University of Illinois (U of I) Urbana-Champaign Tuition and Fees
University of Illinois (U of I) Urbana-Champaign Tuition and Fees
(Last Updated – 06/2025)
The University of Illinois Urbana-Champaign (UIUC) is a highly rated four-year public research university located in Champaign, Illinois. It’s the flagship of the University of Illinois system and offers degrees ranging from bachelor’s to doctoral.
Read on for insights into admissions requirements, the UIUC acceptance rate, fees for tuition and housing, popular majors, and much more.
Total Cost of Attendance
Founded in 1867, the university was ranked #9 as a public university in the 2024-25 U.S. News & World Report ratings. It has 59,000-plus students from all 50 states and more than 100 counties. The most recent freshman class, at 9,008, was the largest in the school’s history. Specialties at UIUC include research and the arts, with 27 Pulitzer Prizes awarded to the university’s graduates and faculty.
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Tuition & Fees |
$16,004 |
$35,124 |
|
Books & Supplies |
$1,200 |
$1,200 |
|
Room & Board |
$14,522 |
$14,522 |
|
Other Expenses |
$2,500 |
$2,500 |
|
Total Cost of Attendance |
$34,226 |
$53,346 |
Although the cost of books and supplies and other expenses have remained the same since at least 2021-2022, there have been slight increases in in-state and out-of-state tuition costs over time.
Financial Aid
Application reviews at UIUC are “need blind,” which means the university doesn’t consider a student’s ability to pay when making acceptance decisions. This can help students who may find the tuition and other costs beyond financial reach. In addition, the university has an “Illinois Commitment,” which is the university’s promise to cover tuition and campus fees for Illinois residents with a family income of $75,000 or less as of Fall 2025.
During the 2024-25 academic year, 61% of full-time beginning undergraduates received some sort of financial aid. More specifically:
• Grants or scholarship aid: 48% with an average of $17,524
• Federal grants: 22% with an average of $5,623
• Pell grants: 21% with an average of $5,482
• Other federal: 10% with an average of $324
• State or local grants/scholarships: 31% with an average amount of $7,583
• Institutional grants and scholarships: 45% with an average amount of $10,783
• Student loan aid: 30% with an average amount of $7,193
• Federal student loans: 30% with an average of $4,972
• Other student loans: 7% with an average of $9,855
Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
Recommended: Scholarship Search – College Scholarships Finder Tool
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, or nonprofits. The different types include:
• Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, and nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• U.S. Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
In 2022-23, first-time undergraduates received 7% of their loan funding through “other” student loans, meaning not from federal sources.
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
Using the 2024-25 University of Illinois Urbana-Champaign cost for on-campus students, the cost of four years at UIUC would be $136,904 for in-state students. For out-of-state students, it would be $213,384.
• Total on-campus cost of attendance in state: $34,226
• Total on-campus cost of attendance out of state: $53,346
Compare this to the national average cost of attendance of $28,840 for in-state college students and $46,730 for out-of-state attendees.
Here’s some Illinois Student Loan & Scholarship Information for you.
Undergraduate Tuition and Fees
University of Illinois Urbana-Champaign tuition in the academic year of 2024-25 was as follows:
• University of Illinois Urbana-Champaign tuition and fees in-state: $16,004
• University of Illinois Urbana-Champaign tuition and fees out-of-state: $35,124
• Books: $1,200
Graduate Tuition and Fees
For the 2024-25 academic year, graduate tuition and fees averaged:
• In-state: $15,986
• Out-of-state: $31,114
The average graduate student in the U.S. pays $10,320 per year at a public university and $15,100 per year at a private nonprofit school. In comparison, the University of Illinois Urbana-Champaign tuition cost, in-state, for graduate students is higher than the national average.
Cost per Credit Hour
IUIC lists 2023-24 cost per credit hour ranging from $424 for in-state residents to $1,041 for nonresidents.
