You can access your money by using your SoFi Debit Card for purchases, withdrawing cash from ATMs, sending money electronically to friends and family via the peer-to-peer (P2P) function, paying bills using bill pay service, writing checks from your SoFi Checking and Saving checkbook, or transferring money via ACH online or with our mobile app.
Read moreYou can send money to anyone with a US-based bank account, SoFi member or not, using our no-cost peer-to-peer (P2P) feature. If the person you’re sending money to also has SoFi Checking and Savings, the transfer will be instant!
Read moreP2P payments between SoFi Checking and Savings members is instantaneous. If you’re sending money to a non-SoFi Checking and Savings member, the recipient will see the money in their account 2-3 business days after they claim the P2P payment by submitting their bank account information.
Read moreWe’ve set the limit at $2,000 per ATM withdrawal per day to protect you against fraudulent activity.
Read moreNo! We’re proud to say that banking with SoFi has no account fees and no service charges—and we’re working hard to keep it that way.5 There are no fees on overdraft, account open, minimum balance, dormant account or regular maintenance. We also offer no ATM fees at 55,000+ Allpoint ATMs worldwide.3
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