Biochemistry
Coursework in this major includes Undergraduate Biochemistry Research, Proteins and Enzymes, Structural Biology, Introductory Organic Chemistry, Basic Statistics for Engineering and Science, and Statistics for Experimenters.
Undergraduate degrees in 2022-23: 54
9. Chemical Engineering
After getting a solid foundation in science and engineering fundamentals, students can specialize in Biochemical Engineering, Energy, Electrochemistry, Polymers, Microfabrication, Environmental Engineering, or Business Management. Or they can create their own specialization.
Undergraduate degrees in 2022-23: 50
10. Electrical Engineering
Electrical Engineering students can choose to focus on Signals and Systems, Solid State,
Computer Hardware, Computer Software, Control, Circuits, Robotics, or Biomedical Applications.
Undergraduate degrees in 2022-23: 34
Graduation Rate
While most students graduate from Case Western Reserve University in four years, others take additional years to earn their degrees from the school. These are the graduation rates at CWRU for students who started in the fall of 2017.
• 4 years: 72%
• 6 years: 87%
Post-Graduation Median Earnings
After graduating, Case Western Reserve University alumni earn an average of $87,989 per year at their jobs. That is substantially higher than the national annual average earnings of $68,516 for the class of 2024.
Bottom Line
With its reputation as a top-notch research university, Case Western Reserve University may be right for you if you believe your future lies in the sciences, medicine, or engineering. And while tuition at CWRU is higher than the national average, there are financial aid options available to help you cover these costs. Plus, you’ll have the opportunity to earn an excellent salary after graduation.
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
SOISL-Q125-010
University of Rochester Tuition and Fees
University of Rochester Tuition and Fees
(Last Updated – 01/2025)
Total Cost of Attendance
The University of Rochester (U of R) is a top private research university that has the feel of a small liberal arts college. The university offers students many academic and personal opportunities — including the chance to apply for a special tuition-free fifth year to study a topic they’re passionate about.
In 2023-24, the University of Rochester tuition was $64,348. This is significantly higher than the national average for private university tuition of $43,350.
|
Costs 2023-24 |
|
|
Tuition & Fees |
$64,348 |
|
Books & Supplies |
$1,310 |
|
Room & Board |
$18,924 |
|
Other Expenses |
$2,380 |
|
Total Cost of Attendance |
$85,962 |
Financial Aid
Most students at the University of Rochester have some type of financial aid. To help cover the cost of their education, 75% of students at the university use one or more forms of financial aid, which may be scholarships, grants, work-study, or student loans.
For instance, 20% percent of students at the University of Rochester have Pell Grants, which is federal funding awarded to undergraduates who have exceptional financial need.
Explore financial aid options: New York Student Loan & Scholarships.
Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: TThese can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, and nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• US Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
• SoFi Scholarship Finder – Use our online tool to streamline your search for scholarships, grants, and other opportunities, and filter by award type, location, level of study, and more.
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
A number of undergraduates take out student loans to help cover the University of Rochester tuition and other costs. Specifically, 39% of students take out federal loans, and 6% take out private student loans. These private student loans average $22,272 per student per academic year.
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
The cost for students to attend the University of Rochester for four years, including tuition and fees, room and board, books, and other expenses, would be $343,848, based on 2023-24 prices. This cost is much higher than the national average of $241,680 for four years at a private university.
This student loan and scholarship information may be valuable as you research schools and costs.
Undergraduate Tuition and Fees
|
Costs 2023-24 |
|
Tuition & Fees |
$64,348 |
|
Books & Supplies |
$1,310 |
|
Total Cost of Attendance |
$65,658 |
Whether students live in-state or they’re from another state, the undergraduate tuition and fees at the University of Rochester are the same price. The combined cost of University of Rochester tuition and fees plus books and supplies in 2023-24 was $65,658.
Graduate Tuition and Fees
|
Costs for 2023-24 |
|
|
Tuition |
$38,083 |
|
Fees |
$780 |
|
Total |
$38,863 |
Prospective graduate students may want to explore the graduate programs the university offers. The cost to attend graduate school at the University of Rochester was $38,863 in 2023-24. This is significantly lower than the national average cost of grad school at private, nonprofit universities, which is $50,160 a year.
Fortunately, there are graduate loans that can help you with these costs.