Campus Housing Expenses
The IUIC website lists 2024-2025 on-campus housing costs for undergraduates at $14,522, and other expenses as $2,500. That brings campus housing expenses to $17,022.
University of Illinois Urbana-Champaign Acceptance Rate
In fall 2022, there were 67,398 applicants, and 29,655 students were accepted, which makes the UIUC acceptance rate 44%.
Admission Requirements
UIUC has a test-optional policy. You don’t have to provide test scores to apply. You do, however, need to submit your high school record, a personal statement, and possibly proof of English proficiency.
SAT and ACT Scores
Test score policies are optional for first-year students, including international ones, homeschooled ones, and recruited student-athletes.
In Fall 2023, 47% of applicants submitted SAT scores while 18% submitted ACT scores. The 25th and 75th percentile figures are as follows:
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
630 |
730 |
|
SAT Math |
640 |
780 |
|
ACT Composite |
29 |
34 |
|
ACT English |
28 |
35 |
|
ACT Math |
27 |
34 |
Popular Majors at U of I Urbana-Champaign
The university offers more than 150 undergraduate areas of study. Some of the most popular degrees include the following.
1. Research and Experimental Psychology
IUIC offers undergraduates plenty of opportunities to participate in psych research. Hundreds of students are involved in research projects each semester.
Undergraduate degrees in 2023-24: 531
2. Computer Engineering
Students study computer science and engineering for this degree, and also take plenty of math and science courses to gain broad competencies.
Undergraduate degrees in 2023-24: 396
3. Accounting
The accounting program at UIUC has been ranked as the second best in the nation by U.S. News & World Report. In this program, the university prepares students to become business leaders.
Undergraduate degrees in 2023-24: 314
4. Computer Science
Students can pair their undergraduate computer science degree with these specialties: advertising, animal sciences, anthropology, astronomy, chemistry, crop sciences, economics, and education.
Undergraduate degrees in 2023-24: 311
5. Cellular and Molecular Biology
Students study a wide range of sciences while also gaining a strong foundation in math. Courses include molecular biology, microbiology, physiology, and more.
Undergraduate degrees in 2023-24: 288
6. Finance
Undergraduates receive education in finance theory along with the analytical tools they’ll need to have careers in financial management, banking/investments, insurance, real estate, and more.
Undergraduate degrees in 2023-24: 263
7. Agricultural Economics
Students learn the fundamentals of business and economics to apply them specifically to agricultural-related challenges along with those connected to energy, the environment, and consumer protection.
Undergraduate degrees in 2023-24: 254
8. Communications
This degree is part of a broad liberal arts perspective, allowing students to learn about effective communication, develop those skills, and learn how to help others.
Undergraduate degrees in 2023-24: 233
9. Mechanical Engineering
In this bachelor degree program, students master foundational skills to help them on their path to becoming mechanical engineers, which can involve design, building, and modernization of machinery.
Undergraduate degrees in 2023-24: 228
10. Political Science and Government
Students majoring in this degree gain a broad understanding of government, politics, and public policy.
Undergraduate degrees in 2023-24: 219
Graduation Rate
The graduation rate for Fall 2017 students earning bachelor degrees is:
• 6 years: 85%
Post-Graduation Median Earnings
Median earnings for UIUC grads are $69,000, which is a bit higher than the average of $68,516 for graduates of four-year colleges.
Bottom Line
UIUC is a well-regarded institution with many different areas of study to choose from. Although the University of Illinois Urbana Champaign tuition rate is somewhat higher than the national average for four-year public universities, financial aid, including scholarships and grants, federal loans, and/or private loans, could help students bridge a financial gap.
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
SOISL-Q225-075
University of Houston Tuition and Fees
University of Houston Tuition and Fees
(Last Updated – 06/2025)
Those seeking a research institution that offers strong programs in psychology, biology, business, and engineering, among others, may be interested in the University of Houston (UH). The institution’s national research centers are highly ranked, and the fact that the University of Houston ranks top 10 in the country for entrepreneurship will likely be appealing to business students.
