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By Mario Ismailanji |
|
Comments Off on Decoding Markets: Turbulent Times
The Paradox of Bear Markets
The past few weeks have felt like a rollercoaster. Sharp sell-offs in stocks, the steady drumbeat of unsettling news, and the financial media’s word of the year so far: uncertainty. It’s easy to get caught up in the emotional swings of the market, but it’s in these exact moments when it’s most important to stay grounded.
One of the more common behavioral tendencies investors have is selling their stocks after a big selloff has already occurred. That might not sound like too big of a deal – what’s wrong with taking some capital off the table during episodes of market upheaval, right? The risk is, paradoxically, you might end up missing out on some of the best days of returns.
S&P 500 Daily Price Returns
In the last century of stock market history, one recurring pattern is that the largest positive daily moves (blue bars) tend to come right around the worst days (red). Narrowing it down to the 100 best and worst days, 58% of the best days in market history have occurred within five trading days of the worst, and 78% within 20 days. For what it’s worth, April 3 and 4 both qualify in that bucket of worst days, while the April 9 rebound ranks as one of the best.
The seeds of a strong rebound are often sown after selloffs, when fear and panic are at their most severe. Missing just a few of these crucial rebound days can significantly impact your long-term returns.
If you were invested in the S&P 500 from 1928 until now, you’d have an annualized price return of 6.1% (i.e. not accounting for dividends or inflation). But if you missed the 10 best days of that period and nothing else, you’d have an annualized price return of 4.9%. In other words, one-fifth of all your gains would have been lost just from missing those days. It’s a tough lesson in discipline, but staying invested is essential.
Fundamentals Have Gravity
Markets can be prone to wild swings as sentiment shifts dramatically, but over the long-term, broader fundamentals are the main driver of stock market performance.
Much has been written about the potential impact of tariffs, but there’s still very little visibility into how trade policy will interact with business uncertainty and retaliation from other countries. There have been some downward revisions to corporate earnings estimates over the last month, but overall they have been quite muted in aggregate and nothing like the 20-30% decline typically seen in recessions.
S&P 500 EPS Revisions Since March 9
First-quarter results might show some resilience due to tariff timing, and that is indeed reflected in revisions being concentrated in future quarters. What companies communicate about the outlook is always important to investors during earnings season, but the sudden shift in the operating environment means an even greater focus on management guidance.
Given that management teams are dealing with the same uncertainty we all are, it’s hard to imagine investors will get the clarity they’re seeking on the outlook. If anything, investors may get even less guidance than usual. That might keep earnings expectations from being revised too significantly in the short-term.
An added wrinkle in the volatile trading environment has been the dramatic rise in long-term Treasury yields, with 10 and 30-year maturities surging by as much as 60 basis points since April 8. These rates are key benchmarks for things like mortgages and can even have an impact on stock valuations. Reasons for the surge are not fully clear, but some investors have begun worrying about financial market stability. Some have even speculated that the Federal Reserve might step in to calm things down.
The ongoing volatility can be unsettling, but it’s important to remember that these swings are a normal part of investing. Stay informed, stay disciplined, and remember that long-term perspective is your greatest asset.
Want more insights from SoFi’s Investment Strategy team? The Important Part: Investing With Liz Thomas, a podcast from SoFi, takes listeners through today’s top-of-mind themes in investing and breaks them down into digestible and actionable pieces.
SoFi can’t guarantee future financial performance, and past performance is no indication of future success. This information isn’t financial advice. Investment decisions should be based on specific financial needs, goals and risk appetite.
Communication of SoFi Wealth LLC an SEC Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov. Mario Ismailanji is a Registered Representative of SoFi Securities and Investment Advisor Representative of SoFi Wealth. Form ADV 2A is available at www.sofi.com/legal/adv.
While Portland is a large metro area, it isn’t like most cities you’ve come to know. Portland has all of the amenities of a big city but also offers a relaxed vibe.
Biking is extremely common, as are backyard bees and chickens. Fresh honey or eggs, anyone?
This sprawling Oregon city has over 630,000 residents, according to the latest census data. Most adults in Portland work and the median household income is $88,792.
The typical home sale price in Portland was $510,000 in February 2025, according to Redfin, which is almost $100,000 higher than the home sale price nationwide, but far lower than the average home sale price in Seattle.
If you’re family oriented, don’t worry. There are over 200 schools here, including public, private, and charter options.
Get matched with a local
real estate agent and earn up to
$9,500‡ cash back when you close.
Pair up with a local real estate agent through HomeStory and unlock up to $9,500 cash back at closing.‡ Average cash back received is $1,700.
If you’re looking to buy in the Portland housing market, you’re entering a somewhat competitive market, with homes spending less time on the market than they did last year and typically selling for their list price.
Once you find a house that you love, you’ll need to act fairly quickly. Redfin reports that “hot” houses in Portland generally go pending in just six days and sell for 2% over the asking price. Read more about home ownership.