Cost per Credit Hour
Undergraduates attend the University of Rochester on a full-time basis, so in most cases, there isn’t an option to pay per credit hour. However, the nursing program at the university does offer tuition per credit hour, with costs ranging from $1,200 to $1,740 per credit hour, depending on the nursing program a student is enrolled in.
Certificates
The University of Rochester has certificate programs students can combine with their majors in order to specialize in a certain area or field. Certificate programs are available in Actuarial Studies, Biotechnology, and Mathematical Modeling in Political Science and Economics, among others. Each program has different requirements and coursework. These certificates are awarded along with a student’s bachelor’s degree at graduation.
Campus Housing Expenses
|
Student Type |
On-Campus |
Off-Campus |
|
Room & Board |
$18,924 |
$1,244/mo* |
|
Other Expenses |
$1,380 |
$1,380 |
*Average rate based on available one-bedroom apartments in Rochester in 2025.
First- and second-year students at the University of Rochester are required to live on campus. Many choose to remain on campus even after that. The campus has affinity housing, where students interested in living in a quiet environment, one that’s substance-free, or one that’s nonsmoking can find other like-minded students.
For those that do choose to move off campus, there are many houses, apartments, and townhouses located near campus.
University of Rochester Acceptance Rate
|
Fall 2023 |
|
|
Number of applications |
21,680 |
|
Number accepted |
7,805 |
|
Percentage Accepted |
41% |
For prospective students, it is helpful to know a university’s acceptance rate to assist in gauging their chances of admission. The University of Rochester acceptance rate is 41%. That means in the fall of 2023, 7,805 students were accepted out of the 21,680 who applied.
At 41%, The University of Rochester acceptance rate is considered competitive.
Admission Requirements
Here’s what what’s needed and what’s recommended when you apply to the University of Rochester.
Required:
• High school transcript
• Letter of recommendation from teacher
• Letter of recommendation from counselor
Optional:
• SAT or ACT scores
The deadline for Early Decision I is November 1, with a decision given by mid-December. The deadline for Early Decision II is January 5 with a decision given by early February.
The deadline for Regular Decision is January 5 with a decision given by April 1.
SAT and ACT Scores
While test scores are not required at the University of Rochester, it can be helpful for prospective students to see what other students scored in prior years. Here are scores at the 25th and 75th percentile for tests submitted in fall of 2023.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
690 |
750 |
|
SAT Math |
710 |
790 |
|
ACT Composite |
31 |
34 |
|
ACT English |
32 |
35 |
|
ACT Math |
30 |
35 |
Popular Majors at the University of Rochester
There are hundreds of University of Rochester majors to choose from. Trying to figure out the best program for you? Here are the most popular University of Rochester majors for inspiration.
1. Biological Sciences
Students in this program can opt for a focus in Biochemistry, Cell and Developmental Biology, Computational Biology, Ecology and Evolutionary Biology, Microbiology, Molecular Genetics, or Neuroscience.
Undergraduate degrees in 2022-23: 225
2. Nursing
U of R offers a few different options for an undergrad degree in Nursing. There’s the Accelerated Bachelor for Non-Nurses, as well as the Dual Degree in Nursing. Both offer a balance of practical knowledge and clinical experience.
Undergraduate degrees in 2022-23: 201
3. Business
Business majors get a well-rounded education by taking courses like Principles of Economics, Business Information Systems and Analytics, Principles of Marketing, and Operations and Strategy. They can choose a track that includes Accounting, Business Analytics, Entrepreneurship, Finance, Information Systems, or Marketing.
Undergraduate degrees in 2022-23: 189
4. Computer Science
Computer Science majors explore computer science principles and learn how to apply them to solve problems in the field. They also have access to the Computer Science Lab, where they’ll gain hands-on experience.
Undergraduate degrees in 2022-23: 138
5. Psychology
In the Psychology program, you’ll learn about theoretical, empirical, and technical presentations of psychology as both a social and natural science. You’ll also have opportunities to participate in research as well as study abroad.
Undergraduate degrees in 2022-23: 119
6. Music
Coursework in this program includes Experiencing Music, Carillon, Introduction to Music Theory, Musicianship, Keyboard Skills, and History of Jazz.
Undergraduate degrees in 2022-23: 105
7. Economics
With one of the top-ranked Economics departments in the country, the University of Rochester thoroughly prepares students for careers in business, government, law, economics, or public policy.