Total Cost of Attendance
Here’s a closer look at what it costs to study at the University of Houston. Tuition in 2023-24 was $9,717 for in-state students, which is below the national average of $11,260. For students who live out of state, UH tuition was $22,547. This is below the national average of $29,150, making it a potentially affordable option.
Costs for 2024-2025
|
Student Type |
In-State |
Out-of-State |
|
Tuition & Fees |
$9,717 |
$22,547 |
|
Books & Supplies |
$1,430 |
$1,430 |
|
Room & Board |
$11,286 |
$11,286 |
|
Other Expenses |
$5,328 |
$5,328 |
|
Total Cost of Attendance |
$27,761 |
$40,591 |
Financial Aid
Many students get University of Houston financial aid. To help cover the University of Houston cost, 83% of students receive some type of financial aid. This UH financial aid may include grants, University of Houston scholarships, and loans.
Explore financial aid options: Texas Student Loan & Scholarships.
Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.
• Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• U.S. Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
To help cover University of Houston tuition, 35% of students have federal student loans, typically in the amount of $4,971, and 5% have private student loans averaging $14,976.
Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
The University of Houston cost over four years would be $111,044 for an in-state student, based on 2024-25 tuition and fees, room and board, books, and other expenses. This is just under the national average of $115,360. For those who are out-of-state residents, the four-year University of Houston cost would be $162,364. This is a chunk less than the national average of $186,920.
Here’s some Student Loan & Scholarship Information for you.
Undergraduate Tuition and Fees
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Tuition & Fees |
$9,717 |
$22,547 |
|
Books & Supplies |
$1,430 |
$1,430 |
|
Total |
$11,147 |
$23,977 |
In the 2024-25 school year, the cost of UH tuition and fees, and room and board for Texas residents was $20,951. Out-of-state students paid $33,781.
Graduate Tuition and Fees
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Tuition |
$9,019 |
$18,199 |
|
Fees |
$1,032 |
$1,032 |
|
Room & Board |
$11,584 |
$11,584 |
|
Total Cost of Attendance |
$21,635* |
$30,815* |
*Does not include book costs, which are additional.
The cost for in-state residents pursuing a graduate degree was $9,019 for University of Houston tuition and fees in the 2024-25 academic year. Nonresident graduate students paid $18,199 for the same year. On average, the national average cost of a master’s degree program per year for a public school is $10,320 and $15,100 at a private nonprofit university.
There are many options for graduate loans that can help with these costs.
Cost per Credit Hour
In school year 2025-25, the cost per semester credit hour for liberal arts students (other studies’ costs may vary) who are Texas residents is $361.86 and $896.46 for nonresidents.
Campus Housing Expenses
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Room & Board |
$21,250 |
$21,250 |
|
Other Expenses |
$3,458 |
$3,458 |
At UH, freshmen are not required to live on campus. However, those who do wish to reside on campus can choose from nine residential options offered by the university.
Another option for all students is off-campus housing. Renting an apartment in the city of Houston averages $1,274 for a studio apartment, according to RentCafe. Just keep in mind that an off-campus lease agreement might require a 12-month commitment.
University of Houston Acceptance Rate
Fall 2023
|
Number of Applications |
Number Accepted |
Percentage Accepted |
|
30,327 |
21,229 |
70% |
Along with the University of Houston ranking, prospective students will likely want to know about the school’s acceptance rate. With a rate of 70%, the school is moderately selective.
Admission Requirements
Students interested in attending UH must meet the following admissions requirements.
