SoFi Blog

Tips and news—
for your financial moves.

Jul
14
2016

Put a Dent in Your Student Debt: 9 Summer Saving Ideas

By | Career, Money, student_loan | 3 Comments

Summertime is all about sunshine, much-needed vacation time, and relaxation. It’s also a great time to make significant headway on your student loans.

We know that might sound crazy—after all, there’s nothing fun or relaxing about dealing with student loan debt. But here’s the thing: if you want that debt out of your life ASAP, it won’t help to take a vacation from it. Follow a few summer savings tips now, and you’ll see some satisfying progress by the time winter rolls around.

Read more
Jul
12
2016

Personal Loan – Rates (table only)

By | Uncategorized | Comments Off on Personal Loan – Rates (table only)

Compare Rates and Terms

The following examples depict the APR, monthly payment and total payments during the life of a $30,000 personal loan. All personal loan APR rates below are shown with the Autopay Discount (0.25%)5. Your actual interest rate may be different than the rates in these examples and will be based on term of loan, your financial history and other factors. State restrictions may apply.

Payment Examples

Fixed Rate Loans

Term Origination
Fee		 Rate
(APR)		 No. of
Payments		 Monthly
Payment		 Total
Payments
2 Years None 7.74% – 35.49% 24 $1,353.26 – $1,763.32 $32,478.34 – $42,319.74
3 Years None 7.74% – 35.49% 36 $936.50 – $1,365.41 $33,713.89 – $49,154.90
4 Years None 8.23% – 35.49% 48 $735.63 – $1,178.04 $35,310.28 – $56,545.80
5 Years None 9.50% – 35.49% 60 $630.06 – $1,074.14 $37,803.35 – $64,448.26
6 Years None 10.56% – 35.49% 72 $564.28 – $1,011.27 $40,628.47 – $72,811.45
7 Years None 11.90% – 35.49% 84 $527.98 – $971.20 $44,350.23 – $81,581.10

< Back to Personal Loans

Read more
Jul
11
2016

Avant Personal Loan

By | personal_loan | Comments Off on Avant Personal Loan

Loans for people with excellent credit

Personal Loans at fixed rates from 7.74% APR to 35.49% APR (with AutoPay)5.

Find My Rate

Checking your rate will not affect your credit score✝.

SoFi has partnered with Avant to provide loans to more customers

SoFi takes a unique approach to underwriting that looks at your income, career, and financial history to get you the rate you deserve. With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 7.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

Find My Rate

Read more
Jul
11
2016

5 Proven Ways to Build Trust — and Your Reputation — for a Successful Career

By | Career | 2 Comments

Over the past few weeks, our career strategy team has been busy sharing research, words of wisdom and webinars on the “new fundamentals for career success.” We do this because we’re committed to our members’ success and happiness. When they win, we win. And in order to stay ahead and win big in the career game, these fundamentals, which include resilience and relationships, matter a whole lot. This week, I pick up where we left off, with the third piece to the puzzle — reputation — and why trust is so integral to it all.

Read more
SoFi Daily

Stay up to date on the latest business news and stock market happenings.

Learn more

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
©2026 Social Finance, LLC All rights reserved.
TLS 1.2 Encrypted
Equal Housing Lender