Foreclosure Rates for All 50 States in March 2022

By Robin Rothstein · May 16, 2022 · 12 minute read

We’re here to help! First and foremost, SoFi Learn strives to be a beneficial resource to you as you navigate your financial journey. Read more We develop content that covers a variety of financial topics. Sometimes, that content may include information about products, features, or services that SoFi does not provide. We aim to break down complicated concepts, loop you in on the latest trends, and keep you up-to-date on the stuff you can use to help get your money right. Read less

Foreclosure Rates for All 50 States in March 2022

The number of U.S. properties with foreclosure filings in March was 33,333, according to ATTOM Data Solutions. This is up more than 180% from a year ago and makes March the 11th consecutive month showing year-over-year U.S. foreclosure activity increases. The Biden administration’s final extension of the pandemic-related moratorium on foreclosures ended July 31, 2021. The extension of the evictions moratorium for foreclosed borrowers ended September 30, 2021.

It is also worth noting that foreclosure filings increased by over 29% from February to March. This rise follows the roughly 11% increase in foreclosure filings that occurred from January to February. The researchers at ATTOM report that this kind of month-over-month, double-digit increase remains in line with expectations but note that, despite these increases, foreclosure activity in Q1 2022 is still approximately 43% below where it was in Q1 2020. Q1 2020 was the last quarter before pandemic-related consumer protection programs began to go into effect. After two years of historically low foreclosure numbers due to government and industry programs designed to protect homeowners financially impacted by the pandemic, these increases signify the gradual return to normal levels of foreclosure activity.

According to ATTOM, year-over-year foreclosure increases will likely continue for the rest of 2022; however, they still expect foreclosures to stay below historic levels at least through the end of the year. Read on for the foreclosure rates in March 2022 – plus the five counties with the highest rates within those states.

50 State Foreclosure Rates

As just noted, foreclosures are up from last month, and up even more significantly compared to last year. Read on for March foreclosure rates for all 50 states — plus the District of Columbia — beginning with the state that had the lowest rate of foreclosure filings per housing unit.

District of Columbia

Ranking in population between Vermont and Alaska, the country’s 49th and 48th least populated states, Washington, D.C. had 20 foreclosures in March. With a total of 350,364 housing units, Washington, D.C.’s foreclosure rate was one in every 17,518 households, putting it in between the states of West Virginia (#47) and Montana (#46).

50. South Dakota

South Dakota once again nabbed the 50th spot; it had eight homes go into foreclosure in March. Having 389,921 total housing units, the fifth least populated state had a foreclosure rate of one in every 48,740 households. The most foreclosures per housing unit were in counties (from highest to lowest): Lyman, Deuel, Brookings, Pennington, and Lincoln.

49. Vermont

In 49th place for population, Vermont claimed the 49th spot for foreclosure rate. Of Vermont’s 334,318 housing units, seven homes went into foreclosure for a rate of one in every 47,760 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Orleans, Rutland, Bennington, and Windsor.

48. North Dakota

In March, North Dakota’s foreclosure rate was one in every 19,507 homes. That puts the fourth least populated state – with a total of 370,642 housing units, of which 19 were in foreclosure — in 48th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Grant, Morton, Stark, Bottineau, and Richland.

47. West Virginia

The 38th most populated state, West Virginia, once again ranked 47th. It has 855,635 homes, of which 46 went into foreclosure. That means the foreclosure rate was one in every 18,601 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Monroe, Hancock, Pendleton, Grant, and Wayne.

46. Montana

The 44th most populated state ranked 46th for foreclosure rate. With 31 foreclosures out of 514,803 housing units, its foreclosure rate was one in every 16,607 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Mineral, Dawson, Beaverhead, Richland, and Sanders.

45. Oregon

The 27th most populated state ranked 45th for highest foreclosure rate. This is the same ranking the state held in February. Of Oregon’s 181,3747 homes, 119 went into foreclosure, making for a foreclosure rate of one in every 15,242 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Clackamas, Multnomah, Jefferson, and Washington.

44. Alaska

Alaska saw 22 foreclosures, making the foreclosure rate one in every 14,433 homes. That caused the third least populated state, with a total of 317,524 housing units, to take the 44th spot. The counties that had the most foreclosures per housing unit were (from highest to lowest): Kodiak Island, Anchorage, Matanuska-Susitna, Fairbanks North Star, and Kenai Peninsula.

43. Washington

KRanked 13th for most populated state, Washington came in 43rd place for highest foreclosure rate. It has 320,2241 housing units, of which 233 went into foreclosure, making the state’s foreclosure rate one in every 13,744 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Douglas, Pacific, Kittitas, Cowlitz, and Mason.

42. Idaho

The 39th most populated state, Idaho had 59 homes go into foreclosure. With 751,859 total housing units, the state’s foreclosure rate was one in every 12,743 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Oneida, Gooding, Clearwater, Shoshone, and Boundary.

41. Rhode Island

The eighth least populated state took the 41st spot for highest foreclosure rate. A total of 39 homes went into foreclosure out of 483,474 total housing units, making the foreclosure rate for the Ocean State one in every 12,397 households. Only four counties in the state had foreclosures. They were (from highest to lowest): Newport, Providence, Kent, and Washington.

Recommended: Tips on Buying a Foreclosed Home

40. Kansas

Kansas took the 40th spot in March. With 1,275,689 homes and a total of 109 housing units going into foreclosure, the 35th most-populated state’s foreclosure rate was one in every 11,704 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Geary, Meade, Wabaunsee, and Doniphan.

39. Kentucky

With a total 1,994,323 housing units, Kentucky saw 173 homes go into foreclosure. That put the foreclosure rate for the 26th most populated state at one in every 11,528 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carroll, Hardin, Carter, Fulton, and Daviess.

38. Massachusetts

The 15th most populated state ranked 38th for highest foreclosure rate. Of Massachusetts’ 2,998,537 housing units, 268 went into foreclosure, making for a foreclosure rate of one in every 11,189 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hampden, Franklin, Worcester, Berkshire, and Plymouth.

37. New Mexico

The 36th most populated state took the 37th spot for highest foreclosure rate. Of its 940,859 homes, 111 went into foreclosure, making for a foreclosure rate of one in every 8,476 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Valencia, Torrance, Cibola, Chaves, and Curry.

36. Hawaii

The 40th most populated state, Hawaii came in 36th for highest foreclosure rate. Of 561,066 homes, 76 went into foreclosure, making for a foreclosure rate of one in every 7,382 households. Only four counties in the state had foreclosures. They were (from highest to lowest): Hawaii, Honolulu, Maui, and Kauai.

35. Arkansas

Ranked 32nd for most populated state, Arkansas once again took the 35th spot for highest foreclosure rate. It has 1,365,265 housing units, of which 185 went into foreclosure, making the state’s latest foreclosure rate one in every 7,380 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Arkansas, Ashley, Franklin, Crittenden, and Johnson.

34. Wisconsin

With 395 foreclosures out of 2,727,726 total housing units, Wisconsin, the 20th most populated state, had a foreclosure rate of one in every 6,906 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Juneau, Ashland, Shawano, Douglas, and Kenosha.

33. Minnesota

Ranked 22nd for most populated state, Minnesota took the 33rd spot for highest foreclosure rate. It has 2,485,558 housing units, of which 394 went into foreclosure, making the state’s foreclosure rate one in every 6,309 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Rice, Chisago, Sherburne, Cottonwood, and Carver.

32. New Hampshire

The 41st most populated state, New Hampshire ranked 32nd for highest foreclosure rate. Of 638,795 homes, 102 went into foreclosure, making for a foreclosure rate of one in every 6,263 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Merrimack, Sullivan, Cheshire, Strafford, and Rockingham.

31. Nebraska

Ranked 37th for population, Nebraska claimed the 31st spot with a foreclosure rate of one in every 6,118 homes. With a total 844,278 housing units, the state had 138 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Webster, Garfield, Frontier, Gage, and Dawes.

Recommended: What Is a Short Sale?

30. Tennessee

In Tennessee, the 16th most populated state, there were 514 foreclosures out of 3,031,605 housing units. That put the foreclosure rate at one in every 5,898 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hickman, Monroe, Roane, Houston, and Meigs.

29. New York

With 1,447 out of a total 8,488,066 housing units going into foreclosure, the fourth most populated state once again took the 29th spot. New York’s foreclosure rate was one in every 5,866 households in March. The counties with the most foreclosures per housing unit were (from highest to lowest): Suffolk, Genesee, Warren, Nassau, and Putnam.

28. Colorado

The 21st most populated state ranked 28th for highest foreclosure rate. Of Colorado’s 2,491,404 housing units, 429 went into foreclosure, making for a foreclosure rate of one in every 5,807 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Sedgwick, Morgan, Teller, Bent, and Adams.