Undergraduate degrees in 2022-23: 79
8. Mechanical Engineering
This degree combines creativity with math, science, and engineering. Coursework includes the Engineering of Bridges, Engineering Mechanics, Intro to CAD and Drawing, and Mechanical Systems.
Undergraduate degrees in 2022-23: 64
9. Biomedical Engineering
Students in this program must choose an area of focus: Biomechanics, Biosignals and Biosystems, Cell and Tissue Engineering, or Medical Optics. In their last year of study, seniors participate in the Biomedical Engineering Senior Design Program, where they design a prototype, test it, and present it.
Undergraduate degrees in 2022-23: 49
10. Mathematics
Math majors take courses like Multidimensional Calculus, Introduction to Probability, Fractals and Chaotic Dynamics, Theory of Numbers, and Homological Algebra. Students can opt for a BA or BS in Mathematics, a BS in Applied Mathematics, or a Joint BA in Mathematics and Statistics.
Undergraduate degrees in 2022-23: 44
Graduation Rate
Most students graduate with their degree in four years, but some others require extra time to complete their studies. These are the graduation rates at the University of Rochester for students who started in the fall of 2017.
• 4 years: 77%
• 6 years: 84%
Post-Graduation Median Earnings
U of R graduates tend to earn good money in their future careers. After completing their undergraduate degree at the University of Rochester, alumni can expect to earn an average salary of $79,042 per year. This is significantly higher than the average salary of $68,516 for graduates of private schools nationwide.
Bottom Line
If you’re interested in a research-oriented field of study and an excellent education, the University of Rochester has a lot to offer. The school could be just what you need to get the learning and experience to set you on your career path. Although the tuition is expensive, there are a number of financial aid options available to help pay for college. And U of R graduates tend to earn a good salary in their future careers.
Photo credit: iStock/Rebecca Todd
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
SOISL-Q125-009
January 2025 Market Lookback
There was a changing of the guard in January, with one presidential administration exiting office and another entering. And even though it comes with a different regulatory agenda and trade policy outlook, the macro backdrop remained mostly unchanged. GDP growth in the fourth quarter was solid at 2.3%, while private domestic demand grew 3.2% on the back of the fastest consumer spending growth in nearly two years. The robust economic momentum was apparent in earnings results, too, with S&P 500 constituents beating consensus EPS estimates by 6%.
Macro
• The Fed left the fed funds rate unchanged at a target range of 4.25%-4.50%, citing a stabilized labor market as a reason to slow the pace of interest rate cuts.
• The unemployment rate fell more than expected, declining from 4.2% to 4.1% in December, below expectations.
• In what was a seasonally warm December, housing starts spiked 15.8% versus expectations of a more muted 3.0% increase.
• Q4 GDP growth came in slightly below consensus at an annualized rate of 2.3%, with both consumer spending growing at the fastest rate since Q1 2023.
• The U.S. Dollar Index snapped its three-month streak of appreciation in a volatile January that saw it up as much as 1.4% and down as much as -1.1%, before ending the month marginally lower.
Equities
• Information Technology underperformed the broader S&P 500 by 5.6 percentage points, its largest underperformance since April 2016 and third largest in over two decades.
• Cyclical U.S. stocks underperformed defensives by 3.2 percentage points, the most since June 2022.
• Forward 12-month earnings expectations and the 12-month P/E ratio rose 0.6% and 2.1%, respectively, in January.
• Buoyed by a weaker dollar and a favorable sector mix, European stocks outperformed U.S. stocks by 4.3 percentage points, the most since December 2022.
• A $500 billion AI infrastructure investment joint venture called Stargate Project was announced on January 21, with companies such as OpenAI, SoftBank, Oracle, MGX, Arm, NVIDIA and Microsoft participating.
Fixed Income
• Treasury yields rose 15-25 basis points through mid-January (led by longer-term maturities) before falling below where they began the month.
• 10-year breakeven inflation expectations rose from 2.34% to 2.43%, while the real (i.e. inflation-adjusted) yield fell from 2.23% to 2.11%.
• High yield bonds outperformed Treasurys by 0.9 percentage points, the sixth straight month of outperformance.


Trade Policy Uncertainty Surges
The inauguration of President Trump on January 20 launched a sea change in the regulatory and trade landscape. Markets had been initially brushing off the idea of major tariffs as simply negotiating tactics, though it soon became clear that a more aggressive trade policy stance was not just bluster, even if there was little in the way of specifics on the tariff rates or their timing. The heightened uncertainty has now become a primary concern for investors.

