Student Loan Refinance – Credit Karma
Refinance Student Loans
Save thousands on your student loans.
Checking your rate will not affect your credit score✝.
SoFi is a leading student loan refinancing provider.
in refinanced student loans
members who’ve refinanced
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
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How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
New Term
APR
Illustrative
Lifetime Savings
5-year
4.03%
$13,680
7-year
4.57%
$16,963
10-year
4.98%
$15,511
View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low-rate monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
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Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
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In accordance with the Americans with Disabilities Act (ADA), Social Finance, LLC (SoFi) is committed to providing accessible products and services to our clients and the public, regardless of disability status. Please contact us at (855) 456-7634 or [email protected] to learn more about accessibility support services at SoFi.
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