Student Loan Refinance – Affiliates
Refinance Student Loans
Save thousands
on your student loans.
Checking your rate will not affect your credit score✝.
SoFi is a leading student loan refinancing provider.
in refinanced student loans
members who’ve refinanced
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Investing in people who invest in themselves.
Accelerate your
career
Take your career to the next level with expert guidance from SoFi Career Coaches.
Experience the
SoFi community
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Get exclusive member
rate discounts
Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝✝
How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
New Term
APR
5-year
4.03%
7-year
4.57%
10-year
4.98%
View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low-rate monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
SoFi in the news
Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
Student Loan Refinance – Credit Karma
Refinance Student Loans
Save thousands on your student loans.
Checking your rate will not affect your credit score✝.
SoFi is a leading student loan refinancing provider.
in refinanced student loans
members who’ve refinanced
Pick the loan that works for you.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Investing in people who invest in themselves.
Accelerate your
career
Take your career to the next level with expert guidance from SoFi Career Coaches.
Experience the
SoFi community
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Access SoFi Wealth,
LLC advisors
Our licensed SoFi Wealth, LLC advisors are here to help you manage your money and start investing. No trading, transfer, custodian, or commission fees.
How it works:
The student loan refinancing process is fast, easy, and can be done entirely online.
New Term
APR
Illustrative
Lifetime Savings
5-year
4.03%
$13,680
7-year
4.57%
$16,963
10-year
4.98%
$15,511
View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.
Get pre-approved online in just two minutes.
We’ll let you know if you’re qualified before you finish the full application.
Select your rate and term.
Choose between saving on your monthly payment or saving on total student loan interest.
Verify your info and sign.
Upload screenshots of your information, then sign your paperwork electronically.
Switch to one low-rate monthly payment.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won’t affect your credit score.✝
SoFi in the news
Get started
in minutes.
Speed matters. Which is why you can check loan rates or start investing online—in just minutes.
Our Entrepreneur Program Welcomes Its 2018 Class
We are excited to announce the 2018 class of SoFi Entrepreneurs! These ten companies stood out amongst the hundreds of incredible applications we received, representing a diverse set of industries, backgrounds, and big problems they’re trying to solve. We are excited to ride shotgun and help them all navigate their entrepreneurial journeys. Over the next ten months, we’ll devote our coaching and resources to helping each of these ten companies get off the ground, culminating in our Demo Day in October:
Read moreAccessibility
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SoFi welcomes relay calls.
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Online Accessibility
We value digital inclusion. In our effort to provide a fully accessible and optimized user experience for all site visitors, Social Finance, LLC has taken careful measures to ensure a quality user experience, regardless of the assistive technology being used to access this site or the specific abilities of those individuals seeking access to this site. Features to provide an accessible user experience include:
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In addition to the above-mentioned techniques and strategies – and since not all site visitors have access to assistive tools such as screen readers – we will be providing free Web Enhancement Tools that allow site visitors to customize their user experience in the upcoming weeks. Turn AudioEye On to enable the AudioEye Ally Toolbar. AudioEye is a third party provider of Web Accessibility testing and monitoring. The Ally Toolbar provides users with AudioEye Accessibility tools tailored to their assistive needs.
Third-Party Websites
SoFi’s website contains links to webpages hosted by third parties. SoFi does not make representations with regard to the accessibility of third-party websites and is not able to remediate accessibility barriers on such websites.
Feedback
We are always working to ensure that our products and services are accessible to all clients and the public, including individuals with disabilities. If you have an idea or question about ADA accessibility support services at SoFi, please contact us at (855) 456-7634 or [email protected].
6 Last-Minute Tax Tips That Could Save You Money in 2017
By John Foley, CFP®
As you’ve no doubt read in the news, the Tax Cuts and Jobs Act of 2017 is about to become law. And while the bill contains over 500 pages of changes to the tax rules for corporations, privately held businesses, and individuals, what you’re probably wondering most is: How will the tax plan affect me?
There are three big changes in the Tax Cuts and Jobs Act that will impact most individual taxpayers:
1) New income tax brackets with lower rates for most taxpayers
2) A higher standard deduction—$12,000 for single filers, $24,000 for married filing joint
3) A $10,000 limit on the combined deduction for state and local income and property tax (and that’s the same whether you’re single or married)
While you can’t change the rules, there are things you might be able to do to potentially lower your overall tax burden this year and next, namely, shifting certain deductions into 2017 and certain income into 2018. But the clock is ticking: These provisions are expected to go into effect on January 1, 2018, so December 31 is the last day you can do anything that impacts your 2017 taxes.
Here are a few important actions you could take before the new tax bill kicks in. Ask your tax preparer if they are right for you.
Read more