$510,000
Median Sale Price
$329
Median Price Per Square Foot
36 days
Median Time on Market
Portland Housing Market Forecast
The Portland, Oregon, real estate market has warmed a bit in the last year, with prices rising and time on market shrinking. Homes are selling for their list price as well. An early 2025 housing needs analysis found that much of Oregon, not only Portland, is in the middle of a housing affordability crisis.
The Pacific Northwest has plenty of great cities and towns to settle down in, but over 630,000 people chose Portland. With dozens of parks and more than 200 schools, it’s clear why a broad mix of singles, couples, and families would want to call it home.
Want to know more about the Portland housing market? Keep reading for some key demographics you should know.
Median Household Income: $86,057
Median Age: 39.4
College Educated: 55.3%
Homeowners: 53.3%
Married: 40%
Popular Portland Neighborhoods
There are almost 100 neighborhoods to choose from in Portland, which could make house shopping a challenge, especially if you’re new to the area.
Which is why we put together some fast facts about a few of the bigger neighborhoods.
Powellhurst-Gilbert
Part of the appeal of moving to Portland is having nature all around. The Powellhurst-Gilbert neighborhood in particular has a lot of parks to choose from — including the 23-acre Kelly Butte Natural Area, which is known for its hiking trails and picnic areas.
This diverse neighborhood is also a foodie’s paradise, with ethnic restaurants and plenty of grocery stores.
Quick Facts
Population:
18,677
Median Age:
38
Housing Units:
6,963
Bike Score:
71/100
Walk Score:
54/100
Transit Score:
44/100
Median Household Income:
$67,612
Powellhurst-Gilbert Housing Market
Home prices in this neighborhood were up more than 5% year over year in February 2025 compared to last year, with some homes receiving multiple offers. The average home goes to pending in 50 days but a “hot” property can be snapped up in just a couple weeks.
Median Sale Price
$389,950
Median Price Per Square Ft.
$298
Hazelwood
If you’re looking for all the benefits of living in a city while enjoying a suburban vibe, consider Hazelwood. This neighborhood is near some busier parts of Portland but remains a quiet residential area.
Commuting to other parts of the city is easy, but there’s a decent number of shops and businesses within the neighborhood if you prefer staying close by.
Quick Facts
Population:
16,276
Median Age:
39
Housing Units:
6,677
Bike Score:
83/100
Walk Score:
64/100
Transit Score:
53/100
Median Household Income:
$66,384
Hazelwood Housing Market
Hazelwood is a somewhat competitive neighborhood in Portland right now. In February 2025, home values in the area were up 2.6% compared to last year.
Homes are moving a bit more slowly, although it’s still not unusual to see multiple offers in this somewhat competitive neighborhood. The average property sells for 1% over list price in roughly 38 days.
Median Sale Price
$405,000
Median Price Per Square Ft.
$262
Lents
Lents is a super fun neighborhood only 6 miles from downtown Portland. Lents Park is particularly entertaining thanks to its basketball and tennis courts, play areas for dogs, and playgrounds.
When you need a break from all the activity, stop by one of the local breweries or cafes for a rest and a refreshing drink.
Quick Facts
Population:
35,719
Median Age:
38.6
Housing Units:
13,681
Bike Score:
80/100
Walk Score:
61/100
Transit Score:
51/100
Median Household Income:
$329
Lents Housing Market
As with other Portland neighborhoods, Lents is somewhat competitive as real estate markets go. Sale prices were almost flat year over year as of February 2025, and properties were selling somewhat more slowly than in the previous year.
Median Sale Price
$392,438
Median Price Per Square Ft.
$329
Montavilla
For a bit of the classic Portland vibe, head to Montavilla. On the east side of Portland, this neighborhood is packed with cool businesses, including a historic movie theater and some of the best Middle Eastern food around.
Quick Facts
Population:
14,620
Median Age:
41
Housing Units:
6,429
Bike Score:
94/100
Walk Score:
76/100
Transit Score:
60/100
Median Household Income:
$78,710
Montavilla Housing Market
The market in Montavilla is considered somewhat competitive. The average home sells for its list price in around 54 days, but hot homes can go to pending in just eight days.
Median Sale Price
$411,000
Median Price Per Square Ft.
$345
Cully
Cully is one of the more diverse neighborhoods in Portland, and it’s convenient for commuters as there is easy access to I-205 and I-84.
If you’re going to tour the neighborhood while looking for a home, make sure to stop by one of the many delicious eateries Cully has to offer.
If you’re going to tour the neighborhood while looking for a home, make sure to stop by one of Cully’s many eateries that offer a wide array of cuisines from around the world.
Quick Facts
Population:
15,094
Median Age:
35.9
Housing Units:
6,549
Bike Score:
89/100
Walk Score:
58/100
Transit Score:
43/100
Median Household Income:
$79,202
Cully Housing Market
The Cully housing market is considered somewhat competitive. It’s not unusual for a home to get multiple offers, so it’s a good idea to get your mortgage financing lined up before your home search is serious. Average homes in this neighborhood go pending in about 44 days and sell for roughly 1% over list price.
