SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.

SoFi Inner Circle

Spread the love you have for SoFi—and earn some great perks in the process.

See official program terms here.

So what is the
SoFi Inner Circle?

Does SoFi occupy a special place in your heart? Want to help engage and grow our member community? Consider joining the Inner Circle, our brand ambassador program where members can earn special access to events, limited-edition swag, and other perks in exchange for representing the SoFi brand.

Come join the
#SoFi Inner Circle

As an Inner Circle member, you’ll have the chance to…

Get the inside scoop

You’ll get access to a private online community so you can be the first to hear about company news, new products, and new member benefits.

Earn awesome rewards

Attend events and post online to get limited-edition swag to show off, gift cards to your favorite retailers, travel vouchers, and more.

Enjoy early access

You already go to a ton of SoFi events. As a brand ambassador, you can get early access to our local and national get-togethers.

Have an impact

Our ambassadors can provide feedback on our offerings and events, and also have the opportunity to meet one-on-one with our execs.

I want in. How do I join?

Be a SoFi superfan.

Have big love for SoFi and be willing
to advocate on behalf of the brand in person and online.

Complete the application.

It only takes 5–7 minutes to apply,
and applications are reviewed and approved on an ongoing basis.

Watch your inbox.

After you submit your application,
please allow up to 14 business days for our team to review and confirm your eligibility.

Join the SoFi Inner Circle today.

FAQs

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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