Foreclosure Rates for All 50 States

In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, 28,269 properties started the foreclosure process in December 2025. Rob Barber, CEO of ATTOM, notes that “Foreclosure activity increased in 2025, reflecting a continued normalization of the housing market following several years of historically low levels.”

Nationwide, one in every 3,163 housing units had a foreclosure filing in December 2025. Foreclosure starts increased nationwide by 46% from last year. States with the worst foreclosure rates in December 2025 included New Jersey, South Carolina, and Maryland. Borrowers should stay up to date on their mortgage payments and work closely with their lenders to explore options for assistance if needed.

Read on for the foreclosure rates in December 2025 – plus the top three counties with the worst foreclosure rates in each state.

50 State Foreclosure Rates

Read on for the December 2025 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.

50. South Dakota

The Mount Rushmore State nabbed the 50th spot once more for its foreclosure rate in December. Having 398,903 total housing units, the fifth-least populous state had a foreclosure rate of one in every 28,493 households with 14 foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Yankton, Brown, and Minnehaha.

49. Vermont

In 49th place for population, the Green Mountain State also ranked 49th for its foreclosure rate in December. Of the state’s 337,072 housing units, 13 homes went into foreclosure at a rate of one in every 25,929 households. The three counties in the state with the most foreclosures were: Rutland, Orange, and Washington.

48. Montana

Listed as 44th in population, the Treasure State rated 48th for its foreclosure rate in December. With 34 foreclosures out of 522,939 housing units, Montana’s foreclosure rate was one in every 15,381 homes. The counties with the most foreclosures per housing unit were: Sweet Grass, Daniels, and Lincoln.

47. North Dakota

The Peace Garden State’s foreclosure rate was one in every 12,496 homes. This puts the fourth-least populous state — with 374,866 housing units and 30 foreclosures — into 47th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Griggs, McHenry, and Pembina.

46. Wisconsin

With 259 foreclosures out of 2,750,750 total housing units, America’s Dairyland and the 20th most populous state secured the 46th spot with a foreclosure rate of one in every 10,621 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Langlade, Juneau, and Marinette.

45. Kansas

The Sunflower State ranked 45th for highest foreclosure rate in December. With 1,285,221 homes and a total of 133 housing units going into foreclosure, the 35th most populous state’s foreclosure rate was one in every 9,663 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Pawnee, Morton, and Geary.

44. West Virginia

Ranked 39th in population, the Mountain State claimed the 44th spot for the month of December. It has a total of 859,653 housing units, of which 95 went into foreclosure. This means that the foreclosure rate was one in every 9,049 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Marion, Wetzel, and Raleigh.

43. New Hampshire

The Granite State, and the 41st most populous state in the U.S., ranked 43rd for highest foreclosure rate. New Hampshire saw 82 of its 644,253 homes go into foreclosure, making for a foreclosure rate of one in every 7,857 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Sullivan, Merrimack, and Hillsborough.

42. Rhode Island

The eighth-least populous state placed 42nd for highest foreclosure rate in December. A total of 65 homes went into foreclosure out of 484,615 total housing units, making the foreclosure rate for the Ocean State one in every 7,456 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Bristol, Kent, and Newport.

41. Alaska

The Last Frontier saw 46 foreclosures in December, making the foreclosure rate one in every 6,933 homes. This caused the third-least populous state, with a total of 318,927 housing units, to claim the 41st spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Sitka, North Slope, and Ketchikan Getaway.

40. Hawaii

The Paradise of the Pacific, and the 40th most populous state, came in 40th for highest foreclosure rate. Of its 564,905 homes, 84 went into foreclosure, making for a foreclosure rate of one in every 6,725 households. The three counties with the most foreclosures were (from highest to lowest): Honolulu, Hawaii, and Kauai.

Recommended: Tips on Buying a Foreclosed Home

39. Kentucky

With a total of 2,010,655 housing units, the Bluegrass State saw 299 homes go into foreclosure, thus landing in 39th place in December. This puts the foreclosure rate for the 29th most populous state at one in every 6,725 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Owen, Bell, and Union.

38. Nebraska

Ranking 37th in population, the Cornhusker State placed 38th in December with a foreclosure rate of one in every 6,685 homes. With a total of 855,631 housing units, the state had 128 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Clay, Morrill, and York.

37. Mississippi

Ranked 34th in population, the Magnolia State experienced 206 foreclosures out of 1,332,811 total housing units. This puts the foreclosure rate at one in every 6,470 homes and into the 37th spot in December. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Clay, and Webster.

36. Oregon

The 27th most populous state ranked 36th for highest foreclosure rate in December. Of the Pacific Wonderland’s 1,838,631 homes, 296 went into foreclosure, making for a foreclosure rate of one in every 6,212 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Gilliam, Columbia, and Lake.