Median Sale Price
$425,000
Median Price Per Square Ft.
$357
SoFi Home Loans
Nature, interesting neighborhoods, and an emphasis on letting your hair down: That’s Portland, Oregon. The Portland housing market continues to hold appeal.
If you think Portland could be your home sweet home, then you may need to consider your mortgage financing options.
If you’re buying a home or refinancing an existing mortgage, SoFi can help you make the process as quick and painless as possible.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
The housing shortage that has existed in Portland seems to be easing a bit but not because there’s an abundance of new housing. Rather, the Portland area has lost population somewhat in recent years. Long-term, there is still the expectation that Portland will need more housing than it is making, and Oregon as a whole remains on the list of states with the most significant housing pinch, according to a 2024 analysis by the nonprofit Up for Growth.
Is this a good time to buy a house in Portland?
Whether it’s a good time to buy a house in Portland will depend as much on your personal financial situation as on the price of homes in the Rose City. If you have a solid credit score and can cover the cost of a home in your price range, including a down payment (which could be as low as 3% for some first-time homebuyers), that’s a good sign that it’s time. Another thing to consider is the cost of buying as compared to renting.
Is Portland a buyer’s market now?
Portland is not really a buyer’s market, although some neighborhoods have seen small declines in housing prices. Portland as a whole, and many neighborhoods within it, are considered “somewhat competitive” housing markets by Redfin as of February 2025.
SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.
Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.
HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.
SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.
If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.
Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.
SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.
The trademarks, logos and names of other companies, products and services are the property of their respective owners.
When we think of Tampa, we think of fun. This Florida city brims with attractions, arts and culture, business, and sports. Tampa is home to the famed Busch Gardens theme park, an aquarium and zoo, and the popular Riverwalk.
Naturewise, there are plenty of parks, dog parks, greenways and trails, skate parks, water activities, and marinas. Sports fans in the Tampa Bay area can root for the Buccaneers, Lightning, and Rays.
Tampa is the 53rd largest city in the United States and the 3rd largest city in Florida, which may be why it has so much to offer. That said, if residents need to get away, Tampa International Airport and the Port of Tampa, a popular spot for those looking to board a cruise ship, will get them where they need to go.
The average home value in Tampa is $374,105, according to Zillow, with home prices down 1.3% over the past year. In comparison, the average price in the U.S. is currently lower than Tampa at $357,138, which is up 2.6% from the previous year.
If you’re thinking of moving to Tampa or buying property in Tampa, you’ll want to check out our assessment of the home-buying, demographic, and market trends in the area.
Get matched with a local
real estate agent and earn up to
$9,500‡ cash back when you close.
Pair up with a local real estate agent through HomeStory and unlock up to $9,500 cash back at closing.‡ Average cash back received is $1,700.
Tampa is currently in a cooling period after years of rapid growth. However, according to U.S. News & World Report, it’s still considered a hot housing market, ranking #14 in the nation as of 2025.
As U.S. housing markets go, the industry pros at Redfin consider Tampa to be a somewhat competitive one. Some homes for sale receive multiple offers. Listings typically sell for around 4% below list price and stay on the market for only about 45 days.
$449,950
Median Sale Price
$290
Median Price Per Square Foot
45 days
Median Time on Market
Tampa Housing Market Forecast
For those thinking of buying in the Tampa real estate market, it can be helpful to look at some key demographics.
For example, Tampa’s median home price was down 1.3% in the past year, according to Zillow. However, home prices are still slightly higher than the national average of $357,138. Nonetheless, the Tampa housing market is still considered more affordable than other real estate markets in the country, especially when compared with other cities in Florida.
The city has also seen an increase in inventory of active listings. With competitive pricing and homes going to pending somewhat quickly, buyer demand is evidently strong. Real estate experts also predict a continued increase in home values.
Tampa is the third largest city in Florida and is on the state’s west coast. Residents enjoy an average annual temperature of a balmy 73 degrees. As of 2025, Tampa’s population is 413,657, with an annual growth rate of 1.26%.
Tampa’s workforce is supported by thriving industries such as health care, finance, education, tourism, and technology. Major employers in the region include BayCare Health System, JPMorgan Chase, the University of South Florida, and several defense contractors. The strong job market, paired with relatively affordable housing compared with other major coastal cities, continues to make Tampa an appealing location for both new residents and investors.
Take a look at the demographics of the overall Tampa housing market before perusing popular Tampa neighborhoods.
Median Household Income: $71,302
Median Age: 35.5
College Educated: 44.6%
Homeowners: 50.2%
Married: 40.7%
Popular Tampa Neighborhoods
Tampa features bustling urban-style neighborhoods with great restaurants and nightlife, suburban family-friendly neighborhoods, and areas with historical charm.
Here are details about five popular Tampa neighborhoods and what their real estate markets look like.
Harbour Island
Harbour Island is an upscale, waterfront neighborhood located just south of downtown Tampa, offering a blend of luxury living and urban convenience. Connected to the city by the Harbour Island Bridge and the Riverwalk, this exclusive community features high-rise condos, townhomes, and private estates, many with stunning views of Tampa Bay and the city skyline.
Residents enjoy a tranquil, resort-like atmosphere while being just minutes from top attractions like Amalie Arena, Sparkman Wharf, and the Tampa Convention Center. The neighborhood boasts gated communities, private marinas, and lush landscaping, along with walkable access to shops, fine dining, and scenic waterfront trails.
Quick Facts
Population:
17,631
Median Age:
36.3
Housing Units:
11,063
Bike Score:
49/100
Walk Score:
49/100
Transit Score:
44/100
Median Household Income:
$129,027
Harbour Island Housing Market
The Harbour Island housing market is somewhat competitive, with some homes receiving multiple offers. Homes typically sell for around 3% below list price and stay on the market for roughly 36 days.
Median Sale Price
$763,912
Median Price Per Square Ft.
$456
Palma Ceia
For a taste of Europe, try Palma Ceia. This charming neighborhood is beloved for its European-style brick streets and arts scene, and there are plenty of cafes, coffee shops, and chic boutiques to choose from.
Families are drawn to Palma Ceia for its highly rated public schools. The community exudes a friendly and welcoming atmosphere, making it a desirable place to live for those seeking a blend of historical charm and modern conveniences in Tampa.
Quick Facts
Population:
26,625
Median Age:
40.4
Housing Units:
11,192
Bike Score:
59/100
Walk Score:
65/100
Transit Score:
33/100
Median Household Income:
$223,527
Palma Ceia Housing Market
The median sale price in Palma Ceia was up 14.6% in February 2025 compared with last year, but the median sale price per square foot dropped 5.5% in the same time frame.
On average, Palma Ceia homes sell for about 2% below list price, with many homes receiving multiple offers. Typical homes go pending in around 56 days, and in-demand homes can go pending in 11 days in this very competitive housing market.
Median Sale Price
$1.1 mil
Median Price Per Square Ft.
$467
North Hyde Park
North Hyde Park is a dynamic, up-and-coming neighborhood that blends historical charm with modern development. Located just west of downtown and adjacent to the University of Tampa, this area is gaining popularity among young professionals, students, and families seeking proximity to the city’s core without the high price tag of neighboring South Tampa.
Residents enjoy easy access to the Riverwalk, trendy restaurants, coffee shops, and cultural spots. With its walkability, growing amenities, and a strong sense of community, North Hyde Park is quickly becoming one of Tampa’s most desirable places to live.
Quick Facts
Population:
2,011
Median Age:
34
Housing Units:
958
Bike Score:
66/100
Walk Score:
79/100
Transit Score:
36/100
Median Household Income:
$132,851
North Hyde Park Housing Market
If prospective buyers find a home they love in North Hyde Park, they may need to move quickly. Typically, homes sell in around 27 days for 4% below list price. Some receive multiple offers.
Median Sale Price
$799,990
Median Price Per Square Ft.
$356
West Meadows
West Meadows is a master-planned community located in the New Tampa district of Tampa, Florida. Situated northeast of downtown Tampa, it offers residents a suburban environment with convenient access to urban amenities.
The neighborhood is comprised of twelve distinct villages, each featuring a variety of housing options, including single-family homes, townhomes, and maintenance-free villas, with both gated and nongated configurations.
Quick Facts
Population:
4,736
Median Age:
32.6
Housing Units:
1,400
Bike Score:
71/100
Walk Score:
89/100
Transit Score:
63/100
Median Household Income:
$161,019
West Meadows Housing Market
In this somewhat competitive market, some homes receive multiple offers and sell in around 45 days.
Despite the competitiveness, homebuyers may be able to score a deal. On average, West Meadows area homes sell for about 4% below list price.
Median Sale Price
$335,000
Median Price Per Square Ft.
$194
Oakford Park
Oakford Park is a historic neighborhood that features a mix of architectural styles, including mid-century homes and newer construction. Residents enjoy a sparse urban feel, with numerous bars, restaurants, coffee shops, and parks contributing to a vibrant community atmosphere. The population is diverse, encompassing young professionals, families, and retirees.
Oakford Park is both family-friendly and dog-friendly. Residents appreciate the convenient location, which offers access to various amenities and highly rated public schools.
Quick Facts
Population:
3,201
Median Age:
40
Housing Units:
1,625
Bike Score:
70/100
Walk Score:
62/100
Transit Score:
35/100
Median Household Income:
$134,977
Oakford Park Housing Market
In the past year, the median home price in this neighborhood rose by 13.9%.
The Oakford Park housing market is very competitive. Homes are pending within eight days, on average, and typically sell for 3% below list price.
Median Sale Price
$695,000
Median Price Per Square Ft.
$341
SoFi Home Loans
It’s easy to see why Tampa has become such a popular market to buy a home in. There are some really amazing neighborhoods to choose from whether you’re young and single or have a family to look after.
