The kids are back in school, football is on the tube, and many of us are scratching our heads as to how it’s already the last quarter of 2019. Even in the face of all the background noise of trade wars, political arguments, and interest rate cuts, the market ended the month higher.

Contrary to experts predicting the impending crash, the longest expansion in United States history kept chugging forward. As you get ready for your favorite TV shows to return from break, sit back and catch up on some highlights from September.

When it comes to your career development, it pays to take matters into your own hands. If you’re waiting for a manager or mentor to tell you exactly what you need to do in order to grow your skill set or get promoted, you could be waiting forever.

If you are thinking of getting a new job, changing industries, or have bigger ambitions than your current role, your boss may not even be that interested in helping you. No one knows you better than you know yourself.

Career development means more than just taking a class or going to a networking event—it’s thinking two (or more!) steps ahead for where you want to go and grow in your career, and what you need to learn or experience to get there.

Whether focused on your personal or career goals, it’s clear that you’re thinking ahead to the new year. But some will say you can’t move forward successfully without first looking back and understanding where you are today. Goal-setting usually works best in tandem with self-assessment.

To help make this year the year you step up professionally and work toward a more productive, profitable, and fulfilled career, don’t start with resolutions; start with reflection:

Sometimes, money matters can feel frustrating as a millennial. Learning something new can make you scratch your head, wondering where to start. Investing is no exception.

One advantage millennials have is the ability to learn from previous generations. Additionally, there is one arena where millennials may have it better than previous generations, and that’s the arena of investing.

Currently, there are many accessible, transparent options for investing that are both low-cost and don’t require a huge amount of money to get started.

If you’re wondering “how do I learn to invest my money?”, you could start by taking a peek into history to learn what was different, what was the same, and what you can do better.

Here are four things that millennials can learn about investing from previous generations.