35. Washington

Sorted as 13th in population, the Evergreen State ranked 35th for its foreclosure rate in December. Of its 3,262,667 housing units, 588 went into foreclosure, making the state’s foreclosure rate one in every 5,549 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Pacific, Okanogan, and Lewis.

34. Missouri

Coming in at 19th in population, the Show-Me State took the 34th spot for highest foreclosure rate in December. Of its 2,809,501 homes, 567 went into foreclosure, making for a foreclosure rate of one in every 4,955 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Scotland, Butler, and Mississippi.

Recommended: What Is a Short Sale?

33. Minnesota

Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 33rd spot for highest foreclosure rate in December. It has 2,519,538 housing units, of which 540 went into foreclosure, making the state’s foreclosure rate one in every 4,666 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Martin, Dodge, and Benton.

32. Tennessee

Ranked 16th in population, the Volunteer State endured 677 foreclosures out of its 3,095,472 housing units. This puts the foreclosure rate at one in every 4,572 households and in 32nd place for the month of December. The counties with the most foreclosures per housing unit were (from highest to lowest): Hardeman, Moore, and Hancock.

31. Massachusetts

The 15th most populous state ranked 31st for highest foreclosure rate in December. Of the Bay State’s 3,014,657 housing units, 687 went into foreclosure, making for a foreclosure rate of one in every 4,388 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hampden, Bristol, and Plymouth.

30. North Carolina

The ninth-most populous state claimed 30th place for highest foreclosure rate. Out of 4,815,195 homes, 1,099 went into foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 4,381 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Anson, Lee, and Gates.

29. New Mexico

The 36th most populous state claimed the 29th spot for highest foreclosure rate in December. Of the Land of Enchantment’s 949,524 homes, 219 went into foreclosure, making for a foreclosure rate of one in every 4,336 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Union, Eddy, and Torrance.

28. Virginia

With 867 homes going into foreclosure, the 12th most populous state ranked 28th for highest foreclosure rate in December. Having 3,654,784 total housing units, the Old Dominion saw a foreclosure rate of one in every 4,215 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Emporia City, Petersburg City, and Franklin City.

27. Idaho

Ranked 38th in population, the Gem State received the 27th spot due to its 188 housing units that went into foreclosure in December. With 776,683 total housing units, the state’s foreclosure rate was one in every 4,131 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Elmore, and Payette.

26. Connecticut

With 373 of its 1,536,049 homes going into foreclosure, the Constitution State had the 29th-highest foreclosure rate at one in every 4,118 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Northeastern Connecticut, Greater Bridgeport, and South Central Connecticut.

25. Arizona

Sorted as 14th in population, the Grand Canyon State withstood 776 foreclosures out of its total 3,142,443 housing units. This puts the foreclosure rate at one in every 4,050 homes and into the 25th spot in December. The counties with the most foreclosures per housing unit were (from highest to lowest): Pinal, Santa Cruz, and Cochise.

24. Wyoming

The country’s least populous state claimed the 24th spot for highest foreclosure rate in December. With 275,131 housing units, of which 71 went into foreclosure, the Equality State’s foreclosure rate was one in every 3,875 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Niobrara, Goshen, and Converse.

23. Arkansas

Listed as the 33rd most populous state, the Land of Opportunity ranked 23rd for highest foreclosure rate in December. The state contains 1,382,664 housing units, of which 357 went into foreclosure, making its latest foreclosure rate one in every 3,873 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Grant, Prairie, and Randolph.

22. Maine

Ranked 42nd in population, the Pine Tree State placed 22nd for highest foreclosure rate in December. With a total of 746,552 housing units, Maine saw 196 foreclosures for a foreclosure rate of one in every 3,809 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Somerset, and Penobscot.

Recommended: Are You Ready to Buy a House? — Take The Quiz

21. California

The country’s most populous state ranked 21st for highest foreclosure rate in December. Of its impressive 14,532,683 housing units, 4,153 went into foreclosure, making the Golden State’s foreclosure rate one in every 3,499 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Shasta, El Dorado, and Kern.

20. New York

With 2,495 out of a total 8,539,536 housing units going into foreclosure, the Empire State claimed the 20th spot in December. The fourth-most populous state’s foreclosure rate was one in every 3,423 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Rockland, Washington, and Richmond.

19. Pennsylvania

The Keystone State had the 19th highest foreclosure rate. The fifth-most populous state saw 1,733 homes out of 5,779,663 total housing units go into foreclosure, making the state’s foreclosure rate one in every 3,335 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Delaware, Philadelphia, and Berks.