If you think Tampa could be your home sweet home, then you may need to consider your mortgage financing options.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
After years of rapid growth, Tampa is currently in a cooling period. Housing inventory is slightly increasing, and home prices are selling below list price. However, homes still don’t stay on the market long and are typically pending quickly compared with other areas.
Is Tampa a buyer’s or seller’s market right now?
As of 2025, Tampa is a balanced market leaning slightly more toward a buyers market due to increased inventory. However, well-priced homes often receive multiple offers, especially in desirable school districts and centrally located neighborhoods.
How does Tampa’s cost of living compare to other Florida cities?
Tampa’s cost of living is generally lower than cities like Miami and Orlando, but higher than inland cities such as Lakeland or Ocala. Housing remains the largest cost factor for residents.
SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.
Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.
HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.
SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.
If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.
Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.
SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.
The trademarks, logos and names of other companies, products and services are the property of their respective owners.
Over a half a million people call Tucson home, according to the latest census data, and it’s easy to see why. Between stunning mountain views, dreamy desert skies, and sunsets worthy of a postcard, this Arizona city has no shortage of remarkable scenery.
Tucson offers more perks than just good views. Despite having such a large population, the average commute takes less than 25 minutes. The summers are dry instead of humid, the winters are mild, and the city is a melting pot of cultures, traditions, and religions.
When it comes to the Tucson real estate market, homebuyers looking for big-city affordability are in luck. The typical Tucson home price of $324,500 is lower than the national median of $424,810.
Nonetheless, local real estate pros say that some aspiring Tucson homeowners are finding it hard to keep up with increasing housing prices. Given that Tucson has a median household income of $55,708, it’s understandable how the city might be out of reach for some buyers.
The overall cost of living in Tucson is also higher than some other metro areas in Arizona and is roughly 15% above the national average, but it’s lower than other U.S. metro areas such as San Diego, Portland, and Seattle.
Keep reading to learn more about home ownership in the Tucson housing market.
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When it comes to local housing market trends, the real estate pros at Redfin categorize the Tucson market as somewhat competitive, leaving options for both buyers and sellers.
Some homes in this city receive multiple offers but typically sell for around 2% below list price. Generally, Tucson homes sell in an average of 73 days.
$324,500
Median Sale Price
$213
Median Price Per Square Foot
73 days
Median Time on Market
Tucson Housing Market Forecast
Tucson home prices were down 0.67% in 2025 compared to last year. Despite the decrease, real estate experts predict that the Tucson housing market will see positive growth into next year. The main reason for this? Strong demand and limited housing options.
Many who live in expensive Western cities see Tucson as more affordable. Buying a home in Tucson is a more viable option for people who are looking for a balance of affordable housing and quality of life.
Tucson has a quaint sound to it, but this Southwestern town is a sprawling metro area that offers more than meets the eye. The city attracts a mix of young professionals, retirees, and students, thanks to the presence of the University of Arizona and a relatively low cost of living. There are also a variety of vibrant, fun neighborhoods to live in.
Before making a big move, consider these fast facts about the Tucson real estate market that shed light on more than just home prices.
Median Household Income: $55,708
Median Age: 35.6
College Educated: 31.3%
Homeowners: 53%
Married: 38%
Popular Tucson Neighborhoods
Some homebuyers may have their heart set on romantic desert views; others may prefer being in the center of all the action. Either way, there is probably a neighborhood in Tucson that will suit even the pickiest homebuyer’s needs.
Armory Park
Armory Park is a Tucson neighborhood with a rich military history. Many of the area’s historic resources have been updated. For example, the original Carnegie Library is now home to the Tucson Children’s Museum.
Other community-focused amenities include the Armory Senior Center, which hosts activities and provides social services for seniors.
The real estate market in Armory Park is considered somewhat competitive, though home values did drop by 19% in February 2025 compared to a year ago in this area. On average, homes for sale spend around 50 days on the market.
Homes in the Armory Park neighborhood typically sell for 3% below list price, so there may be opportunities to negotiate.
Median Sale Price
$441,500
Median Price Per Square Ft.
$375
Pie Allen
Pie Allen is a historic and vibrant neighborhood in Tucson, Arizona, located just west of the University of Arizona. Known for its mix of student housing, historic homes, and local businesses, Pie Allen offers a unique blend of old and new. The neighborhood is named after John Brackett “Pie” Allen, a 19th-century entrepreneur famous for selling dried apple pies to soldiers and settlers.
The area features walkable streets, eclectic shops, and a lively atmosphere, making it popular among students, young professionals, and long-time residents.
Quick Facts
Population:
1,042
Median Age:
31.9
Housing Units:
653
Bike Score:
99/100
Walk Score:
85/100
Transit Score:
66/100
Median Household Income:
$39,871
Pie Allen Housing Market
Redfin shows homes in Pie Allen staying on the market for 84 days and selling at 3.2% below list price. This could indicate that prices have hit a ceiling in this area.
