May

2021

Fractional Shares SEM LP

By Lisa Laughlin | invest | Comments Off

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Fractional Shares

Invest with as

little as $5.

Fractional shares make it possible to own part of a stock from your favorite companies without committing to a whole share.

Invest now

Transfer an account to SoFi

During market hours, fractional orders will be routed to the market immediately. Outside of market hours orders will be aggregated and executed in the morning trade window of the next business day when the market opens. Orders are sent in the order received. There may be system delays from receipt of your order until execution. Market conditions may adversely impact execution prices.

Own a sliver of stock.

Fractional shares make it simple for anyone to invest in their favorite companies

and ETFs without committing to a whole share.

Invest with as little as $5.

Adios, paying for a full share. You can buy fractional shares of select stocks and ETFs starting at $5.

Pay no commissions. Period.

SoFi Invest charges no commission fees to buy and sell fractional shares—so the money you invest is 100% invested.

Diversify your portfolio.

Fractional share investing makes it easy to invest in a lot of companies without a lot of dollars.

Get a little taste of

the big names.

Browse our growing collection of fractional shares to start

investing in companies you love—and discover new ones.

See all

The stocks shown are meant to be a representative sample and are not meant to convey a recommendation to buy, hold, or sell.

FAQs

What is fractional share investing?

Buying parts of stocks – commonly known as fractional shares – is a way to invest in popular stocks
without being dependent on matching the share price. The purchase is based on a dollar amount, so
investors can buy in quantities of $1 to own a portion of the stock, vs. buying shares they may feel are
too expensive.

Is there a downside to fractional shares?

Sometimes, a brokerage will charge every time an investor buys or sells a stock.
Whether they were buying a quarter of one share or 500 shares of a stock, these fees
can still be charged. Luckily, SoFi allows for the purchase of fractional shares
at no additional cost to the investor.

How do you buy fractional shares?

Using an online brokerage offering like SoFi fractional shares can be a simple way to get started choosing your
own stocks for dollar based investing. In fact, you can start investing with as little as $5.

Are fractional shares hard to sell?

With SoFi, buying and selling fractional shares are treated the same as traditional stock trading, without
added barriers just for owning a portion of a stock.

Can you day trade fractional shares?

Fractional share trading is regulated by the same standards as day trading stocks. Investors should
maintain a $25,000 minimum balance to execute more than four day trades in a
five-business-day window or they can be marked as a pattern day trader.

How do I sell fractional shares on SoFi?

Within your stock holding, simply choose the sell button at the bottom and choose the amount of trade
you want to execute. You can sell any amount you’d like, but the smallest
denomination we support is up to 5 decimal places.

See more FAQs

May

2021

Buy Cryptocurrency SEM LP

By Lisa Laughlin | invest | Comments Off

Buy cryptocurrency

Buy crypto.

Get $10 in Bitcoin.

Make your first crypto trade of $10 or more to get your bonus.^*

Buy now

Crypto is offered through

SoFi Digital Assets, LLC.

We keep your

crypto secure.

Get started with

just $10.

Do it all in the

SoFi app.

Keep your

crypto safe.

Worried about your money getting hacked? You don’t have to be. SoFi invest is a secure platform that ensures your holdings are protected against fraud and theft.^†︎

crypto-vault

Buy anytime.

Unlike the regular market, you can trade crypto 24/7. Weekends, holidays, middle of the night—no time is off limits.

crypto-vault

Multiple ways

to invest.

Just one app.

If you have the SoFi app, you can buy crypto alongside the stocks, fractional shares, and ETFs that you’re already trading.

crypto-vault

Risk is real.

Risk is a natural part of investing. And due to its volatility, crypto carries a higher degree of risk than traditional investments.

crypto-vault

Bitcoin

Ethereum

Litecoin

Start trading
Bitcoin, Ethereum,
and Litecoin today.

FAQs

May

2021

IPO Investing SEM LP

By Lisa Laughlin | invest | Comments Off

NEW! IPO INVESTING

Get in on the
IPO action at
IPO prices in
the SoFi app.*

Eligible Active Invest members can participate in upcoming IPOs
before they trade on an exchange—only in the SoFi app.

Download Now. Scan this code with your phone’s camera.

Invest now

**No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.

Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a
comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement.

Don’t have SoFi Active Invest? Open an account and we’ll keep you in-the-know on all things
IPO invest related—including offering types, expected dates and prices, and more.