Required:
• High school GPA
• High school transcript
• High school rank
• Test of English as a Foreign language (TOEFL), if necessary
Recommended:
• Letter of recommendation
• Personal statement
• Work experience, if applicable
SAT and ACT Scores
Standardized test scores, such as the SAT or ACT, are not required by the University of Houston. However, if test scores are provided, they will be considered. Approximately 51% of applicants submit their SAT scores and 7% submit their ACT scores. For reference, these are scores at the 25th and 75th percentile.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
580 |
660 |
|
SAT Math |
570 |
670 |
|
ACT Composite |
23 |
28 |
|
ACT English |
22 |
29 |
|
ACT Math |
20 |
27 |
Popular Majors at University of Houston
Students attending the University of Houston can choose from 110 majors across the institution’s 16 academic colleges and schools. Below are the top majors.
1. Psychology
Students pursuing a degree in psychology study human cognitive processes throughout life, as well as research processes. The program prepares them to work in social services, business, and other roles within the public and private sectors.
Undergraduate degrees in 2023-24: 693
2. Finance
Finance majors can choose a standard track, which focuses on the theory and application of finance, or one of the four finance specialty tracks that focus on their preferred area of interest, from global energy management to real estate.
Undergraduate degrees in 2023-24: 381
3. Computer and Information Sciences
A bachelor’s in computer information systems is available through the university’s Sugar Land campus only. The program is accredited by the Computing Accreditation Commission of ABET, and teaches students a theoretical curriculum and how to apply that knowledge.
Undergraduate degrees in 2023-24: 350
4. Biology/Biological Sciences
To earn a Bachelor of Science, biology majors take core courses in subjects like chemistry and physics, as well as classes in cellular biology, biochemistry, and more.
Undergraduate degrees in 2023-24: 337
5. Management Information Systems
Students who are interested in a career as a business analyst, project manager, or other vital technological role in business, can enroll in UH’s MIS program. Courses include System Analysis and Design, IT Project Management, and more.
Undergraduate degrees in 2023-24: 327
6. Marketing/Marketing Management
Marketing students learn how to perform market research and analysis, along with advertising and promotion. This helps prepare them for careers in business, digital marketing, and more.
Undergraduate degrees in 2023-24: 315
7. Exercise Science and Kinesiology
Those interested in an exercise science degree can choose between the health profession option or the primary option. The former prepares students to apply for professional physical therapy programs, while the latter is designed for students seeking a professional program in other fields, like occupational therapy and wellness.
Undergraduate degrees in 2023-24: 307
8. Multi-/Interdisciplinary Studies
A multi- or interdisciplinary studies degree allows students to pursue an academic curriculum that supports their unique career goals. They’re taught broad topics and learn to develop key skill sets for the workplace.
Undergraduate degrees in 2023-24: 269
9. Logistics, Materials, and Supply Chain Management
A curriculum in Supply Chain and Logistics Technology teaches students how to manage materials and services in the supply chain industry. Classes include Logistic Technology & Processes, Transportation Law, and Quality Systems.
Undergraduate degrees in 2023-24: 257
10. Accounting
At UH’s C.T. Bauer College of Business, accounting students learn how to document, analyze and communicate financial information. They also learn the accounting and financial concepts that are essential foundations of business.
Undergraduate degrees in 2023-24: 239
Graduation Rate
These are the graduation rates at University of Houston:
• 4 years: 45%
• 6 years: 65%
• 8 years: 65%
Post-Graduation Median Earnings
Graduates of the University of Houston earn a median salary that’s slightly lower than the national average. According to the U.S. Department of Education’s College Scorecard, UH graduates earn $62,000. By comparison, the national average earnings of a four-year college graduate is $68,516 for 2024 graduates.
Bottom Line
The University of Houston offers students a wide variety of majors to choose from at a highly rated research institution. The University of Houston cost is somewhat below the national average, and a majority of students receive financial assistance to help pay for their education. For those who need financing, student loans can help cover the cost of University of Houston tuition.
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
SOISL-Q225-074
University of Georgia Tuition and Fees
University of Georgia Tuition and Fees
(Last Updated – 06/2025)
One of the oldest public universities in the country, the University of Georgia (UGA) is a top-ranked public research university that offers small class sizes, hands-on learning opportunities, and many options for studying abroad.