Historical precedent from the 2018 trade war between the United States and China provides a rough framework, when tariffs on China led to significant strengthening of the U.S. dollar, growth fears and market volatility. Unlike then, the possible first wave isn’t just additional tariffs on China, but also key trading partners such as Canada, Mexico, and possibly even the European Union. Assuming the administration follows through with all of its latest announcements, the blended tariff rate would rise to its highest level since at least the 1940s.
Also, unlike the macro backdrop of 2018, inflation is not as subdued as it once was. This fundamental difference suggests that the Federal Reserve may not look through trade-related economic shocks the way it did then, especially if other countries retaliate. That could lead to slower interest rate cuts, or even the possibility of rate hikes.
Project Stargate and DeepSeek
January was a month of highs and lows for the artificial intelligence theme. The first half saw continued momentum for AI-related stocks, with major technology companies maintaining their strong performance from late 2024. This optimism culminated in the announcement of Project Stargate, a substantial $500 billion infrastructure investment aimed at securing the United States’ future in artificial intelligence.
Positive momentum didn’t last long, however, as the investors began to worry about Chinese startup DeepSeek’s R1 model announcement. It appeared to demonstrate performance comparable to leading AI models while being developed at a reported fraction of the typical cost. While that might sound broadly beneficial for consumers and businesses, it suggested that U.S. tech companies had less of a moat than previously thought. AI-exposed stocks initially fell 10% in the immediate aftermath, though losses have pared some.

The episode has highlighted potential risk of overspending on AI development. Market volatility underscored the shift in the mindset of investors: Initially worried about companies falling behind on innovation, investors are increasingly focusing on how the hundreds of billions of investment dollars will add to companies’ bottom lines.
photo credit: iStock/Phototechno
Performance data quoted represents past performance. Past performance does not guarantee future results. Market returns will fluctuate, and current performance may be lower or higher than the standardized performance data quoted.
Read moreElon University Tuition and Fees
Elon University Tuition and Fees
(Last Updated – 01/2025)
Total Cost of Attendance
Elon University, located in North Carolina, is actually designated as a botanical garden, and it includes the 56-acre Elon University Forest, which is a land preserve for scientific research. But this institution isn’t just a beautiful place. It’s also known for being one of the “best-run colleges,” according to The Princeton Review.
Elon University tuition in 2023-24 was $44,536 for undergraduates. This is about equal to the national average for private undergrad tuition of $43,350.
Costs for 2023-24
|
Tuition & Fees |
$44,536 |
|
Books & Supplies |
$900 |
|
Room & Board |
$14,478 |
|
Other Expenses |
$2,600 |
|
Total Cost of Attendance |
$62,514 |
Financial Aid
To help with the cost of Elon tuition, 75% of students use financial aid, whether that’s student loans, grants, scholarships, or all of the above. For example, 9% of Elon students were awarded Pell Grants, federal funding given to undergraduates who have exceptional financial need.
Elon University is “need-blind,” which means even if you can’t afford to pay out of pocket, it won’t impact your application.
Explore financial aid options: North Carolina Student Loan & Scholarships.
Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• US Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
A number of students at Elon take out student loans to help pay for the cost of their education. This includes federal student loans, which 28% of students took out in the 2022-23 academic year, and private student loans, which 7% of Elon students obtained. These private student loans averaged $31,244 per student per year.
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
Based on 2023-24 costs, the Elon price for four years of undergrad tuition, fees, room and board, books, and other expenses would be $250,056. This is slightly higher (3.5%) than the national average for four years at private universities, which is $241,680.
This student loan and scholarship information may be valuable as you research schools and costs.
Undergraduate Tuition and Fees
Costs for 2023-24
|
Tuition & Fees |
$44,536 |
|
Books & Supplies |
$900 |
|
Total |
$45,436 |
The cost of Elon is the same for students who live in state and those who are residents of other states. The price of Elon tuition and fees for undergraduates in 2023-24 was $45,436.
Graduate Tuition and Fees
Costs for 2023-24
|
Tuition & Fees |
$20,574 |
Those looking to attend grad school may want to explore their options at Elon. The cost to attend graduate school at Elon University was $20,574 in 2023-24. This is lower than the national average cost of graduate school tuition and fees, which is $21,730 per year.
