SoFi Blog

Tips and news—
for your financial moves.

Nov
21
2016

MR Direct Mail Master Landing Page – as of Nov 2016

By | Uncategorized | Comments Off on MR Direct Mail Master Landing Page – as of Nov 2016

Mortgage Refinancing

Refinance your way
to a better mortgage.

HURRY – $500 Welcome Bonus expires soon!

Get Started

Checking your rate will not affect your credit score✝.

Mortgage Refinancing
That Works For You

Refinance

Get a competitive rate without the headache.
SoFi makes mortgage refinancing easy, so you can start
saving on your home right away.

80% LTV Maximum

Get Started

Cash-Out Refinance

Turn your home equity into cash.
SoFi’s cash-out refi option is perfect
for high-interest debt consolidation,
home renovations, and more.

65% LTV Maximum

Get Started

Student Loan Payoff Refi

Refinance your mortgage at a lower rate and leverage home equity
to pay off student debt-all at once.
This option is backed by Fannie Mae.

80% LTV Maximum

Learn More

Why SoFi?

Painless
Pre-Qualification

Discover what you pre-qualify for before completing a full application.

Fast
Financing

We’ll help you close quickly, so you can start saving right away.

No Hidden Fees.
No Catch.

No application or origination fees.

Exclusive
Rates

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.

Get Started

Choose Your Term

30-Year Fixed
Enjoy fixed payments that won’t change over time.
Rate4
APR5



30-year term

15-Year Fixed
Pay your loan off faster while
maintaining a constant rate and
payment.
Rate4
APR5

15-year term

7/1 ARM1
Fixed rates are their
lowest for the first seven
years, then adjust yearly.
Rate4
APR5

30-year term

5/12,3 ARM Interest-Only
Pay only interest for the first 10
years, then pay back

principal over 20.
Learn More

Rate4
APR5

30-year term

Get Your Rates in 2 Min

Where we lend


View Mortgage Licenses and Eligibility

  • SoFi Lending Corp.
  • SoFi Mortgage, LLC
SoFi loans are originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), and through SoFi Lending Corp. NMLS #1121636, a lender licensed by states. SoFi Lending Corp. or an affiliate is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Hampshire, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, and Wyoming. For information on SoFi Lending Corp. licenses, see Licenses.
SoFi Mortgage, LLC (NMLS# 1484615) is an affiliate of SoFi Lending Corp. that offers additional geographies and products not always available under the SoFi Lending Corp. license. SoFi Mortgage, LLC is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Texas, Tennessee, Utah, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming. Products and terms may vary from those advertised on this site.


View Mortgage Licenses and Eligibility

Hear From Our Members

With a variety of mortgage options and a painless process, our members have a lot to say.

SoFi Member

“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.“

Kyle Lui

Northern California

SoFi Member

“We found out about SoFi on a Tuesday, were approved within a week and were funded less than two weeks later.“

Nicole V.

Northern California

SoFi Member

“As advertised, it took 21 days from pre-approval to closing.“

Sekuleo Gathers

New Jersey


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Common Questions


See all FAQs

Questions? Call us for a free consultation at 844-763-4466

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Nov
18
2016
5 expert tips for landing a big promotion in 2017

5 Expert Tips to Landing a Big Promotion in 2017

By | Career | No Comments

The ultimate reward for great performance on the job is a promotion with a pay increase. But unfortunately, simply excelling in your field doesn’t always translate to a step up the ladder. Sometimes, you’ve got to go the extra mile to be recognized for all your worth.

To increase your chances of getting promoted, you’ll want to follow through on some calculated and well-timed actions. And with 2017 quickly approaching, it’s a great time to begin strategizing. Here are five tips to help you snag that big role you’ve been eyeing.

Read more
Nov
17
2016

NVIDIA Personal

By | personal_loan | No Comments

Take a vacation from high interest rates.

Personal Loan fixed rates start at 8.74% APR (with AutoPay)5.

Find My Rate

Checking your rate will not affect your credit score✝.

Welcome NVIDIA Employees and Family Members

Get $200 when your loan is disbursed by applying through this page.‡

Are you paying more than 11% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 8.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

Find My Rate

Read more
Nov
17
2016
SoFi Entrepreneur Program Member Ben Silverman of Edenworks

#SoFiStartups: How This Cofounder Transformed His Passion for Food and Design into One of NYC’s Hottest Startups

By | Career, Money | No Comments

SoFi supports entrepreneurship and startups through our Entrepreneur Program, which provides members with networking, mentorship, and an opportunity to defer their student loans. Our #SoFiStartups series profiles members who participate in the program, highlights the ups and downs of their entrepreneurship journey, and offers advice for other aspiring entrepreneurs.

With a background in architecture and engineering, SoFi member Ben Silverman spent the early part of his career designing building facades that were highly energy efficient. But his interest in sustainability soon extended past structures and into another one of his passions—food.

Read more
Nov
16
2016
New Home or Fixer Upper

SoFi Two Sides: New Home or Fixer Upper?

By | Lifestyle, Money | No Comments

Two Sides is a new series of articles in which we ask SoFi members and employees to weigh in with their experiences, perspectives, and insights on topics important to our diverse community.

When house hunting, you might have trouble deciding whether you want to buy new home or invest in a fixer-upper. While a new or newer home typically requires little or no work, you’ll likely pay market price, which means ponying up more dough up front. With a fixer-upper, there’s a good chance you’ll get a deal that allows you to put less money down, but you’ll need funds on hand for immediate renovations. You’ll also need to plan ahead financially for any fixes you want to make at a gradual pace.

Read more
SoFi Daily

Stay up to date on the latest business news and stock market happenings.

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
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