SoFi Blog

Tips and news—
for your financial moves.

Student Loan Refinance – AQR

Make your student debt
go away faster.

Fixed rates start at 4.24% APR and variable rates start
as low as 5.99% APR, when you enroll in AutoPay1.

Find My Rate

Checking your rate will not affect your credit score.

WELCOME AQR EMPLOYEES, FAMILY & FRIENDS

Apply through this page to get your $300 bonus when you refinance*.

Get started by checking your rates in just two minutes. Aside from great rates and an easy experience, we also offer awesome benefits—like unemployment protection. We’re here when you need us.

Have Parent PLUS loans? Learn more about Parent PLUS refinancing.

Rates and Terms

No origination fees in most states, no prepayment penalties. Whether you’re looking to pay off loans sooner or get a lower monthly payment (maybe even both), we offer a range of rates and terms. Choose what works for you.

Variable Rate

Rates start from 5.99% APR to
9.99% when you enroll in AutoPay.1

Fixed Rate

Rates available from 4.24% APR to
9.37% when you enroll in AutoPay.1

Find My Rate

Learn More

Why Refinance Student Loans with Sofi?

Serious
Savings

Low fixed and variable rates. No application or origination fees.

Federal + Private

SoFi is one of few lenders that can consolidate and refinance both federal and private loans (in a snap).

Exclusive
Rates

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.

Unemployment
Protection3

If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.

Find My Rate

Refinance Student Loans in Three Easy Steps

If you have questions, our friendly customer support team is standing by to help you through the process—seven days a week.

Online Pre-Approval

Our quick pre-approval process lets you know if you qualify before you complete the full application.

Select a Loan

Compare the plans available to you with specific payments, rates, and terms.

Upload & Sign

Easily upload documents via screenshots or smartphone photos, then sign your paperwork electronically.


Get Started

Read more

8 Doctors Share Exactly How They’re Tackling Medical School Debt

There are lots of good reasons to become a doctor. Being a physician means you can help people in one of the most direct ways possible: By doing your best to restore their health. An added bonus is you can eventually make hundreds of thousands of dollars a year doing it; Medscape’s 2016 physician compensation report found that the lowest-earning doctors (pediatricians and endocrinologists) bring in around $200,000 a year, while the highest earners (orthopedists and cardiologists) make over $400,000.

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From the Office To the Open Road: How One Woman Turned a Personal Loan Into a Road Trip Across America

Having lived her entire life in Greensboro, North Carolina, Katie Shank, 26, was ready for a change. After graduating with a bachelor’s in history from University of North Carolina Greensboro, Katie was working an office job at a large clothing corporation, as a liaison between departments. It was paying the bills, but not exactly her dream job.

So when her boyfriend, Jordan, asked if she wanted to quit her job and buy an RV to travel the U.S., Katie jumped at the chance. With the help of a mysterious Craigslist ad and a $9,000 SoFi personal loan, Katie and Jordan now have a mobile home from which they can search for their ideal city. Soon they will be headed west to make a new life for themselves, all within the comfort of their tiny home on wheels.

Read more

Student Loan Refinance – MBA

Refinance MBA Loans

Corner the market on
student loan savings.

Find My Rate

Checking your rate will not affect your credit score.

Rates and Terms

Whether you’re looking to lower your monthly payments or pay off your loans as soon as possible, we have flexible terms and rates to suit your plan.

Variable Rate

Rates start from 5.99% APR to
9.99% APR (with AutoPay).1

Fixed Rate

Rates available from 4.24% APR to
9.99% APR (with AutoPay).1

Find My Rate

Learn More

Why Refinance Student Loans with Sofi?

Serious
Savings

Low fixed and variable rates. No application or origination fees.

Federal + Private

We’re one of the few lenders that consolidate and refinance both federal and private loans.

Exclusive
Rates

Get a 0.125% rate discount✝✝ on an additional SoFi loan just for being a member.

Unemployment
Protection3

If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.

Career
Support

Work one-on-one with a SoFi Career Advisor to get personalized career support.

Leading
Insight

SoFi is the #1 student loan refinancing provider in the U.S. with over $73 billion+ in loans originated to date.**

Find My Rate

Three Easy Steps

We make it easy. If you have questions, our customer support team is here to help you through the process—seven days a week.

Online Pre-Approval

Our two-minute pre-approval process lets you know if you quality before starting the application.

Select a Loan

Compare the plans available to you with specific payments, rates, and terms.

Upload & Sign

Easily upload documents via screenshots or smartphone photos, then sign electronically.


Get Started

Hear from our members

“I’ll admit it. I’m obsessed with SoFi—SoFi has shown time and time again that they are truly invested in my personal and professional success!”

— Jennifer, M.B.A.

More Resources

mba grad paying off debt

How one MBA grad became a total minimalist and paid off $90K in student debt

Joe Mihalic chronicles his journey to pay off his Harvard business school loans.

post

SoFi’s no “BS” 2017 MBA rankings examine salary vs. debt

Given the high cost of tuition and steep interest rates on graduate student loans, return on education for the top MBA programs varies widely.

Student Loan Smarts

Facing a post MBA career crossroads: how to pull a successful career pivot

How to develop the expert career management skills to help you find your next step.

View On the Money

Questions? Call us for a free consultation at
855-456-7634.

Find My Rate

Read more
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