SoFi Blog

Tips and news—
for your financial moves.

Jun
03
2021

SoFi Credit Card

By | 1_Web_CreditCard | Comments Off on SoFi Credit Card

{/* Credit Card Front Door v1 2/24/25 */}
{/* https://www.sofi.com/credit-card */}

{/* Hero */}

SOFI CREDIT CARD

See if you’re prequalified for a

SoFi Credit Card.1

Explore your offers in minutes with no impact to your credit score.2


Check for offers






Respond to mail offer

{/*Trust Pilot Mod*/}


{/* our credit cards*/}

Our credit cards.


Check for offers






Respond to mail offer

{/* Your guide to all things credit cards */}

Your guide to all things credit cards.








See more articles


{/*FAQs*/}

FAQs


How does prequalification work at SoFi?


To check for prequalified offers, you will be asked to either log in to your SoFi profile or create a profile if you don’t have one. Checking for offers will not impact your credit score. If you have a prequalified offer, you can proceed to apply for the offer by answering additional questions including, but not limited to, questions to verify your identity and finalize the application process. There will only be a hard inquiry if you are approved, which may impact your credit score.


Will my credit score be impacted?


Your credit score will not be impacted when you check for prequalified offers. However, if you apply for and are approved for a prequalified offer, we will run a hard pull which may impact your credit score.


How long does this process take?


You can find out if you have a prequalified offer in minutes.


How do I apply if I don’t have an existing prequalified offer?


You can always apply now without a prequalified offer for our Everyday Cash Rewards Card. This card is recommended for customers with excellent credit.

Unlimited 2% Card and Essential Card are currently invite only. Check your mailbox, both physical or digital, to see if we have sent you an offer. If you have a physical mailer from us, head on over to https://www.sofi.com/creditcard-dm-gateway/ and enter your unique reservation code to begin your application.


Does SoFi have a secured credit card?


No, we do not currently have a secured credit card.


Does SoFi offer a credit card for businesses?


SoFi now offers qualified applicants the opportunity to apply for a business credit card.


{/* Get started with a SoFi Credit Card. */}

Get started with a SoFi Credit Card.

See if you’re prequalified1 in minutes.


Check for offers






Respond to mail offer


Read more
Jun
03
2021

Personal Loans July Rewards | Prospects

By | Uncategorized | Comments Off on Personal Loans July Rewards | Prospects

SOFI MEMBER REWARDS

Get Your
Money Right®
Get rewarded.

SoFi Member Rewards earn you points for making moves toward financial independence—every step of the way.*

Confirmation # required

Zip Code required




Where’s my confirmation #?

Your confirmation # is a 13—digit code on the right hand side of the SoFi offer you received in the mail.

Earn. Redeem. Repeat.

SoFi points never expire1 and personalized redemption options let
you redeem your points toward achieving your financial goals.

Turn points into cash
with SoFi Money®.

Redeem points toward
eligible SoFi loans.

Convert points into fractional shares
of stock with SoFi Active Invest.

Get statement credits toward
your SoFi Credit Card.

cryptocurrency

Convert points into cryptocurrency
with SoFi Crypto.

*For complete details, read our Terms of Service.


Smart money moves earn you points.

Earn SoFi points when you spend, save, get paid, monitor your credit, and more.

Power up your points when you use the app.

Get points just for checking the app. Manage your accounts, explore curated content, and more. Earn bonus points when you check the app multiple days in a row.2

More SoFi.
More points.

SoFi lets you invest, borrow money for school, refinance loans, and more. The more you use SoFi to help you achieve financial independence, the more points you can earn.

Start earning points
right away when you
enroll in the SoFi app.


Download on the App Store


Download on Google Play


FAQs

Read more
Jun
03
2021

Personal Loans July Rewards | Members

By | Uncategorized | Comments Off on Personal Loans July Rewards | Members

SOFI MEMBER REWARDS

Get Your
Money Right®
Get rewarded.

SoFi Member Rewards earn you points for making moves toward financial independence—every step of the way.*

Log in

Earn. Redeem. Repeat.

SoFi points never expire1 and personalized redemption options let
you redeem your points toward achieving your financial goals.

Turn points into cash
with SoFi Money®.

Redeem points toward
eligible SoFi loans.

Convert points into fractional shares
of stock with SoFi Active Invest.

Get statement credits toward
your SoFi Credit Card.

cryptocurrency

Convert points into cryptocurrency
with SoFi Crypto.

*For complete details, read our Terms of Service.


Smart money moves earn you points.

Earn SoFi points when you spend, save, get paid, monitor your credit, and more.

Power up your points when you use the app.

Get points just for checking the app. Manage your accounts, explore curated content, and more. Earn bonus points when you check the app multiple days in a row.2

More SoFi.
More points.

SoFi lets you invest, borrow money for school, refinance loans, and more. The more you use SoFi to help you achieve financial independence, the more points you can earn.

Start earning points
right away when you
enroll in the SoFi app.


Download on the App Store


Download on Google Play


FAQs

Read more
SoFi Daily

Stay up to date on the latest business news and stock market happenings.

Learn more

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
©2025 Social Finance, LLC All rights reserved.
TLS 1.2 Encrypted
Equal Housing Lender