There are graduate loans to help with these costs.
Cost per Credit Hour
Elon offers students the opportunity to go to school part-time to earn their degree. For those taking less than 12 credit hours, which is considered part-time, the cost per credit hour at Elon University is $1,479. Part-time students also pay reduced fees, including the Student Activity Fee and the Health and Wellness Fee.
Certificates
Elon University’s Love School of Business offers certificates to students related to their field of study. These include technical skills, human resources, and learning and project management certification.
Each certification requires a different number of hours or courses. Students interested in these certificates can learn more by contacting the university.
Campus Housing Expenses
Costs for 2023-24
|
Student Type |
On-Campus |
Off-Campus |
|
Room & Board |
$14,478 |
$14,478 |
|
Other Expenses |
$2,600 |
$2,600 |
At Elon, all first- and second-year students are required to live on campus. There are eight different residential neighborhoods on campus, each with a cluster of residences and common spaces around a certain theme or set of interests that students can choose.
For upperclass students who choose to live off campus, there are many affordable housing options nearby.
Elon University Acceptance Rate
Fall 2023
|
Number of Applications |
18,791 |
|
Number Accepted |
12,590 |
|
Percentage Accepted |
67% |
The acceptance rate at Elon is fairly high. For example, in the fall of 2023, the Elon University acceptance rate was 67%. That means of the 18,791 students who applied, 12,590 of them were accepted to the school.
Admission Requirements
Students who are planning to apply to Elon University will need to submit the following required materials. Other materials, specifically standardized test scores, are recommended, but not required.
Required:
• Official high school transcript
• Application essay
Optional:
• SAT or ACT scores
• 2 letters of recommendation
The deadline for Early Decision at Elon is November 1, with a decision given by December 1 for binding decisions and December 20 for nonbinding decisions. The Regular Decision deadline is January 10, with a decision given by March 20.
SAT and ACT Scores
Although standardized test scores are not required at Elon, it can be helpful for those interested in applying to the university to see scores submitted by students in prior years.
Here are the scores at the 25th and 75th percentile submitted to Elon by students in the fall of 2023.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
580 |
675 |
|
SAT Math |
563 |
630 |
|
ACT Composite |
23 |
28 |
|
ACT English |
23 |
29 |
|
ACT Math |
22 |
26 |
Popular Majors at Elon University
At Elon University, there are more than 70 majors for students to choose from. Here are 10 of the most popular ones.
1. Strategic Communications
In this program, students learn how organizations, nonprofits, and government agencies communicate through public relations and advertising. Students have the option to study abroad.
Undergraduate degrees in 2022-23: 150
2. Marketing
The Marketing program at Elon focuses on three areas: professional selling, supply management, and digital marketing. Students can also get real-world experience through internships.
Undergraduate degrees in 2022-23: 131
3. Finance
Finance majors learn about key finance principles and how financial markets and institutions function worldwide. Graduates go on to careers in banking, corporate finance, financial planning, asset management, insurance, and real estate.
Undergraduate degrees in 2022-23: 125
4. Psychology
Coursework in the Psychology program includes Lifespan Development, Social Psychology, Adult Psychopathology, Sensation and Perception, and Psychology of Learning.
Undergraduate degrees in 2022-23: 120
5. Cinema & Television Arts
The creative students in this program learn about writing and previsualization, visual aesthetics, audience analysis, content distribution, and content production for diverse types of media.
Undergraduate degrees in 2022-23: 65
6. Political Science and Government
Political Science students develop communication and analysis skills while learning about theories of politics and political systems and forces in communities. They also gain real-world experience in the processes of public policy.
Undergraduate degrees in 2022-23: 60
7. Exercise Science
Majors can focus on Exercise Physiology, Neuroscience, Psychology, Motor Control, or Biomechanics. Courses include Neuromotor Control, Medical Terminology, and Human Anatomy.
Undergraduate degrees in 2022-23: 47
8. Media Analytics
The first major of its kind, this program teaches the practice of collecting, analyzing, and interpreting data for various media platforms to uncover actionable insights. Students gain the skills and expertise to become data-driven decision makers in the media industry, by diving into topics from Netflix viewership trends to analyzing TikTok and Instagram influencers.
Undergraduate degrees in 2022-23: 46
9. Sport Management
This program trains students for careers in professional sports, college athletics, recreation, and sport-related agencies. They take courses that include Research Methods in Sport Management, Sport Sales and Promotion, and Sports and Media.