Keep reading to learn more on UGA’s tuition and mandatory fees, financial aid opportunities, acceptance rates, and admission requirements to help you plan effectively for your academic journey.
Total Cost of Attendance
University of Georgia tuition in 2024-25 was $11,450 for state residents. This is just slightly higher than the national average of $11,260 for in-state tuition at public universities. For out-of-state residents, UGA tuition was $31,688, which is a little more than the national average of $29,150.
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Tuition & Fees |
$11,450 |
$31,688 |
|
Books & Supplies |
$934 |
$934 |
|
Food & Housing |
$11,672 |
$11,672 |
|
Other Expenses |
$4,816 |
$4,816 |
|
Total Cost of Attendance |
$28,872 |
$49,110 |
Financial Aid
To help with the University of Georgia cost, 84% of students have some form of financial aid. This may be through scholarships, grants, and/or student loans.
Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.
The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:
• Scholarships: Scholarships can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.
• Grants: Grants are generally based on financial need. These can come from federal, state, private, and nonprofit organizations.
• Work-study: Federal Work-Study provides qualifying students with part-time employment to earn money for expenses while in school.
• Federal student loans: Federal student loans are money borrowed directly from the U.S. Department of Education. They come with fixed interest rates that are typically lower than private loans.
Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA®) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.
You can find other financial aid opportunities on databases such as:
• U.S. Department of Education – Search for grants from colleges and universities by state
• College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid
Recommended: The Differences Between Grants, Scholarships, and Loans
Private Student Loans
Of the students who use financial aid to help with the University of Georgia tuition, 20% have federal loans and 2% take out private student loans averaging $17,455.
Private student loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations, so their qualifications and interest rates can vary widely.
What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.
Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.
If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.
Recommended: Guide to Private Student Loans
Projected 4-Year-Degree Price
The University of Georgia cost for four years, including tuition and fees, room and board, books, and other expenses, would be $115,488 for in-state students. This is right around the national average of $115,360. For residents of other states, the University of Georgia cost for four years would be $196,440, which is slightly higher than the national average of $186,920.
Recommended: Georgia Student Loan & Scholarships Information
Undergraduate Tuition and Fees
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Tuition & Fees |
$11,450 |
$31,688 |
|
Books & Supplies |
$934 |
$934 |
|
Total |
$12,384 |
$32,622 |
The total for UGA tuition, fees, books, and supplies was $12,384 for in-state students and $32,622 for out-of-state students.
Graduate Tuition and Fees
Costs for 2024-25
|
Student Type |
In-State |
Out-of-State |
|
Tuition |
$9,586 |
$28,358 |
|
Fees |
$1,416 |
$1,416 |
|
Total |
$11,002 |
$29,774 |
UGA tuition and fees for graduate school in 2024-25 was $11,002 for Georgia residents and $29,774 for out-of-state residents. In comparison, the average cost of graduate school at a public university in the U.S. is $37,610.
There are many options for graduate loans that can help with these costs.
Cost per Credit Hour
The University of Georgia charges undergraduate tuition as a flat-rate based on whether the student takes six hours or less of coursework, or six hours or more. However, graduate school can be attended on a part-time basis, with a cost of $399 per credit hour for in-state students and $1,182 for out-of-state students.
Campus Housing Expenses
Costs for 2024-25
|
Student Type |
On-Campus |
Off-Campus |
|
Room & Board |
$11,672 |
$400+/mo* |
|
Room & Board |
$10,904 |
$400-600/mo* |
|
Other Expenses |
$4,816 |
$5,826 |
*Rates based on the University of Georgia’s off-campus housing guide in 2025.
At UGA, first-year students are required to live on campus in one of 30+ residence halls located around campus. There are traditional-style residence halls as well as apartments and townhomes.
For students who opt to live off campus, there are many apartments, townhomes, duplexes, and houses for rent near campus. You can check out the off-campus housing guide here .
