SoFi Blog

Tips and news—
for your financial moves.

Aug
15
2018

Personal Loans – DM $100 Wealth Bonus Offer (August 2018)

By | Uncategorized | Comments Off on Personal Loans – DM $100 Wealth Bonus Offer (August 2018)

Low rates. No fees.
We’ve got your back.

Fixed personal loan rates range from 7.74% APR
to 35.49% APR (with AutoPay)5.

Confirmation # invalid

Checking your rate will not affect your credit score✝.

HURRY-APPLY BEFORE YOUR OFFER EXPIRES
AND GET YOUR $100 WEALTH BONUS2!

Are you paying more than 16% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest credit cards, fund home improvements, or make a major purchase. Check your rate in just 2 minutes.

Find My Rate


Why Choose A Sofi Personal Loan?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 7.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

Find My Rate

X

Received a mailer from us?

If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in the right place. Get started by entering your confirmation number below.


Confirmation # invalid

Find My Rate
Cancel

Read more
Aug
15
2018

Refinance Student Loan – DM Unique URL and No Confirmation # (August 2018)

By | Uncategorized | Comments Off on Refinance Student Loan – DM Unique URL and No Confirmation # (August 2018)

Refinance Student Loans

Save thousands on your student loans.

Find My Rate

Checking your rate will not affect your credit score✝.

HURRY—APPLY BEFORE
YOUR OFFER EXPIRES!

SoFi is a leading student loan
refinancing provider.

$50 billion+
in refinanced student loans
582,000+
members who’ve refinanced
98%
would recommend SoFi to a friend3.

Pick the loan that works for you.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.

Fixed Rate

Rates available from 4.24% APR to 9.99% when you enroll in AutoPay.1

Variable Rate

Rates start from 5.99% APR to 9.99% when you enroll in AutoPay.1

Find My Rate
Learn More

Why refinance
with SoFi?

Serious savings

Save thousands of dollars thanks to low fixed and variable rates.

Fast, easy, and all online

Simple online application and access to live customer support 7 days a week.

No hidden fees–No catch

No application or origination fees. No pre-payment penalties.

650+ credit score

Qualified borrowers with scores of 650 or higher can be approved for refinancing. Learn More.

How it works:

The student loan refinancing process is fast, easy, and can be done entirely online.

New Term

APR

Illustrative
Lifetime Savings

5-year

4.03%

$13,680

7-year

4.57%

$16,963

10-year

4.98%

$15,511

View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.

Get pre-approved online in just two minutes.

We’ll let you know if you’re qualified before you finish the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Verify your info and sign.

Upload screenshots of your information, then sign your paperwork electronically.

Switch to one low-rate monthly payment.

We pay off your servicer(s) and issue you one new student loan.

Find My Rate

It takes only two minutes and
won’t affect your credit score.✝




Trustpilot

Read more
Aug
15
2018

Refinance Student Loan – DM Unique URL and Confirmation # (August 2018)

By | Uncategorized | Comments Off on Refinance Student Loan – DM Unique URL and Confirmation # (August 2018)

Save thousands on your student loans.


Confirmation # invalid

Find My Rate

Checking your rate will not affect your credit score✝.

HURRY—APPLY BEFORE YOUR OFFER EXPIRES!

SoFi is a leading student loan
refinancing provider.

$50 billion+
in refinanced student loans
582,000+
members who’ve refinanced
98%
would recommend SoFi to a friend3.

Pick the loan that works for you.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.

Fixed Rate

Rates available from 4.24% APR to 9.99% when you enroll in AutoPay.1

Variable Rate

Rates start from 5.99% APR to 9.99% when you enroll in AutoPay.1

Find My Rate
Learn More

Why refinance
with SoFi?

Serious savings

Save thousands of dollars thanks to low fixed and variable rates.

Fast, easy, and all online

Simple online application and access to live customer support 7 days a week.

No hidden fees–No catch

No application or origination fees. No pre-payment penalties.

650+ credit score

Qualified borrowers with scores of 650 or higher can be approved for refinancing. Learn More.