Here’s how it all works:

New IPOs are on the way! Open an Active Invest account and make sure that your
email and notification alerts are enabled, and we’ll notify you when IPO investing is live.

Make sure you’re eligible.

In order to participate, you need a SoFi Active Invest account and at least $3k across all SoFi Invest accounts.

Submit an indication of interest.

Select the IPOs you’d like to participate in and submit an indication of interest (IOI).

Confirm your buy order.

After your IOI is submitted, you’ll be notified to confirm your buy order to secure your shares when the transaction settles.

IPO investing—now
for the rest of us.

Traditionally, access to IPOs before they’re traded on an exchange has been reserved for large institutional investors. Eligible SoFi members with at least $3,000 across all SoFi Invest accounts are eligible to participate too—only in the SoFi app.

Download Now. Scan this code with your phone’s camera.

There’s always more to learn.

Everything you never thought you needed to know about IPOs, investing, and a whole lot more.

FAQs

How do I participate in an IPO?

The most up-to-date list of IPO offerings will be available under ‘IPO Investing’ in the Invest tab of the SoFi app. Once they’re available, eligible members can get started by selecting an IPO. Then you’ll need to enter your indication of interest, which lets us know how many shares/units you’re interested in buying. Indications of interest are not considered binding orders because they are made before the prospectus is deemed effective by the SEC. An indication of interest is similar to making a reservation – you are holding your place in line and will be contacted by SoFi to confirm your intent once the deal is live and firm orders can be received. SoFi will alert you when it’s time to confirm your buy order. You will only have a short period of time to confirm your buy order so make sure to do so as soon as possible.

Note: eligible members are able to participate in multiple IPOs, but can only select one at a time as each IPO is unique and carries its own terms, conditions, and risks.

Who is eligible to participate in an IPO at SoFi?

SoFi Invest members with at least $3,000 assets across all SoFi Invest accounts are eligible to participate.

Money in your SoFi Money® cash management account is separate from money in your SoFi Invest accounts. If you have SoFi Money, you can instantly transfer up to $50,000 to a SoFi Active Invest account here.

SoFi Invest provides $5,000 of instant funding for external accounts and $50,000 for SoFi Money accounts. If you would like to purchase greater than $5,000/$50,000 from the respective linked accounts, funds must settle before the order date.

What is the SoFi IPO Flipping policy?

Members are able to sell securities obtained during an IPO whenever they would like. SoFi does not restrict the sale of securities on the secondary market. However, if a members sells within the first 30 calendar days post-IPO, that member will be limited in their ability to participate in future IPOs through SoFi for a defined period of time as outlined below:

Members that have obtained shares/units of an IPO through SoFi and sell within the first 30 days post-IPO are considered “flippers” and may be prevented from participating in future IPOs for 180 days upon a first violation, 365 days upon a second violation, and permanently in the event of a third violation.

In addition, SoFi may charge a fee for the sale of securities obtained through the IPO process if the sale takes place within the first 120 days post-IPO. This fee will step down for each subsequent sale that takes place within the 120 day window.

How does SoFi allocate shares/units?

SoFi takes a number of factors into consideration when determining how to allocate shares/units to members. Specifically, SoFi will look at the size of a member’s order request and the total account value that a member has on the SoFi Invest platform. SoFi will also consider a member’s prior participation in IPOs on SoFi’s platform and whether or not that member has previously violated SoFi’s IPO Flipping Policy. Importantly, each IPO transaction is unique and carries its own set of terms, opportunities, and risks. Therefore, SoFi’s allocation determination will be made on a deal-by-deal basis, irrespective of whether or not a member is placing orders for multiple deals at the same time.

Why do I need to confirm my indication of interest?

As referenced in the FAQ “What is an indication of interest?”, an IOI is not a binding order because the prospectus has not yet been finalized. Binding orders may only be placed once the registration process concludes and the prospectus is finalized. Therefore, if you placed a non-binding indication of interest you will need to confirm your intent to proceed with the purchase now that you have access to the final terms of the deal, as outlined in the final prospectus, which can be found under “IPO investing’ in the Invest tab of the SoFi app. Members who don’t confirm their indications of interest are not eligible to receive an allocation of shares.

Please note, even though you confirm your order, you are not guaranteed an allocation of shares/units. Please see the FAQ “What happens if a deal is oversubscribed?” for more information.

How do I find out about new issues available through SoFi?

