When you start an application and check your rate, the application includes a question asking if you would like to include a co-applicant. Simply check yes and you will be prompted with instructions for how to add your co-applicant. Please note that you will be asked to provide information about your co-applicant’s employment, income, and education. We encourage you to be with your co-applicant when you co-apply. For further guidance on how to add a co-applicant, contact us via phone at (855) 456-7634, email [email protected] or chat once you’ve logged in.

SoFi Money® Limits

We’ve set the following limits on your SoFi Money cash management account to protect your account against fraudulent activity. Depending on our assessment of your account, these limits may be different or change with time.

Withdrawal Limits

Funds Availability

If we receive an ACH deposit before 6:00PM ET on a business day or a check deposit before 5:00 PM ET on a business day, we will consider that business day to be the day of your deposit. However, if we receive an ACH or mobile check deposit after these cut-off times, or on a non-business day, we will treat the deposit as having been made on the next business day. For purposes of this Funds Availability policy, a “business day” is any day of the week except Saturday, Sunday, and federal holidays.

Our current funds availability rules are as follows:

Mobile Check Deposit

For most deposits, a portion of the deposit will be available the business day following the business day of the deposit.

With respect to any portion of the deposit which will not be available on the next business day, you will be notified of the funds availability schedule at the time of deposit. Funds will be available as follows:

ACH Transfers

In most cases, P2P or ACH transfers sent to you from another financial institution, will generally be available on the business day after the day the P2P or ACH transfer has been received. In certain cases, funds may be made available earlier.

Funds transferred by you to your SoFi Money® account from an external linked account will generally be available within 3 business days after the transfer has been initiated.

SoFi Securities LLC is an affiliate of SoFi Bank, N.A.

By Jane Bianchi

If you’re groaning because your boss just gave you yet another pointless assignment with an unreasonable deadline, you might think, “My job sucks, but all jobs do. Work is work, so I better just deal with it.”

And sure, every job has its downsides. But how do you know when things are getting so bad that it’s time to quit?

One major red flag is when the work doesn’t matter to you at all. “Fundamentally, we’re wired for meaning. When we are in a role that isn’t aligned with things that we really care about or the things that we’re really good at, we suffer,” says Valerie Olson, Senior Career Coach at SoFi.

Another is realizing that your dissatisfaction at work is making you sad, irritable, or angry, not only at the office—but also at home. “Work bleeds into the rest of your life. If you’re unhappy during the day, it’s going to impact your friendships and your relationships,” says Alexandra Dickinson, Member Strategy Lead at SoFi.

Sound familiar? Check out these six other subtle signs from Olson and Dickinson that it’s time to start job-hunting.

By Katie Wolf

Something needs to change. Maybe you don’t feel fulfilled anymore, you can’t stand your boss, or you’re bored with your industry. Maybe you were laid off, and you have no choice but to make a change. Whatever the situation, you’re starting to plot your next career move.

It’s an exciting place to be—the possibilities are endless! But when you’re not exactly sure what you want, it’s also disconcerting. How can you be sure you’re making the right decision?

SoFi career coaches Alexandra Dickinson and Gabby Bill recommend stepping away from the job boards for a second and taking the time to think about your next move strategically. Start with these six steps.