How it works:

The student loan refinancing process is fast, easy, and can be done entirely online.

New Term

APR

Illustrative
Lifetime Savings

5-year

4.03%

$13,680

7-year

4.57%

$16,963

10-year

4.98%

$15,511

View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.

Get pre-approved online in just two minutes.

We’ll let you know if you’re qualified before you finish the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Verify your info and sign.

Upload screenshots of your information, then sign your paperwork electronically.

Switch to one low-rate monthly payment.

We pay off your servicer(s) and issue you one new student loan.

Find My Rate

It takes only two minutes and
won’t affect your credit score.✝

X

Received a mailer from us?

If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in the right place. Get started by entering your confirmation number below.


Confirmation # invalid

Find My Rate
Cancel

Read more
Aug
15
2018

Refinance Student Loan – DM $100 Wealth Bonus Offer (August 2018)

By | Uncategorized | Comments Off on Refinance Student Loan – DM $100 Wealth Bonus Offer (August 2018)

Save thousands on your student loans.


Confirmation # invalid

Find My Rate

Checking your rate will not affect your credit score✝.

HURRY-APPLY BEFORE YOUR OFFER EXPIRES AND GET YOUR $100 WEALTH BONUS2!

SoFi is a leading student loan
refinancing provider.

$50 billion+
in refinanced student loans
582,000+
members who’ve refinanced
98%
would recommend SoFi to a friend3.

Pick the loan that works for you.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.

Fixed Rate

Rates available from 4.24% APR to 9.99% when you enroll in AutoPay.1

Variable Rate

Rates start from 5.99% APR to 9.99% when you enroll in AutoPay.1

Find My Rate
Learn More

Why refinance
with SoFi?

Serious savings

Save thousands of dollars thanks to low fixed and variable rates.

Fast, easy, and all online

Simple online application and access to live customer support 7 days a week.

No hidden fees–No catch

No application or origination fees. No pre-payment penalties.

650+ credit score

Qualified borrowers with scores of 650 or higher can be approved for refinancing. Learn More.

How it works:

The student loan refinancing process is fast, easy, and can be done entirely online.

New Term

APR

Illustrative
Lifetime Savings

5-year

4.03%

$13,680

7-year

4.57%

$16,963

10-year

4.98%

$15,511

View Payment Examples
SoFi offers a range of terms and rates—so yours are going to look different from this illustrative chart, which is just something designed to show you what the SoFi app looks like.

Get pre-approved online in just two minutes.

We’ll let you know if you’re qualified before you finish the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Verify your info and sign.

Upload screenshots of your information, then sign your paperwork electronically.

Switch to one low-rate monthly payment.

We pay off your servicer(s) and issue you one new student loan.

Find My Rate

It takes only two minutes and
won’t affect your credit score.✝




Trustpilot

X

Received a mailer from us?

If you got a letter stating that you’re pre-selected for a SoFi loan, you’re in the right place. Get started by entering your confirmation number below.


Confirmation # invalid

Find My Rate
Cancel

Read more
Aug
09
2018

5 Common Student Loan Mistakes to Avoid This School Year

By | Career, Money, student_loan | No Comments

It’s that time of year again: back to school time. And while students are anxious to walk through their school halls, check off their back to school lists, and make sure they have plenty of friends in every class, graduates may be struggling to pay off their debt.

Unfortunately, student loan debt is at an all-time high and continues to rise. The average student loan debt for 2017 graduates was $39,400 amounting to $1.48 trillion in total student loan debt. This exceeds the amount of credit card debt in the United States by $694 billion.

In the summer of 2016, we surveyed around 1,000 young professionals for The Impact of Student Loan Benefits, a white paper outlining the effect of student loan debt on employee recruitment. We found over 60% of respondents reported that student loan debt is one of the top two financial concerns in their lives. While student loans are clearly a stressor for millennials, there’s a way to prevent them from causing students so much anxiety.

Read more
SoFi Daily

Stay up to date on the latest business news and stock market happenings.

Learn more

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
©2026 Social Finance, LLC All rights reserved.
TLS 1.2 Encrypted
Equal Housing Lender