Median Sale Price
$480,000
Median Price Per Square Ft.
$414
Sam Hughes
The neighborhood of Sam Hughes can be found slightly east of the esteemed University of Arizona. Some residents consider this neighborhood to be perfectly planned because of its access to a public library, swimming pool, park, and tennis courts.
Popular Third Street is an easy spot for locals to bike to, thanks to a dedicated bike route. This attractive area is also known for featuring more than a dozen architectural styles.
Quick Facts
Population:
5,263
Median Age:
30
Housing Units:
2,305
Bike Score:
97/100
Walk Score:
76/100
Transit Score:
45/100
Median Household Income:
$60,544
Sam Hughes Housing Market
The Sam Hughes housing market is somewhat competitive, with some homes on the market receiving multiple offers and selling in about 48 days.
Housing prices here were down 2.2% in February 2025 compared with a year ago, and homes in this area typically sell for around 3% below list price.
Median Sale Price
$511,800
Median Price Per Square Ft.
$276
Rita Ranch
Rita Ranch is a suburban neighborhood in southeast Tucson, known for its family-friendly atmosphere, top-rated schools, and proximity to major employers like Raytheon Technologies. The area features well-maintained single-family homes, newer developments, and affordable housing options compared to other parts of the city.
Rumor has it that Rita Ranch was named after Rita Hayworth. In 1951, Hollywood legend Howard Hughes bought 20,000 acres of Tucson land to build Hughes Missile Systems. After setting up a ranch home on this land, the story goes that Hughes named the ranch after Hayworth.
Quick Facts
Population:
11,281
Median Age:
38
Housing Units:
3,915
Bike Score:
47/100
Walk Score:
20/100
Transit Score:
14/100
Median Household Income:
$111,925
Rita Ranch Housing Market
The Rita Ranch market can be competitive at times, with some homes receiving multiple offers and the average home remaining on the market for 87 days.
Typical homes generally sell for about list price; in-demand homes can sell for 1% less than list price.
Median Sale Price
$339,000
Median Price Per Square Ft.
$198
Iron Horse
Iron Horse is a historic and eclectic neighborhood in central Tucson, located just east of Downtown Tucson and near the University of Arizona. Known for its charming early 20th-century homes, adobe bungalows, and vibrant character, Iron Horse is a walkable, bike-friendly community with a rich history and artistic flair.
Today, it’s a popular spot for both locals and visitors as it houses the Historic Coronado Hotel and has plenty of great shops and markets to patronize.
Quick Facts
Population:
594
Median Age:
28
Housing Units:
243
Bike Score:
99/100
Walk Score:
87/100
Transit Score:
69/100
Median Household Income:
$47,901
Iron Horse Housing Market
Redfin reports that houses in Iron Horse typically sell at 3.6% below list price and spend an average of eight days on the market.
Inventory is on the low side in Iron Horse, so you may need to be patient if you hope to find your dream home in this neighborhood.
Median Sale Price
$347,000
Median Price Per Square Ft.
$519
SoFi Home Loans
It’s easy to see why Tucson has become such a popular market to buy a home in. There are some really amazing neighborhoods to choose from whether you’re young and single or have a family to look after.
If you think Tucson could be your home sweet home, then you may need to consider different mortgage loans during your home buying process.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
Overall, Tucson’s housing market has seen steady price growth. However, as of early 2025, the median home price reached approximately $325,000, reflecting a 0.67% price decrease from the previous year. While prices remain lower than the national average, strong demand continues to drive gradual appreciation in home values.
Is Tucson currently a buyer’s or seller’s market?
As of 2025, Tucson maintains a relatively balanced market, with homes selling at about 98% of their listing price. While inventory remains somewhat limited, moderate price increases and stable demand suggest that both buyers and sellers have opportunities in the market.
What factors are influencing Tucson’s housing market trends?
Key influences on Tucson’s housing market include affordability, job growth, and migration patterns. With home prices significantly lower than the national average, Tucson remains attractive to first-time buyers and retirees. However, those interested in moving to Tucson should be aware that in recent years, Arizona — including Tucson — has seen extreme heat. In 2024, Tucson saw 112 days of temperatures over 100 degrees Fahrenheit.
SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.
Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.
HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.
SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.
If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.
Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.
SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.
The trademarks, logos and names of other companies, products and services are the property of their respective owners.
As of 2025, Seattle is still considered a seller’s market due to continued high demand and limited housing supply. Seattle’s hot real estate market is also due in part to the influx of high-earning, remote tech employees from big companies like Amazon and Facebook.
With a population of more than 760,000, Seattle is the 18th largest city in the U.S. It may get a bad wrap for its weather, but the rain creates lush greenery and gives the city a sparkling clean feel. Plus, more-spacious homes allow for office areas for remote workers.
Currently, there are more than 458,000 employees in Seattle, and the average median household income is $120,608, according to the latest U.S. Census Bureau data.
A benefit of Seattle that big cities don’t always offer is ease of movement. Walking, biking, and public transportation are so accessible that the average commute time for those living in the Seattle metropolitan area is 26.6 minutes. Car ownership in Seattle is also lower than the U.S. average, with an average of only one car per household.
Get matched with a local
real estate agent and earn up to
$9,500‡ cash back when you close.
Pair up with a local real estate agent through HomeStory and unlock up to $9,500 cash back at closing.‡ Average cash back received is $1,700.
Those looking to move to Seattle are not alone. While there’s been some price drops recently, Seattle home prices remain high due to Seattle having more homebuyers than available homes.
The Seattle real estate market has been very competitive in recent years, and is still considered very competitive. Often, homes get many offers, some even with waived contingencies.
Most houses stay on the market for just 10 days and sell for 1% over list price. According to Redfin, highly desired homes go pending in four days and sell for 2% over asking price.
If you’re hoping to purchase a home in this area, expect to face high competition as homes are selling quickly and typically receive multiple offers. The strong job market, scenic views, and cultural scene make it a desirable location for millennials and people of all backgrounds. This along with constrained inventory means Seattle is a seller’s market, although local real estate agents forecast the market is getting more balanced in some areas.
If you love rain, Seattle may be the perfect fit for you. This city gets about 150-152 rainy days a year.
The upside is that Seattle is home to the original Starbucks, and this city takes its coffee seriously. There will be no shortage of hot cups of joe to keep you warm on drizzly days.
Median Income: $120,608
Median Age: 35.6
College Educated: 69.8%
Homeowners: 43.7%
Married: 35.2%
Popular Seattle Neighborhoods
Like any big city, Seattle has many great neighborhoods to choose from. But compared with sprawling cities like Los Angeles, Seattle is compact. It’s both pedestrian- and bike-friendly and has great public transportation options.
No matter what neighborhood you choose, it’s likely you’ll be able to take advantage of everything the city has to offer.
Downtown Seattle is the vibrant heart of the city, known for its iconic skyline, bustling streets, and waterfront views. It’s a dynamic blend of business, culture, and entertainment, home to major companies like Amazon and Nordstrom, as well as attractions such as Pike Place Market, the Seattle Art Museum, and the Seattle Aquarium.
Residents enjoy a highly walkable neighborhood with high-rise living, luxury condos, and access to a wide variety of restaurants, shops, and nightlife. With easy public transit options — including light rail and buses — Downtown Seattle offers convenience and urban energy, making it ideal for anyone who thrives in a fast-paced environment.
Quick Facts
Population:
40,493
Median Age:
35
Housing Units:
29,910
Bike Score:
63/100
Walk Score:
98/100
Transit Score:
100/100
Average Household Income:
$102,752
Downtown Housing Market
Redfin considers Downtown Seattle a somewhat competitive market. The typical home goes pending in 44 days and sells for about 2% below list price. Hot homes go pending quicker — in around seven days — and sell closer to list price.
In February 2025, median home sale prices were down 1.3% compared to last year. Homes stay on the market, on average, for about 74 days.
Median Sale Price
$658,000
Average Price Per Square Foot
$772
Capitol Hill
Capitol Hill is a vibrant and densely populated neighborhood located just east of downtown Seattle. Known for its eclectic culture and lively atmosphere, the area features a diverse array of bars, restaurants, boutiques, and entertainment venues, particularly along Broadway, 15th, and 19th Avenues.
This area of Seattle was formerly the center of the grunge movement and has maintained a passion for music, theater, and art.
Quick Facts
Population:
30,955
Median Age:
37
Housing Units:
18,325
Bike Score:
84/100
Walk Score:
93/100
Transit Score:
76/100
Average Household Income:
$207,235
Capitol Hill Housing Market
The Capitol Hill market is considered somewhat competitive, with the average home going pending within 37 days and selling for 1% below list price.
Median Sale Price
$615,500
Average Price Per Square Ft.
$593
East Queen Anne
East Queen Anne, one of the best places to live in Washington, is situated on the eastern slope of Queen Anne Hill. The neighborhood is characterized by its tree-lined streets and a mix of historic and modern homes, reflecting its rich architectural heritage.
East Queen Anne provides a dense urban feel, with numerous bars, restaurants, coffee shops, and parks contributing to its vibrant atmosphere. The community is known for its walkability and proximity to downtown Seattle, making it a convenient location for professionals and families alike.
Quick Facts
Population:
32,251
Median Age:
32.1
Housing Units:
21,782
Bike Score:
71/100
Walk Score:
82/100
Transit Score:
68/100
Average Household Income:
$166,998
East Queen Anne Housing Market
The East Queen Anne housing market is very competitive, and the median home sale price went up 36.6% compared to last year.
Many homes get multiple offers, some with waived contingencies, and average homes sell for 1% above list price after an average of 13 days on the market.
Median Sale Price
$1,352,500
Average Price Per Square Ft.