18. Michigan

Ranked 10th in population, the Wolverine State secured the 18th spot with a foreclosure rate of one in every 3,251 homes. With a total of 4,599,683 housing units, the state had 1,415 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Sanilac, Tuscola, and Jackson.

17. Oklahoma

The Sooners State landed the 17th spot in December. With housing units totaling 1,763,036, the 28th most populous state saw 549 homes go into foreclosure at a rate of one in every 3,211 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Noble, Caddo, and Woodward.

16. Iowa

The Hawkeye State had the 16th highest foreclosure rate in December. With 459 out of 1,427,175 homes going into foreclosure, the 31st most populous state’s foreclosure rate was one in every 3,109 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jones, Tama, and Muscatine.

15. Colorado

The 21st most populous state ranked 15th for highest foreclosure rate in December. Of the Centennial State’s 2,545,124 housing units, 825 went into foreclosure, making for a foreclosure rate of one in every 3,085 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Pueblo, Alamosa, and Cheyenne.

14. Louisiana

Sorted as 25th in population, the Pelican State placed 14th for highest foreclosure rate in December. Louisiana had a foreclosure rate of one in every 2,966 households, with 706 out of 2,094,002 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Tangipahoa, Livingston, and Ascension.

13. Georgia

Ranked eighth in population, the Peach State took the 13th spot for highest foreclosure rate in December. Of its 4,483,873 homes, 1,582 were foreclosed on. This puts the state’s foreclosure rate at one in every 2,834 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Butts, Peach, and McDuffie.

12. Alabama

Listed as 24th in population, the Yellowhammer State came in 12th for highest foreclosure rate in December. Of its 2,316,192 homes, 820 went into foreclosure, making for a foreclosure rate of one in every 2,825 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hale, Lowndes, and Bibb.

11. Ohio

The Buckeye State placed 11th in December with a foreclosure rate of one in every 2,736 homes. With a sum of 5,271,573 housing units, the seventh-most populous state had a total of 1,927 filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Cuyahoga, Stark, and Crawford.

10. Indiana

The 17th largest state by population, the Crossroads of America landed the 10th spot in December with a foreclosure rate of one in every 2,544 homes. Of its 2,953,344 housing units, 1,161 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Sulivan, Daviess, and Noble.

9. Texas

The Lone Star State withstood 4,852 foreclosures in December. With a foreclosure rate of one in every 2,451 households, this puts the second-most populous state in the U.S., with a whopping 11,890,808 housing units, into ninth place. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, Borden, and Kaufman.

8. Nevada

Ranked 32nd in population, the Silver State took the eighth spot for highest foreclosure rate in December. With one in every 2,386 homes going into foreclosure, and a total of 1,307,338 housing units, the state had 548 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Clark, Lyon, and Nye.

7. Utah

The Beehive State placed seventh for highest foreclosure rate in December. Of its 1,193,082 housing units, 501 homes went into foreclosure, making the 17th most populous state’s foreclosure rate one in every 2,381 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Iron, Tooele, and Wayne.

6. Illinois

The Land of Lincoln had the sixth-highest foreclosure rate in all 50 states in December. Of its 5,443,501 homes, 2,425 went into foreclosure, making the sixth-most populous state’s foreclosure rate one in every 2,245 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Dewitt, Edgar, and Saint Clair.

5. Florida

The third-most populous state in the country has a total of 10,082,356 housing units, of which 4,757 went into foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 2,119 homes and into fifth place in December. The counties with the most foreclosures per housing unit were (from highest to lowest): Hendry, Charlotte, and Osceola.

4. Delaware

The sixth-least populous state in the country, the Small Wonder nabbed fourth place in December. With one in every 2,044 homes going into foreclosure and a total of 457,958 housing units, the state saw 224 foreclosures filed. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): Kent, New Castle, and Sussex.

3. Maryland

Ranked 18th for most populous state, America in Miniature took 3rd place for highest foreclosure rate in December. With a total of 2,545,532 housing units, of which 1,298 went into foreclosure, the state’s foreclosure rate was one in every 1,961 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Dorchester, and Charles.

2. South Carolina

The 23rd most populous state had the second-highest foreclosure rate in December with one in every 1,917 homes going into foreclosure. Of the Palmetto State’s 2,401,638 housing units, 1,253 were foreclosed on in December. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Kershaw, and Florence.

1. New Jersey

With a foreclosure rate of one in every 1,734 homes, the Garden State ranked first for highest foreclosure rate in December. The 11th most populous state contains 3,775,842 housing units, of which 2,178 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Salem, Camden, and Cumberland.

The Takeaway

Of all 50 states, Texas had the most foreclosure filings (4,852), and Vermont had the least (13). As for the states with the highest foreclosure rates, Maryland, South Carolina, and New Jersey took the top three spots.