As soon as there are new IPO offerings available, you can find the most up-to-date list, as well as other news and information, under ‘IPO investing’ in the Invest tab of the SoFi mobile app. Also, make sure your email and notification alerts are enabled so you can stay in the know!

See all FAQs

Download the app

to get in on the IPO

action at IPO prices.

Download Now. Scan this code with your phone’s camera.

May

2021

Automated SEM LP

By Lisa Laughlin | invest | Comments Off

Automated Investing

Hands-off investing

that’s always on.

You don’t have to follow the market to master it. With automated investing we’ll build and manage a portfolio for you with no SoFi management fee.

Invest now

It’s easier than ever to put your

money on a mission.

We take the stress out of investing by helping you with the hard part:

goal setting, rebalancing, and diversifying your money.

Goal planning

Whether you’re saving for retirement, a down payment, or just investing for later, we’ll help you make a plan to tackle multiple goals.

Auto rebalancing

We’ll rebalance your investments, which means adjusting your stock and bond funds on a quarterly basis, so your money is always invested how you want it to be.

Diversification^*

Risk is real. That’s why we’ll diversify your portfolio so that your money is allocated across different kinds of financial investments.

*Diversification can help reduce some investment risk. However, it cannot guarantee profit nor fully protect in a down market

The right way to invest? It’s up to you.

Everyone has different goals when it comes to their life, their money, and their investment plans.

Click below to explore some common financial goals and example investment strategies to achieve them.

Time is your

best friend.

Compound interest is basically “interest on interest” and it’s how your money can make money. Time is the magic ingredient—which is why the earlier you start investing your money, the better. That way you can ride the ups and down of the market over time towards your goals.

We’re here

if you need it.

Investing with SoFi gets you access to member benefits like rate discounts on other SoFi products, exclusive events and experiences, as well as access to financial advisors to discuss big picture financial goals one-on-one—all at no additional cost.

Get started with

no minimums.

Investing is for anyone that can afford to do it—which is why you can start with as little as $1. Make a one-time investment today, or set-up a recurring payment if that works better for you.

Invest now

Please review the Customer Relationship Summary (ADV Part 3) which contains important information about the product, services, fees, and conflicts of interests of SoFi Wealth LLC.

FAQs

What is automated investing?

Automated Investing uses computer algorithms to provide financial guidance and portfolio management for investors. For more information on the idea of Automated Investing, read our Automated Investing 101 Guide.

Is auto investing the same as Robo investing

These terms are often used interchangeably. Robo Advisors use the same idea of algorithmic based investing and financial advice for clients, as opposed to humans or self driven research and wealth management.

Is automated investing a good idea?

Using an Automated Investing platform has several perks, particularly affordability, convenience, and the avoidance of potential human errors. This type of investment strategy allows clients to use a “hands off” approach, which many people may prefer over the time consuming research and management required for active trading.

How does auto investing with SoFi work?

SoFi aims to understand your investment goals from the start, and then automates the
investing needed to get there. We invest in a wide array of assets to reduce risk.

SoFi Invest provides you complimentary access to our financial advisors. When the
markets fluctuate and change, we will handle the rebalancing needed to maintain the
strongest portfolio.

How do you start auto investing with little money?

SoFi Invest requires no minimum investment to get started. We offer investing services to users of all
levels

Can I choose which companies to invest in?

Automated Investing is tailored to be as hands off as possible. Portfolios are built around your
investments goals, so the need to research and choose your own investments is unnecessary. If you are
interested in a more hands on approach, check out Active Investing.

See more FAQs

May

2021

Active SEM LP

By Lisa Laughlin | invest | Comments Off

Active Investing

Become an investor—

without commission fees.

Make your first trade or your next trade with active investing. Learn the market as you do-it-yourself.

Invest now

If you invest in Exchange Traded Funds (ETFs) through SoFI Invest (either by buying them yourself
or via investing in SoFi Invests automated investments, formerly SoFi Wealth) these funds will have their own management fees.

The hands-on way to put your

money to work.

Active Investing with SoFi lets you quickly get started investing in stocks and ETFs.

Pay zero commission fees.

Buy and sell stocks with no commissions*. Plus, there are no account minimums.

Learn by doing.

Anyone can be a smarter investor with news updates and more—all in the SoFi app.

Join a community.

Connect with other SoFi members at exclusive events and experiences.

*Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.

Own a slice.

Fractional shares that let you buy a part of a stock from your favorite companies¹. That means you can invest as much or as little as you want, starting at $5. To learn more about how fractional shares works, visit the fractional shares FAQ.