University of Georgia Acceptance Rate
Fall 2023
|
Number of Applications |
Number Accepted |
Percentage Accepted |
|
43,419 |
16,065 |
37% |
Admission Requirements
Here’s what you’ll need to apply to the University of Georgia.
Required:
• Secondary school report
• SAT or ACT scores
• Recommendations
• Personal statement or essay
Recommended:
• Work experience
The deadline for Early Action is October 15, while the deadline for Regular Decision is January 1.
SAT and ACT Scores
The University of Georgia requires standardized test scores. Here are the scores at the 25th and 75th percentile.
|
Subject |
25th Percentile |
75th Percentile |
|
SAT Evidence-Based |
590 |
690 |
|
SAT Math |
570 |
700 |
|
ACT Composite |
25 |
32 |
|
ACT English |
31 |
35 |
|
ACT Math |
27 |
32 |
Popular Majors at University of Georgia
The University of Georgia offers a diverse range of majors, from Atmospheric Sciences to Chinese Language. Here are the most popular majors at UGA.
1. Psychology
Psychology students can take courses like The Psychology of Adjustment, Understanding Cultural Diversity, Psychopathology, and Human Sexuality. Research is emphasized in this program, and students are encouraged to participate in psychology experiments.
Undergraduate degrees in 2023-24: 546
2. Biology
A Bachelor of Science in biology prepares students for careers in medicine, law, dentistry, veterinary medicine, pharmacy, optometry, and academia. Biology majors can also choose to focus their studies on marine biology.
Undergraduate degrees in 2023-24: 541
3. Finance
Finance majors learn about the theory and use of financial analysis, financial management, investment analysis, financial institutions and markets, international finance, mergers and acquisitions, trading strategy, derivatives, corporate finance, and more.
Undergraduate degrees in 2023-24: 492
4. Marketing
Students in this program can opt for one of the following areas of emphasis: Professional Selling or Digital Marketing. They’ll take courses like Marketing Research for Business Decisions, Consumer Buyer Behavior, and Sales Force Strategy and Management. Students will have the opportunity to study marketing abroad.
Undergraduate degrees in 2023-24: 382
5. Management Information Systems
MIS majors study systems analysis and design, data management, network-based application development, computer programming in business, managing information resources, project management, and more. They typically go on to become computer scientists or technicians.
Undergraduate degrees in 2023-24: 342
6. Computer Science
This degree provides students with a basis in computer science theory and practice, and many graduates work at such companies as Google, Amazon, Microsoft, IBM, Oracle, and Samsung.
Undergraduate degrees in 2023-24: 241
7. Risk Management and Insurance
This UGA program has been ranked among the best in the nation. It provides insight into the roles and functions of risk-bearing institutions, employee benefits, insurer operations and policy, corporate risk management, life insurance, and economic risk management. Students have the opportunity to study abroad.
Undergraduate degrees in 2023-24: 240
8. Business Administration
Those interested in business get a solid foundation in accounting, economics, finance, legal and regulatory business environments, marketing, management, and statistical analysis in this program.
Undergraduate degrees in 2023-24: 228
9. International Affairs
At the University of Georgia, students have the opportunity to choose a co-major in international affairs and one of the following areas of study: accounting, economics, finance, management information systems, management, marketing, real estate, or risk management and insurance.
Undergraduate degrees in 2023-24: 197
10. Accounting
Accounting students dive into topics like accounting standards, financial statement preparation, product costs, budgeting, taxation, auditing, and risk assessment. They also have the opportunity to study abroad.
Undergraduate degrees in 2023-24: 140
Graduation Rate
Here are the graduation rates at UGA.
• 4 years: 71%
• 6 years: 87%
Post-Graduation Median Earnings
After graduating from the University of Georgia, you can expect to earn on average $68,726 a year. This is right around the national average of $68,680.
Bottom Line
The University of Georgia offers a wealth of undergraduate programs to choose from, the chance for hands-on learning and study abroad, and an active student life. With many options for financial aid, and a moderately selective acceptance rate, an education at UGA is within reach.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
SoFi Private Student Loans
Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., Puerto Rico, U.S. Virgin Islands, or American Samoa, and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 4/22/2025 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org).
SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
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Build a Strong Credit Score – And Maybe Find Love
This article appeared in SoFi's On the Money newsletter. Not getting it? Sign up here.
There are plenty of reasons to build a strong credit score: It might help you rent an apartment, get a lower interest rate on a car loan or mortgage, or even get a job.
It also might help you find the one.
Alongside other values and habits, how people handle borrowed money has become one more piece of the compatibility puzzle.
According to Money.com, it’s increasingly common for users of dating apps like Tinder and Hinge to post a screenshot of the three-digit score on their profile so potential partners can gauge how responsible they are.
Of course, revealing a high credit score could come off as arrogant or condescending to some people, experts told Money.com, but there’s no doubt it can be attractive too. One dater told Fortune she got 17 dates in 30 days after adding her score of 811, which is classified as “exceptional.” Another had 224 matches after posting her credit score. She marveled at how great a conversation starter it was.
So what? A strong credit score sets you up for success in more ways than one. And yet many people don’t know where they stand at all — or how to build or repair their score.
Whether it’s for love or money, take charge of your financial health by maintaining good credit habits. Here are the some of the most important ones:
• Always make your credit card and other loan payments on time. Your payment track record is the single biggest influence on your credit score. Setting up automatic payments or reminders can help ensure you’re paying on time. If you don’t have the money, reach out to the lender before your payment is due. They might give you a temporary reprieve or reduce your payment.
• Avoid carrying credit card balances from month to month. If at all possible, only charge what you can afford to repay in full each month. Otherwise, interest will accrue on the remaining balance. The interest compounds over time, meaning you pay interest on the interest that has been added. This increases the total amount you have to pay back and can make it harder to pay off your debt.
• Don’t max out your credit limit. Charging as much as you can on your credit cards signals to lenders that you could be overextended and, in turn, may be more likely to default. Generally, the lower your balance relative to your limit, the better — unless it’s $0. One common rule of thumb is to avoid using more than 30% of the total credit available to you.
• Go slow with new applications. Only apply for a credit card or loan when you really need it, because opening multiple accounts too quickly can be a red flag for lenders. (If you’re thinking about getting a new store credit card to get a big discount off your purchase, read this first.)
• Check your credit reports for errors and monitor your credit score. Whether it’s an account that’s not yours or a mistake in your payment history, errors on your credit reports could negatively affect your score. The three national bureaus that keep the reports — Equifax, TransUnion and Experian — offer free access up to once a week at AnnualCreditReport.com. And there are many free ways to monitor your score, including with SoFi. If you suspect a mistake, report it to the bureaus right away.
Related Reading
A Bad Credit Score May Turn Off Potential Partners (Bankrate)
Score, the Dating App for People with Good to Excellent Credit, Quietly Shuts Down (TechCrunch)
The Secrets to Your Credit Score — in Your Grocery Cart? (SoFi)
Please understand that this information provided is general in nature and shouldn’t be construed as a recommendation or solicitation of any products offered by SoFi’s affiliates and subsidiaries. In addition, this information is by no means meant to provide investment or financial advice, nor is it intended to serve as the basis for any investment decision or recommendation to buy or sell any asset. Keep in mind that investing involves risk, and past performance of an asset never guarantees future results or returns. It’s important for investors to consider their specific financial needs, goals, and risk profile before making an investment decision.
The information and analysis provided through hyperlinks to third party websites, while believed to be accurate, cannot be guaranteed by SoFi. These links are provided for informational purposes and should not be viewed as an endorsement. No brands or products mentioned are affiliated with SoFi, nor do they endorse or sponsor this content.
SoFi isn't recommending and is not affiliated with the brands or companies displayed. Brands displayed neither endorse or sponsor this article. Third party trademarks and service marks referenced are property of their respective owners.
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