SoFi Blog

Yes. You can use your job offer letter as proof of income when applying for a Graduate Loan. As long as your start date is within 90 days (12 months for those pursuing Graduate Professional Studies), you’re good to go. Signed offer letters for employment may be accepted as proof of income for applicants enrolled in their final year of eligible graduate programs. Offer letters may be accepted for Graduate Student Loans and Parent Student Loans. All offer letters are subject to SoFi’s verification and approval process, terms subject to change. Start date must be within 90 days of the date on the signed offer letter and SoFi will require written or verbal confirmation of employment from the employer.*

^{*Signed offer letters for employment may be accepted as proof of income for applicants enrolled in their final year of eligible graduate programs. Offer letters may be accepted for Graduate Student Loans and Parent Student Loans. All offer letters are subject to SoFi’s verification and approval process, terms subject to change. Start date must be within 90 days of the date on the signed offer letter and SoFi will require written or verbal confirmation of employment from the employer.}

The minimum you can borrow is $1,000 (learn more here.)

No. Graduate Certificates are for students who have graduated with at least a bachelor’s degree.

No. Graduate Certificates are for students who have graduated with at least a bachelor’s degree. Students must attend a qualifying, Title IV, not-for-profit college or university
matriculating at least 25% of students with at least a bachelor’s degree.

To apply for a Graduate Certificate loan, a student must be enrolled in a certificate program listed below at a SoFi approved school: