In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, the number of housing units with foreclosure filings in October was 36,766, up 3% from the prior month and 19% from a year ago. Rob Barber, CEO of ATTOM, notes that “Foreclosure activity continued its steady upward trend in October, the eighth straight month of year-over-year increases.”
Nationwide, one in every 3,871 housing units had a foreclosure filing in October 2025. Foreclosure starts increased nationwide by nearly 20% from last year. States with the greatest number of foreclosure starts in October 2025 included Florida, Texas, California, Illinois, and New York. Borrowers should stay up to date on their mortgage payments and work closely with their lenders to explore options for assistance if needed.
Read on for the foreclosure rates in October 2025 – plus the top three counties with the worst foreclosure rates in each state.
50 State Foreclosure Rates
As previously noted, foreclosure rates saw an increase compared to the previous month and year. Read on for the October 2025 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.
50. South Dakota
The Mount Rushmore State nabbed the 50th spot once more for its foreclosure rate in October. Having 398,903 total housing units, the fifth-least populous state had a foreclosure rate of one in every 26,594 households with 15 foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Minnehaha, Yankton, and Pennington.
49. Montana
Listed as 44th in population, the Treasure State rated 49th for its foreclosure rate in October. With 25 foreclosures out of 522,939 housing units, Montana’s foreclosure rate was one in every 20,918 homes. The counties with the most foreclosures per housing unit were: Blaine, Sweet Grass, and Dawson.
48. Vermont
In 49th place for population, the Green Mountain State ranked 48th for its foreclosure rate in October. Of the state’s 337,072 housing units, 19 homes went into foreclosure at a rate of one in every 17,741 households. The three counties in the state with the most foreclosures were: Rutland, Addison, and Windham.
47. Mississippi
Ranked 34th in population, the Magnolia State experienced 93 foreclosures out of 1,332,811 total housing units. This puts the foreclosure rate at one in every 14,331 homes and into the 47th spot in October. The counties with the most foreclosures per housing unit were (from highest to lowest): Wayne, Jefferson, and Copiah.
46. West Virginia
Ranked 39th in population, the Mountain State claimed the 46th spot for the month of October. It has a total of 859,653 housing units, of which 65 went into foreclosure. This means that the foreclosure rate was one in every 13,225 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Berkeley, and Wetzel.
45. North Dakota
The Peace Garden State’s foreclosure rate was one in every 9,865 homes. This puts the fourth-least populous state — with 374,866 housing units and 38 foreclosures — into 45th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Hettinger, Bowman, and McIntosh.
44. Kansas
The Sunflower State ranked 44th for highest foreclosure rate in October. With 1,285,221 homes and a total of 136 housing units going into foreclosure, the 35th most populous state’s foreclosure rate was one in every 9,450 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Anderson, Ottawa, and Decatur.
43. Wisconsin
With 304 foreclosures out of 2,750,750 total housing units, America’s Dairyland and the 20th most populous state secured the 43rd spot with a foreclosure rate of one in every 9,049 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Kewaunee, Langlade, and Marquette.
42. New Hampshire
The Granite State, and the 41st most populous state in the U.S., ranked 42nd for highest foreclosure rate. New Hampshire saw 72 of its 644,253 homes go into foreclosure, making for a foreclosure rate of one in every 8,948 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Coos, Hillsborough, and Rockingham.
41. Rhode Island
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The eighth-least populous state placed 41st for highest foreclosure rate in October. A total of 58 homes went into foreclosure out of 484,615 total housing units, making the foreclosure rate for the Ocean State one in every 8,355 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Providence, and Kent.
40. Oregon
The 27th most populous state ranked 40th for highest foreclosure rate in October. Of the Pacific Wonderland’s 1,838,631 homes, 234 went into foreclosure, making for a foreclosure rate of one in every 7,857 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Umatilla, and Clackamas.
39. Nebraska
Ranking 37th in population, the Cornhusker State placed 39th in October with a foreclosure rate of one in every 7,506 homes. With a total of 855,631 housing units, the state had 114 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Red Willow, Webster, and Wayne.
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38. Minnesota
Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 38th spot for highest foreclosure rate in October. It has 2,519,538 housing units, of which 365 went into foreclosure, making the state’s foreclosure rate one in every 6,903 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Isanti, Wadena, and Wabasha.
37. Hawaii
The Paradise of the Pacific, and the 40th most populous state, came in 37th for highest foreclosure rate. Of its 564,905 homes, 84 went into foreclosure, making for a foreclosure rate of one in every 6,725 households. Only three of the five counties in the state saw foreclosures. They were (from highest to lowest): Hawaii, Honolulu, and Kauai.
36. Washington
Sorted as 13th in population, the Evergreen State ranked 36th for its foreclosure rate in October. Of its 3,262,667 housing units, 496 went into foreclosure, making the state’s foreclosure rate one in every 6,578 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Garfield, Clallam, and Franklin.
35. Alabama
Listed as 24th in population, the Yellowhammer State came in 35th for highest foreclosure rate in October. Of its 2,316,192 homes, 361 went into foreclosure, making for a foreclosure rate of one in every 6,416 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Geneva, and Chilton.
34. New Mexico
The 36th most populous state claimed the 34th spot for highest foreclosure rate in October. Of the Land of Enchantment’s 949,524 homes, 151 went into foreclosure, making for a foreclosure rate of one in every 6,288 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Valencia, Torrance, and Chaves.
33. Missouri
Coming in at 19th in population, the Show-Me State took the 33rd spot for highest foreclosure rate in October. Of its 2,809,501 homes, 459 went into foreclosure, making for a foreclosure rate of one in every 6,121 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Scott, Mississippi, and Barton.
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32. Kentucky
With a total of 2,010,655 housing units, the Bluegrass State saw 329 homes go into foreclosure, thus landing in 32nd place in October. This puts the foreclosure rate for the 29th most populous state at one in every 6,111 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Whitley, Bath, and Grant.
31. Tennessee
Ranked 16th in population, the Volunteer State endured 521 foreclosures out of its 3,095,472 housing units. This puts the foreclosure rate at one in every 5,941 households and in 31st place for the month of October. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Crockett, and Hawkins.
30. Virginia
With 620 homes going into foreclosure, the 12th most populous state ranked 30th for highest foreclosure rate in October. Having 3,654,784 total housing units, the Old Dominion saw a foreclosure rate of one in every 5,895 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Staunton City, Emporia City, and Buena Vista City.
29. Pennsylvania
The Keystone State had the 29th highest foreclosure rate. The fifth-most populous state saw 995 homes out of 5,779,663 total housing units go into foreclosure, making the state’s foreclosure rate one in every 5,809 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Monroe, Philadelphia, and Snyder.
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28. Wyoming
The country’s least populous state claimed the 28th spot for highest foreclosure rate in October. With 275,131 housing units, of which 50 went into foreclosure, the Equality State’s foreclosure rate was one in every 5,503 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carbon, Campbell, and Sublette.
27. Alaska
The Last Frontier saw 59 foreclosures in October, making the foreclosure rate one in every 5,406 homes. This caused the third-least populous state, with a total of 318,927 housing units, to claim the 27th spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Dillingham, Haines, and Bethel.
26. Massachusetts
The 15th most populous state ranked 26th for highest foreclosure rate in October. Of the Bay State’s 3,014,657 housing units, 591 went into foreclosure, making for a foreclosure rate of one in every 5,101 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hampden, Berkshire, and Dukes.
25. Michigan
Ranked 10th in population, the Wolverine State secured the 25th spot with a foreclosure rate of one in every 4,776 homes. With a total of 4,599,683 housing units, the state had 963 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Muskegon, Monroe, and Hillsdale.
24. New York
With 1,792 out of a total 8,539,536 housing units going into foreclosure, the Empire State claimed the 24th spot in October. The fourth-most populous state’s foreclosure rate was one in every 4,765 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Broome, Orange, and Tioga.
23. Arkansas
Listed as the 33rd most populous state, the Land of Opportunity ranked 23rd for highest foreclosure rate in October. The state contains 1,382,664 housing units, of which 293 went into foreclosure, making its latest foreclosure rate one in every 4,719 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cleveland, Poinsett, and Van Buren.
22. Louisiana
Sorted as 25th in population, the Pelican State placed 22nd for highest foreclosure rate in October. Louisiana had a foreclosure rate of one in every 4,602 households, with 455 out of 2,094,002 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Iberville, Ascension, and Beauregard.
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21. Colorado
The 21st most populous state ranked 21st for highest foreclosure rate in October. Of the Centennial State’s 2,545,124 housing units, 562 went into foreclosure, making for a foreclosure rate of one in every 4,529 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Morgan, Sedgwick, and Pueblo.
20. Indiana
The 17th largest state by population, the Crossroads of America landed the 20th spot in October with a foreclosure rate of one in every 4,421 homes. Of its 2,953,344 housing units, 668 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Blackford, Noble, and Jasper.
19. Arizona
Sorted as 14th in population, the Grand Canyon State withstood 722 foreclosures out of its total 3,142,443 housing units. This puts the foreclosure rate at one in every 4,352 homes and into the 19th spot in October. The counties with the most foreclosures per housing unit were (from highest to lowest): Pinal, Yuma, and Cochise.
18. North Carolina
The ninth-most populous state claimed 18th place for highest foreclosure rate. Out of 4,815,195 homes, 1,135 went into foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 4,242 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Camden, Pender, and Rowan.
17. Maine
Ranked 42nd in population, the Pine Tree State placed 17th for highest foreclosure rate in October. With a total of 746,552 housing units, Maine saw 177 foreclosures for a foreclosure rate of one in every 4,218 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Sagadahoc, Waldo, and Penobscot.
16. Connecticut
With 376 of its 1,536,049 homes going into foreclosure, the Constitution State had the 16th-highest foreclosure rate at one in every 4,085 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Greater Bridgeport, Northeastern Connecticut, and Naugatuck Valley.
15. Georgia
Ranked eighth in population, the Peach State took the 15th spot for highest foreclosure rate in October. Of its 4,483,873 homes, 1,101 were foreclosed on. This puts the state’s foreclosure rate at one in every 4,073 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Johnson, Newton, and Wilkes.
14. Oklahoma
The Sooners State landed the 14th spot in October. With housing units totaling 1,763,036, the 28th most populous state saw 462 homes go into foreclosure at a rate of one in every 3,816 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Canadian, Jackson, and Marshall.
13. Idaho
Ranked 38th in population, the Gem State received the 13th spot due to its 206 housing units that went into foreclosure in October. With 776,683 total housing units, the state’s foreclosure rate was one in every 3,770 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Gooding, and Gem.
12. New Jersey
With a foreclosure rate of one in every 3,716 homes, the Garden State ranked 12th for highest foreclosure rate in October. The 11th most populous state contains 3,775,842 housing units, of which 1,016 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Sussex, Cumberland, and Atlantic.
11. Texas
The Lone Star State withstood 3,441 foreclosures in October. With a foreclosure rate of one in every 3,456 households, this puts the second-most populous state in the U.S., with a whopping 11,890,808 housing units, into 11th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, San Jacinto, and Franklin.
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10. California
The country’s most populous state ranked 10th for highest foreclosure rate in October. Of its impressive 14,532,683 housing units, 4,265 went into foreclosure, making the Golden State’s foreclosure rate one in every 3,407 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Shasta, Mendocino, and Kings.
9. Utah
The Beehive State placed ninth for highest foreclosure rate in October. Of its 1,193,082 housing units, 364 homes went into foreclosure, making the 17th most populous state’s foreclosure rate one in every 3,278 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Tooele, Millard, and Box Elder.
8. Maryland
Ranked 18th for most populous state, America in Miniature took eighth place for highest foreclosure rate in October. With a total of 2,545,532 housing units, of which 778 went into foreclosure, the state’s foreclosure rate was one in every 3,272 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Calvert, and Somerset.
7. Iowa
The Hawkeye State had the seventh highest foreclosure rate in October. With 443 out of 1,427,175 homes going into foreclosure, the 31st most populous state’s foreclosure rate was one in every 3,222 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Wapello, Tama, and Cherokee.
6. Ohio
The Buckeye State placed sixth in October with a foreclosure rate of one in every 3,079 homes. With a sum of 5,271,573 housing units, the seventh-most populous state had a total of 1,712 filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Fayette, Knox, and Seneca.
5. Nevada
Ranked 32nd in population, the Silver State took the fifth spot for highest foreclosure rate in October. With one in every 2,747 homes going into foreclosure, and a total of 1,307,338 housing units, the state had 476 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Lyon, Churchill, and Mineral.
4. Delaware
The sixth-least populous state in the country, the Small Wonder nabbed fourth place in October. With one in every 2,710 homes going into foreclosure and a total of 457,958 housing units, the state saw 169 foreclosures filed. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): Kent, New Castle, and Sussex.
3. Illinois
The Land of Lincoln had the third-highest foreclosure rate in all 50 states in October. Of its 5,443,501 homes, 2,118 went into foreclosure, making the sixth-most populous state’s foreclosure rate one in every 2,570 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Clinton, Lee, and Coles.
2. South Carolina
The 23rd most populous state had the second-highest foreclosure rate in October with one in every 1,982 homes going into foreclosure. Of the Palmetto State’s 2,401,638 housing units, 1,212 were foreclosed on in October. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Lee, and Spartanburg.
1. Florida
The third-most populous state in the country has a total of 10,082,356 housing units, of which 5,512 went into foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 1,829 homes and into first place in October. The counties with the most foreclosures per housing unit were (from highest to lowest): Osceola, Charlotte, and Okeechobee.
The Takeaway
Of all 50 states, Florida had the most foreclosure filings (5,512), and South Dakota had the least (15). As for the states with the highest foreclosure rates, Florida, South Carolina, and Illinois took the top three spots.
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