One of the best things about earning a degree in the United States is that students can borrow money to go to school. One of the worst things about borrowing that money? Paying it back—with interest. And now, with the news that the Federal Reserve has increased the target range of the Federal Funds rate by 25 basis points, you’re probably starting to sweat over whether the student loan payments that already tax your budget every month will go even higher.

But instead of simply stressing and hoping for the best, you can make an informed decision about what’s right for your financial future—and we want to help., Below, we’ve identified four steps you can take to get centered and make the right move on the heels of the announcement.

In our latest SoFi member spotlight, we celebrate National Pharmacist Day with member Ashley Holmes, who explains how a teenage passion for chemistry led her to work as a Walmart pharmacist. After seven years of college, which left her with $120,000 of student loan debt, Ashley today successfully balances the professional demands of the only employer she’s ever known with the challenges of paying off her student loans, owning a home, and starting a family.

So far the world is living up to the hype of a post-election economic expansion. Economies are large, inertial systems and there is little doubt that the seeds of the current uptick in activity were laid several months ago. Regardless, the upward revisions in expected growth and inflation after the election of Donald Trump continue to be vindicated as the data fits the narrative. We are beginning to hear more about increased uncertainty surrounding Trump’s economic policies but our experience is that economic forecasters always view the world as “unusually” uncertain.

With the world’s longest election campaign season finally behind us, people across the country are trying to understand what a Donald Trump presidency means for them. If you’re one of the 40 million Americans with student loans, that means taking a closer look at President Trump’s statements about the runaway growth of college tuition and student loan debt, and his proposed plans to remedy the problems.

And if you missed our CEO Mike Cagney’s recent article in Business Insider discussing how the student loan industry will change this year, we recommend checking it out.