Be an investor—
the commission-free way.

Our thought is that you shouldn’t have to pay to invest and trade your own money. That’s why you’ll pay $0 in SoFi commission fees on every trade, every time.

Knowledge is trading power.

Stay up—to—date with real—time investing news, curated content, and other relevant data

by creating a personal watchlist and following the stocks that matter most to you.

Invest in what you love.

Trade stocks of brands you know and believe in and discover new opportunities based on your interests along the way.

Do it yourself—
but not alone.

Once you start investing with SoFi, you’re in. As a member you’ll get access to rate discounts on other SoFi products and invites to exclusive experiences so you can connect with others who are also on a mission to get their money right.

Ready to go?

Start making trades the commission—free way in just two minutes

Invest now

Please review the Customer Relationship Summary (Form CRS) which contains important information about the product, services, fees, and conflicts of interests of SoFi Securities LLC.

You may also learn more about SoFi Securities LLC and its Representatives on FINRA’s BrokerCheck.

FAQs

What is active share investing?

Active investing is the trading individual stocks or bonds in an attempt to beat the ‘market’. Active investing allows you to put in place a strategy that’s tailored to your preferences, goals, and risk tolerance. Read more on What is Active Investing?

What is the difference between active and passive investing?

Passive investing allows you to put your money in a group of stocks, such as an index fund or exchange-traded fund (ETF), and mostly sit back, whereas Active Investing lets you buy and sell on your own.

What are the advantages of active investing?

Active Investing allows you to potentially beat average market returns by picking higher performing as opposed to waiting it out in the long run. Both of these aspects come with a level of risk.

How do I start active investing with SoFi?

Opening an account with SoFi Invest® can be a good way to start trading on your own. There are no account minimums, and no commissions for stocks and ETFs so you can get started with whatever amount you are comfortable with.

What is the minimum amount to start active investing?

SoFi does not require a minimum account balance so investors of all levels have access to the market.

What does active return mean?

An Active Return is a comparison between the benchmark and your actual return. Basically, it is how you stack up to the average market return over a given period of time

See more FAQs

SoFi Blog

Tips and news—for your financial moves.

Fractional Shares SEM LP

Own a sliver of stock.

Invest with as little as $5.

Pay no commissions. Period.

Diversify your portfolio.

Get a little taste of the big names.

FAQs

Buy Cryptocurrency SEM LP

Buy cryptocurrency

Buy crypto. Get $10 in Bitcoin.

We keep your crypto secure.

Get started with just $10.

Do it all in the SoFi app.

Keep your crypto safe.

Buy anytime.

Multiple ways to invest. Just one app.

Risk is real.

Bitcoin

Ethereum

Litecoin

Start trading Bitcoin, Ethereum, and Litecoin today.

FAQs

IPO Investing SEM LP

Here’s how it all works:

Make sure you’re eligible.

Submit an indication of interest.

Confirm your buy order.

There’s always more to learn.

FAQs

Download the app to get in on the IPO action at IPO prices.

Automated SEM LP

Hands-off investing that’s always on.

It’s easier than ever to put your money on a mission.

Goal planning

Auto rebalancing

Diversification*

The right way to invest? It’s up to you.

Take the trip of a lifetime

Buy a home

Pay for a wedding

Retire early

Save for kids’ education

Time is your best friend.

We’re here if you need it.

Get started with no minimums.

FAQs

Active SEM LP

Become an investor— without commission fees.

The hands-on way to put your money to work.

Pay zero commission fees.

Learn by doing.

Join a community.

Own a slice.

Be an investor— the commission-free way.

Knowledge is trading power.

Invest in what you love.

Do it yourself— but not alone.

Ready to go?

FAQs

Tips and news—
for your financial moves.

Get a little taste of

the big names.

Buy crypto.

Get $10 in Bitcoin.

We keep your

crypto secure.

Get started with

just $10.

Do it all in the

SoFi app.

Keep your

crypto safe.

Multiple ways

to invest.

Just one app.

Start trading
Bitcoin, Ethereum,
and Litecoin today.

Download the app

to get in on the IPO

action at IPO prices.

Hands-off investing

that’s always on.

It’s easier than ever to put your

money on a mission.

Diversification^*

Time is your

best friend.

We’re here

if you need it.

Get started with

no minimums.

Become an investor—

without commission fees.

The hands-on way to put your

money to work.

Be an investor—
the commission-free way.

Do it yourself—
but not alone.