Undergraduate degrees in 2022-23: 39
10. Accounting
Elon’s accelerated 3+1 dual-degree program that allows you to earn a master’s and bachelor’s degree in Accounting in four years.
Undergraduate degrees in 2022-23: 31
Graduation Rate
While many students graduate from Elon with their degrees in four years, others require more time to complete their studies, such as six years or eight years. Here are the graduation rates for students who started at Elon University in the fall of 2017:
• 4 years: 78%
• 6 years: 83%
Post-Graduation Median Earnings
Elon graduates tend to go on to fairly well-paying jobs. After completing an undergraduate degree at Elon University, alumni typically earn, on average, $75,545. This is significantly higher than the national average salary for the class of 2024, which is $68,516.
Bottom Line
Elon University provides students with an education that includes experiential learning and offers numerous research opportunities. The university’s tuition is just slightly higher than the national average, there are many financial aid options available, and students tend to go on to careers that have good salaries.
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Pace University Tuition and Fees
Pace University Tuition and Fees
Pace University is a private university with campuses located in and around New York City. Composed of seven schools and colleges, Pace offers courses in a wide variety of fields, including business, health care, computer science, sustainability and justice, education, science, law, and fine and performing arts. Known for its small class sizes, Pace combines the resources and advantages of a large university with the personalized attention and focus typically associated with a small college. Here’s an overview of how much it costs to go to Pace, including tuition, housing costs, graduate school costs, and financial aid options.
Total Cost of Attendance
Costs for 2023-24
• Tuition & Fees: $51,424
• Books & Supplies: $800
• Room & Board: $21,790
• Other Expenses: $2,052
• Total Cost of Attendance: $76,066
Financial Aid
Pace financial aid tends to be generous. In fact, a full 99% of students receive some form of institutional or government financial aid, including grants, scholarships, and/or student loans. For instance, around 34% of Pace undergraduates receive federal grants and roughly 13% receive state grants. About 57% receive student loans.
Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• US Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
• SoFi Scholarship Finder – Use our handy tool to streamline your search by award type, location, level of study and more.
Recommended: New York Student Loan & Scholarships
Private Student Loans
Many students at Pace take out student loans to help cover Pace tuition. That includes 54% of students who take out federal student loans, and 11% who take out private student loans. Those private loans average $25,743 per academic year.
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
The total cost to attend Pace University for four years, based on 2023-24 numbers, would be $304,264. This is significantly higher than the national average cost of attending a private university for four years, which is $241,680.
This student loan and scholarship information may be valuable as you research schools and costs.
Undergraduate Tuition and Fees
Costs for 2023-24
Pace University tuition and fees were $51,424 for the 2023-24 academic year. For on-campus housing and food, students paid $21,790. Books and supplies were $800, and other expenses came to $2,052. This puts the full year cost of attendance at $76,066, which is higher than the average cost of attendance for private schools in the U.S. of $60,420.
Graduate Tuition and Fees
Costs for 2023-24
• Tuition: $28,091
• Fees: $1,272
• Total cost: $29,363
The cost for graduate school at Pace, including tuition and fees, was $29,363 for 2023-24. This is somewhat higher than the average annual graduate school tuition and fees in the U.S., which is $21,730.
There are graduate loans available to help with these costs.
Cost per Credit Hour
The cost per credit for all programs at PACE other than the Sands School of Performing Arts is $1,472. The cost per credit for programs offered by the Sands School is $1,634.00.
Campus Housing Expenses
Costs for 2023-24
|
|
On Campus |
Off Campus |
|
Room & Board |
$21,790 |
$25,876 |
|
Other Expenses |
$2,052 |
$2,802 |
|
Total Living Expenses |
$23,842 |
$28,678 |
At Pace University, new students are not required to live on campus, though many do. There are five residence halls on the New York City campus and five on the Westchester Campus.
For those who opt to live off campus, there are many nearby housing options.
Pace University Acceptance Rate
Fall 2023
|
Number of Applications |
28,469 |
|
Number Accepted |
21,921 |
|
Percentage Accepted |
77% |
The Pace University acceptance rate is 77%, which means that in the fall of 2023, a total of 21,921 students were accepted out of the 28,469 who applied. This makes the Pace University acceptance rate high.
Admission Requirements
Here’s what Pace University requires of students in the application process.