27. Virginia

The 12th most populated state ranked 27th for highest foreclosure rate, with 646 homes going into foreclosure. Having 3,618,247 total housing units, the state saw a foreclosure rate of one in every 5,601 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin City, Emporia City, Galax City, Portsmouth City, and Gloucester.

26. Mississippi

In Mississippi, the 33rd most populated state, there were 237 foreclosures out of 1,319,945 housing units. That put the foreclosure rate at one in every 5,569 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Coahoma, Sunflower, Union, Chickasaw, and De Soto.

First-time homebuyers can
prequalify for a SoFi mortgage loan,
with as little as 3% down.


25. Wyoming

Ranked the least populated in the country, Wyoming claimed the 25th spot for highest foreclosure rate. With 271,887 housing units, of which 53 went into foreclosure, the state’s foreclosure rate was one in every 5,130 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Campbell, Carbon, Converse, Johnson, and Big Horn.

24. Maine

Ranked as the ninth least populated state, Maine placed 24th for highest foreclosure rate. With a total of 739,072 housing units, the Pine Tree State saw 147 foreclosures for a foreclosure rate of one in every 5,028 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Somerset, Aroostook, Oxford, Androscoggin, and Penobscot.

23. Missouri

The 18th most populated state, Missouri came in 23rd for highest rate of foreclosures. Of its 2,786,621 homes, 561 went into foreclosure, making for a foreclosure rate of one in every 4,967 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Barton, Webster, Shelby, Lincoln, and Scott.

22. Louisiana

Ranked 25th for population, Louisiana took the 22nd spot, with 421 homes out of a total of 2,073,200 housing units going into foreclosure. That means Louisiana had a foreclosure rate of one in every 4,924 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Livingston, Ascension, Saint Tammany, and Richland.

21. Pennsylvania

Pennsylvania, the fifth most populated state, had a total of 1,169 housing units out of 5,742,828 homes go into foreclosure, making the state’s foreclosure rate one in every 4,913 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Delaware, Berks, Philadelphia, Bucks, and Erie.

Recommended: 4 Signs You May Be Ready to Buy

20. Utah

Utah placed 20th in March for highest foreclosure rate. Of the Beehive State’s 1,151,414 housing units, 236 homes went into foreclosure, making the 31st most-populated state’s foreclosure rate one in every 4,879 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carbon, Tooele, Box Elder, Sevier, and Uintah.

19. Texas

The Lone Star State saw 2,393 foreclosures in March. With a foreclosure rate of one in every 4,843 households, this put the second most populous state with 11,589,324 housing units into the 19th spot. The counties with the most foreclosures per housing unit were (from highest to lowest): Hudspeth, Dallam, Liberty, Real, and Donley.

18. Maryland

Ranked 19th for most populated state, Maryland took 18th place for highest foreclosure rate. With a total of 2,530,844 housing units, of which 524 housing units went into foreclosure, the state’s foreclosure rate was one in every 4,830 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Calvert, Baltimore City, Caroline, and Cecil.

17. Michigan

Ranking 10th for population, Michigan took the 17th spot with a foreclosure rate of one in every 4,547 homes. With a total of 4,570,173 housing units, the state had 1,005 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Genesee, Macomb, Wayne, Lenawee, and Calhoun.

16. Connecticut

With 347 of its 1,530,197 homes going into foreclosure, Connecticut had a foreclosure rate of one in every 4,410 households. In the 29th most populated state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Tolland, Windham, Litchfield, Hartford, and Middlesex.

15. California

The most populated state ranked 15th for highest foreclosure rate. Of its 14,392,140 housing units, 3,347 went into foreclosure, making California’s foreclosure rate one in every 4,300 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Trinity, Lake, Calaveras, Siskiyou, and Yuba.

14. Alabama

Ranked 24th for most populated, Alabama came in 14th for highest foreclosure rate. Of its 2,288,330 homes, 533 went into foreclosure, making for a foreclosure rate of one in every 4,293 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Cleburne, Coffee, Lowndes, Mobile, and Wilcox.

13. Iowa

With 335 housing units out of 1,412,789 homes going into foreclosure, the 30th most populated state’s foreclosure rate was one in every 4,217 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Union, Harrison, Des Moines, Fremont, and Hancock.

12. North Carolina

The ninth most populated state took 12th place for highest foreclosure rate. Out of 4,708,710 homes, 1,200 went into foreclosure. That put the Tar Heel State’s foreclosure rate at one in every 3,924 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jones, Onslow, Gates, Perquimans, and Scotland.

