Our goal is to help
you achieve yours.

As a SoFi member, you get access to exclusive member benefits designed to set you up for success with your money, community, and career. From career services and financial advice from SoFi Wealth, LLC to networking events, our community is here to provide the tools and connections you need to reach your goals, sooner.

With SoFi membership, you get valuable benefits—complimentary for all members.

Member Discount

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.


That means significant savings on mortgages, mortgage refinancing, personal loans, and student loan refinancing.

Career Services

Level up your career with access to a suite of services including resume-parsing technology, a personalized strengths assessment and one-on-one career coaching.

Learn More

Community Events

Meet a community of people like you. Discover dinners, happy hours, educational events, and exclusive, “money can’t buy” experiences across the country.

Learn More

Unemployment Protection

Life happens. If life happens to throw you a curveball, we’ll temporarily pause your payments so you can get things back on track. Our Career Services team will also help you with your job search.

Learn More

Financial Advisors

When you borrow with us, we waive our fees to invest with SoFi Wealth, LLC, and you’ll get access to complimentary guidance from licensed financial advisors. They’re here to support you as you work towards achieving your financial and investment goals.

Learn More

Referral Program

Sharing is caring—especially when it comes to bonus money. Get paid up to $300 for every referral who becomes a SoFi member. Your friend will also get up to $100. Win-win.

Learn More

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

✝ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

©2018 Social Finance, Inc.
SSL Encrypted
Equal Housing Lender