$664
Eastlake
Eastlake is a charming neighborhood located along the eastern shore of Lake Union in Seattle, Washington. Bordered by Lake Union to the west, Portage Bay to the north, Interstate 5 to the east, and E. Galer Street to the south, it offers residents picturesque waterfront views and a serene atmosphere.
The neighborhood is renowned for its eclectic mix of housing options, including floating homes, single-family residences, apartments, and condominiums. Eastlake is a close-knit community and a desirable place to live for those seeking a blend of urban amenities and neighborhood charm.
Quick Facts
Population:
8,836
Median Age:
33
Housing Units:
5,934
Bike Score:
77/100
Walk Score:
82/100
Transit Score:
56/100
Average Household Income:
$152,260
Eastlake Housing Market
Some homes in Eastlake may come with waterfront views, but they can also come with hefty price tags. The median home price was $900,000 in February 2025, which is up 24.4% from last year.
According to Redfin, the Eastlake housing market is somewhat competitive, with some homes getting multiple offers. Average homes are pending within 48 days and sell for 2% below list price.
Median Sale Price
$900,000
Average Price Per Square Ft.
$621
Belltown
Belltown is a vibrant and densely populated neighborhood located just north of downtown Seattle, Washington. Historically a low-rent, semi-industrial arts district, Belltown has transformed into a hub of trendy restaurants, boutiques, nightclubs, and residential towers. The neighborhood is named after William Nathaniel Bell, on whose land claim it was built.
Residents enjoy a variety of dining options, chic boutiques, art galleries, and a legendary music scene. Belltown’s proximity to landmarks like Pike Place Market, the Seattle Art Museum, and the Olympic Sculpture Park adds to its appeal. The area boasts a high walkability score, making it convenient for residents to access amenities and public transportation.
Quick Facts
Population:
12,333
Median Age:
34
Housing Units:
9,411
Bike Score:
76/100
Walk Score:
98/100
Transit Score:
97/100
Average Household Income:
$158,822
Belltown Housing Market
The median home price in Belltown was $602,750 in February 2025, which is down 1.1% from the previous year.
Redfin considers this a somewhat competitive market, with some homes receiving multiple offers. Typical homes are pending in about 34 days for 2% above list price.
Median Sale Price
$602,750
Average Price Per Square Ft.
$654
SoFi Home Loans
It’s easy to see why Seattle has become such a popular market to buy a home in. There are dozens of amazing neighborhoods to choose from whether you’re young and single or have a family to look after.
If you think Seattle could be your home sweet home, then you may need to consider different mortgage loans during your home-buying process.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% - 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It's online, with access to one-on-one help.
Seattle home prices have shown a moderate increase in early 2025 after a dip the previous year. Demand remains strong, especially in urban neighborhoods, driven by limited inventory and a steady influx of new residents.
Is Seattle a buyer’s or seller’s market?
Seattle currently leans toward a seller’s market, with homes receiving multiple offers and selling quickly, particularly in popular neighborhoods like East Queen Anne and Capitol Hill.
How competitive is the Seattle housing market?
Seattle’s housing market remains competitive. Well-priced homes in desirable neighborhoods often sell within days, and bidding wars are common. Buyers are encouraged to have preapproval and work with a local agent.
What is the median home price in Seattle?
According to Redfin, the median sale price in Seattle is $856,950. However, prices vary widely depending on the neighborhood and type of home, with some areas well above the citywide average.
SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility-criteria for more information.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
*SoFi requires Private Mortgage Insurance (PMI) for conforming home loans with a loan-to-value (LTV) ratio greater than 80%. As little as 3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to other borrowers. Other loan types may require different fees or insurance (e.g., VA funding fee, FHA Mortgage Insurance Premiums, etc.). Loan requirements may vary depending on your down payment amount, and minimum down payment varies by loan type.
‡Up to $9,500 cash back: HomeStory Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with SoFi Bank, N.A. (SoFi). SoFi is not responsible for the program provided by HomeStory Real Estate Services. Obtaining a mortgage from SoFi is optional and not required to participate in the program offered by HomeStory Real Estate Services. The borrower may arrange for financing with any lender. Rebate amount based on home sale price, see table for details.
Qualifying for the reward requires using a real estate agent that participates in HomeStory’s broker to broker agreement to complete the real estate buy and/or sell transaction. You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a fee to HomeStory Real Estate Services. All Agents have been independently vetted by HomeStory to meet performance expectations required to participate in the program. If you are currently working with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.
HomeStory will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of HomeStory Real Estate Services receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction. Employer-sponsored relocations may preclude participation in the reward program offering. SoFi is not responsible for the reward.
SoFi Bank, N.A. (NMLS #696891) does not perform any activity that is or could be construed as unlicensed real estate activity, and SoFi is not licensed as a real estate broker. Agents of SoFi are not authorized to perform real estate activity.
If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.
Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.
SoFi loans subject to credit approval. Offer subject to change or cancellation without notice.
The trademarks, logos and names of other companies, products and services are the property of their respective owners.