11. Arizona

In Arizona, the 14th most populated state, there were 842 foreclosures out of 3,082,000 housing units. That put the foreclosure rate at one in every 3,660 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Graham, Cochise, Mohave, Yuma, and Pinal.

Recommended: Your 2022 Guide to All Things Home

10. Georgia

The eighth most populated state, Georgia ranked 10th for highest foreclosure rate. Of its 4,410,956 homes, 1,302 were foreclosed on. That put the state’s foreclosure rate at one in every 3,388 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, Glascock, Bibb, Peach, and Clinch.

9. Oklahoma

Oklahoma claimed the ninth spot. With housing units totaling 1,746,807, the 28th most populated state saw 525 homes go into foreclosure at a rate of one in every 3,327 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Canadian, Greer, Garfield, Tulsa, and Cleveland.

8. Indiana

The 17th largest state by population, Indiana took the eighth spot once again with a foreclosure rate of one in every 3,126 homes. Of its 2,923,175 homes, 935 homes were foreclosed on in March. The counties with the most foreclosures per housing unit were (from highest to lowest): Sullivan, Vermillion, Howard, Porter, and Grant.

7. Florida

The third most populated state in the country has a total of 9,865,350 housing units, of which 3,156 went into foreclosure. That’s a foreclosure rate of one in every 3,126 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Hamilton, Baker, Clay, and Gilchrist.

6. Nevada

Ranking 34th in population, Nevada took the sixth spot for foreclosure rate. With one in every 2,945 homes going into foreclosure and a total of 1,281,018 housing units, the state had 435 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Nye, Clark, Humboldt, Washoe, and Churchill.

5. Ohio

Ohio claimed the fifth spot in March, with a foreclosure rate of one in every 2,604 homes. With a total of 5,242,524 housing units, the seventh most populated state had a total of 2,013 filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Crawford, Lawrence, Huron, Cuyahoga, and Darke.

4. Delaware

The sixth least populated state in the country, Delaware ranked fourth for highest foreclosure rate. This is the same ranking the state held in January. With one in every 2,579 homes going into foreclosure and a total 448,735 housing units, Delaware saw a total of 174 foreclosure filings. With only three counties in the state, the most foreclosures per housing unit were in (from highest to lowest): Kent, New Castle, and Sussex.

3. South Carolina

With one in every 2,299 homes going into foreclosure, South Carolina rose into the top three rankings in March after placing fourth in February. Ranked 23rd for population, South Carolina has 2,344,963 housing units and saw 1,020 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Kershaw, Hampton, Lexington, Sumter, and Anderson.

2. New Jersey

With a foreclosure rate of one in every 2,022 homes, New Jersey dropped out of the top spot and took second place in March. The 11th most populated state has 3,761,229 housing units, of which 1,860 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Burlington, Cumberland, Gloucester, Camden, and Ocean.

1. Illinois

Illinois took the number one spot in March. Of its 5,426,429 homes, 2,973 went into foreclosure, making the sixth most populated state’s foreclosure rate one in every 1,825. The counties with the most foreclosures per housing unit were (from highest to lowest): Macoupin, Boone, Jefferson, Will, and Kendall.

The Takeaway

Of all 50 states, California had the most foreclosure filings (3,347); Vermont had the least (7). As for the states with the highest foreclosure rates, Illinois, New Jersey, and South Carolina took the top three spots, respectively.

The Great Lakes region and the Southeast region tied for the largest presence among the 10 states that ranked the highest for foreclosure rates. The states in the Great Lakes region were (from highest to lowest): Illinois, Ohio, and Indiana. The states in the Southeast region were (from highest to lowest): South Carolina, Florida, and Georgia.

The Far West region had the largest presence among the 10 states that ranked the lowest for foreclosure rates. These states were (from highest to lowest): Washington, Alaska, and Oregon.

Discover more about home loans at SoFi.


SoFi Loan Products
SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC), and by SoFi Lending Corp. NMLS #1121636 , a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law (License # 6054612) and by other states. For additional product-specific legal and licensing information, see SoFi.com/legal.

SoFi Mortgages
Terms, conditions, and state restrictions apply. Not all products are available in all states. See SoFi.com/eligibility for more information.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
SOHL0721000

All your finances.
All in one app.

SoFi QR code, Download now, scan this with your phone’s camera

All your finances.
All in one app.

App Store rating

SoFi iOS App, Download on the App Store
SoFi Android App, Get it on Google Play

TLS 1.2 Encrypted
Equal Housing Lender