SoFi Blog

Tips and news—
for your financial moves.

Where can I find my recent SoFi Credit Card transactions?

Select “Credit Card” on the Home tab of your mobile app, the page that opens will show your most recent transactions. To view older transactions, click on the “Statements” option to view past months’ statements and transactions. You can also view your statements on Sofi.com.

Read more

How can I get a lower the APR rate on my SoFi Credit Card?

There are many factors that determine the credit limit and APR. Your current rate is the best rate we can offer at this time; however, don’t forget that the SoFi Credit Card offers rewards for continued on time payments. See your Terms and Conditions for full details.

Read more

How do I update my personal information on my SoFi Credit Card account?

You can update your personal information by clicking on your member icon (or photo) in the top left corner of the mobile application and selecting “profile”. Here you will see all of your personal information on file, as well as the option to “Edit” or “Add” the information that you are able to change. For security purposes, name and social security information can only be changed by calling us at 855-456-7634 and speaking with a representative by selecting option 2.

Read more

Are there any fees for taking out a cash advance?

Yes you can. Keep in mind, cash advance charges are subject to a 5% or $10 minimum fee for each transaction, plus any ATM fees, and are subject to a higher interest rate than your standard APR. There is a minimum withdrawal amount of $40, as well as a daily limit of $1000 per day. Your total cash limit, including fees, is 30% of your total credit line. Check out SoFi Money as a lower cost option to withdraw cash.

Read more
TLS 1.2 Encrypted
Equal Housing Lender