Required:
• Application (online, Common, or Coalition application)
• 2 letters of recommendation
• Written essay/personal statement
Optional:
• SAT or ACT scores
Application deadlines:
• Early Decision: November 1 (decision will be given by December 1)
• Early Action I: November 15 (decision will be given by January 2)
• Early Action II: December 1 (decision will be given by January 2)
• Regular Decision: February 15 (decision will be given on a rolling basis)
SAT and ACT Scores
Though submitting standardized test scores is optional at Pace, it may be helpful to see how students who did submit scores performed on these tests. Here are the Pace standardized test scores at the 25th and 75th percentile for students who enrolled in Fall 2023.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
580 |
668 |
|
SAT Math |
550 |
660 |
|
ACT Composite |
24 |
29 |
|
ACT English |
24 |
31 |
|
ACT Math |
21 |
27 |
Popular Majors at Pace University
From liberal arts to sciences, Pace University offers students many challenging and rewarding degree programs. Here’s a look at some of the school’s most popular majors.
1. Nursing
Students can earn a traditional Bachelor of Science (BS) degree in Nursing, or an Accelerated BS on Pace’s Westchester campus. They take courses including Anatomy and Physiology I, Basic Microbiology, and Principles of Chemistry for the Health Professions.
Undergraduate degrees in 2022-23: 218
2. Business Administration
Pace offers several different Business degrees: a Bachelor of Business Administration (BBA) in General Business or Business Studies, or a BBA combined with a Juris Doctor (JD) or Masters of Business Administration (MBA).
Undergraduate degrees in 2022-23: 92
3. Finance
Not only will Finance majors learn the principles of finance and economics, but they will also have the opportunity to apply the theories in real business settings, including the Student Managed Investment Portfolio (SMIP), which is a University-sponsored portfolio worth approximately $400,000.
Undergraduate degrees in 2022-23: 89
4. Accounting
Pace offers several Accounting degrees. This includes a BBA in Accounting CPA Prep, along with combined degrees, such as BBA in Accounting plus a Masters of Arts ( MA) in Financial Management, an MBA, or a Masters of Science (MS) in Taxation.
Undergraduate degrees in 2022-23: 78
5. Communication and Media Studies
Students in this program take courses like Media, Culture, and Society; Writing for Electronic Media; Strategic Communication; Organizational Communication; Persuasive Speaking; and Language and Contexts.
Undergraduate degrees in 2022-23: 72
6. Advertising and Integrated Marketing Communications
In this program, students take classes like Marketing Research, Advanced Marketing Management, Advertising Strategy & Creative, Consumer Behavior, and International Marketing.
Undergraduate degrees in 2022-23: 69
7. Theater/Theater Arts Management
At the Sands College of Performing Arts, students can pursue a Bachelor of Arts (BA) or Bachelor’s of Fine Arts (BFA) in acting, musical theater, directing, stage management, and more.
Undergraduate degrees in 2022-23: 66
8. Criminal Justice
Students can either study for a BS in Criminal Justice or combine the degree with a JD. Either way, the rigorous curriculum prepares them for a career in law enforcement, the courts, or correction.
Undergraduate degrees in 2022-23: 65
9. Computer Science
Pace University offers both a BA and BS in Computer Science. Classes include Mathematical Structures for Computer Science, Computer Programming, Data Structures and Algorithms, Fundamentals of UNIX and C Programming, and Algorithms and Computing Theory.
Undergraduate degrees in 2022-23: 63
10. Economics
Economics majors take courses like Quantitative Analysis and Forecasting, Principles of Economics: Microeconomics, Elementary Statistics, and more.
Undergraduate degrees in 2022-23: 50
Graduation Rate
Many full-time students at Pace need more than four years to finish their degree. These are the PACE graduation rates for students who started in fall 2017:
• 4 years: 49%
• 6 years: 61%
Post-Graduation Median Earnings
Pace University graduates earn a median annual salary of $70,378. This is significantly higher than the median annual salary for all graduates of four-year colleges in the U.S., which is $68,516.
Bottom Line
For those looking for a school that offers a good education and has the amenities of a large institution yet feels small (thanks to a lower student-to-faculty ratio), Pace University may be a good match. And while the sticker price may seem high, a full 99% of undergraduates at Pace receive some type of financial aid, including federal grants, scholarships, and student loans.
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
SOISL-Q125-006