SoFi Invest
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‘Tis the season to triple your stock bonus.
For a limited time, get up to $3,000 in stock when you open and fund a SoFi Active Invest account through SoFi Securities, LLC. That’s triple our usual offer! Offer ends 1/2/26.
Get started
*Offer valid from 12/15/25 through 1/2/26. Customer must fund their Active Invest account with at least $50 within 45 days of opening the account. Receive a minimum of $15. Probability of member receiving $3,000 is a probability of 0.026% If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Percentages for the $3,000 are subject to decrease. See full terms and conditions.
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Access Reddit IPO shares with SoFi Active Invest®.
Reddit ($RDDT) just filed to go public. View the prospectus and request shares for an opportunity to invest in the IPO.
Get started
Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement. This should not be considered a recommendation to participate in IPOs and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation. New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). For more information on the allocation process please visit IPO Allocation.
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New! All-in-one
investing.
Now with IPOs.*
Invest in IPOs before public trading begins, trade stocks, ETFs—or start automated investing.
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More ways to
invest—all in one place.
Active Investing
Trade stocks and ETFs with no commissions or participate in upcoming IPOs before they trade on the public market. Plus, fractional shares mean you can buy a piece of your favorite companies for as little as $5. Restrictions may apply.**
Robo Investing
Not sure where to start? Tell us your risk tolerance and goals, and you’ll get a diversified portfolio automatically managed for you.
Retirement Accounts
Save for retirement with our active or automated Traditional, Roth, and SEP IRAs. Get access to a broad range of investment options, member services, and our robust suite of planning and investment tools.
Financial Planners
Get investment advice for your unique needs. Schedule an introductory 30-minute session with a SoFi Financial Planner, or upgrade to SoFi Plus to unlock unlimited sessions.3
Active Investing offered via SoFi Securities LLC; Robo Investing offered via SoFi Wealth LLC
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We’re giving you more options when you want to trade options.
Trading options1 with SoFi means no commissions and no contract fees (other fees apply). And now our platform is opening up more possibilities for investors, to suit your experience and risk2 tolerance for options—all in the single, powerful SoFi app you already love.
Explore options
Learn more
1Options involve risk and are not suitable for all investors. Please read the Characteristics and Risks of Standardized Options before engaging in options trading.
2Check out the OCC Options Disclosure Document.
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Put your investments to work with new tiered margin rates.
Margin investing may let you borrow against your portfolio to increase your buying power and liquidity, all while staying invested. You could get interest rates from 4.75%-9.50%, depending on your loan size. Note that if your investments drop, you still owe the loan plus interest and may need to add funds or sell assets.
Learn more
Get Started
Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information.
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Get a 1% match on
recurring Invest
deposits, paid in
rewards points.4
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Please review the Customer Relationship Summary (Form CRS) which contains important information about the product, services, fees, and conflicts of interests of SoFi Securities LLC.
You may also learn more about SoFi Securities LLC and its Representatives on FINRA’s BrokerCheck.
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Please review the Customer Relationship Summary (Form CRS) which contains important information about the product, services, fees, and conflicts of interests of SoFi Securities LLC.
You may also learn more about SoFi Securities LLC and its Representatives on FINRA’s BrokerCheck.
Learn more about investing.
See more investing articles
FAQs
Many brokerages charge trading fees to use their platforms. SoFi Active Investing, via SoFi Securities, offers online stock trading with no commissions so you can trade what you want, when you want—all from the SoFi App. Other Fees apply.
Go to SoFi Invest Home in the mobile app, tap Get Started, select Start Investing under active investing account. There you’ll find step-by-step instructions on how to get started. Or if you prefer desktop, head here.
Yes! You can purchase fractional shares for some stocks. We maintain a list of securities available for fractional trading in our fractional shares collection. All of these securities will appear on our “Fractional Collection” page within the Discovery section of the app. Trading restrictions may apply.
Yes—SoFi Active Investing, offered through SoFi Securities, allows users to buy and sell stocks and ETFs of their own choosing! For a more hands off investing approach, you can also select SoFi Robo Investing, offered through SoFi Wealth.
With Active Investing, via SoFi Securities, you can get started with as little as $5. With Robo Investing, via SoFi Wealth, you need a minimum of $50 to start investing.
See more FAQs
