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Foreclosure Rates for All 50 States in August 2021

By Robin Rothstein · September 27, 2021 · 11 minute read

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Foreclosure Rates for All 50 States in August 2021

The number of U.S. properties with foreclosure filings in August was 15,838, according to ATTOM Data Solutions . This is up roughly 60% from August last year when foreclosure activity remained low due to the pandemic-related moratorium on foreclosures. The Biden administration’s final extension of the moratorium on foreclosures ended July 31, 2021. The extension of the evictions moratorium for foreclosed borrowers ended September 30, 2021.

It is also worth noting that foreclosure filings were up roughly 27% from July to August. This is a sizable increase compared to the roughly 4% decrease in foreclosure filings that occurred between June and July. Given the termination of the government’s foreclosure moratorium at the end of July, these increases are not unexpected.

Yet, while foreclosure activity will likely continue to increase over the next few months, experts at ATTOM still predict lower than normal foreclosure levels through the remainder of the year. Read on for the foreclosure rates in August 2021 – plus the five counties with the highest rates within those states.

50 State Foreclosure Rates

As just noted, foreclosures are up from last month, as well as compared to last year. Read on for August foreclosure rates for all 50 states, plus the District of Columbia, beginning with the state that had the lowest rate of foreclosure filings per housing unit.

District of Columbia

Ranking in population above the country’s two least populated states – Wyoming and Vermont – Washington, D.C. had 8 foreclosures in August. With a total of 315,176 housing units, the District’s foreclosure rate was one in every 39,397 households, putting it in between the states of Montana (#46) and Colorado (#45).

50. North Dakota

North Dakota’s foreclosure rate was one in every 74,613 homes in August. That puts the fourth least populated state – with a total of 373,063 housing units and five homes in foreclosure – in 50th place. Only four counties in the state had foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Mchenry, Ward, Williams, and Cass.

49. West Virginia

The 38th most populated state, West Virginia has 892,182 homes, of which 16 went into foreclosure in August. That means the foreclosure rate was one in every 55,761 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Clay, Roane, Lewis, Marion, and Hancock.

48. South Dakota

South Dakota ranked 48th with seven homes going into foreclosure in August. With 388,569 total housing units, the fifth least populated state’s foreclosure rate was one in every 55,510 households. Only three counties in the state had foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Minnehaha, Lincoln, and Pennington.

47. Oregon

The 27th most populated state was 47th for foreclosures. Of its 1,768,901 homes, 34 went into foreclosure, making for a foreclosure rate of one in every 52,027 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Morrow, Clatsop, Wasco, Curry, and Umatilla.

46. Montana

With 12 foreclosures out of 510,180 housing units, the 46th most populated state’s foreclosure rate for August was one in every 42,515 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Rosebud, Dawson, Richland, Beaverhead, and Cascade.

45. Colorado

The 21st most populated state ranked 45th for foreclosures in August. Of its 2,386,475 housing units, 114 went into foreclosure, making for a foreclosure rate of one in every 20,934 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Pueblo, Rio Blanco, Logan, Rio Grande, and Alamosa.

44. Nebraska

Ranking 37th for population, Nebraska claimed the 44th spot in August with a foreclosure rate of one in every 19,940 homes. With a total 837,476 housing units, the state had 42 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Phelps, Dixon, Box Butte, Wayne, and Knox.

43. New Hampshire

The 41st most populated state, New Hampshire ranked 43rd for highest foreclosure rate in August. Of 634,726 homes, 32 went into foreclosure, making for a foreclosure rate of one in every 19,835 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Sullivan, Cheshire, Rockingham, Carroll, and Hillsborough.

42. Wisconsin

With 146 foreclosures out of 2,694,527 total housing units, Wisconsin, the 20th most populated state, had an August foreclosure rate of one in every 18,456 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Florence, Ashland, Burnett, Taylor, and Washburn.

41. Kansas

Kansas made a huge jump in a better direction, moving from fourth place in July to 41st place in August. With 1,273,297 homes and a total of 69 housing units going into foreclosure, the 35th most-populated state’s foreclosure rate was one in every 18,454 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Geary, Bourbon, Cowley, Lyon, and Riley.

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40. Mississippi

In Mississippi, the 33rd most populated state, there were 72 foreclosures out of 1,322,808 housing units. That put the August foreclosure rate at one in every 18,372 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson Davis, George, Jefferson, Jasper, and Carroll.

39. Idaho

Also, the 39th most populated state, Idaho had 41 homes go into foreclosure in August. With 723,594 total housing units, the state’s foreclosure rate was one in every 17,649 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Shoshone, Caribou, Clearwater, Washington, and Bannock.

38. Vermont

In 49th place for population, Vermont ranked 38th for foreclosure rates in August. Of Vermont’s 334,999 housing units, 19 homes went into foreclosure for a foreclosure rate of one in every 17,632 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Washington, Rutland, Orleans, Windsor, and Addison.

37. Kentucky

With a total 1,983,949 housing units, Kentucky saw 120 homes go into foreclosure in August. That put the foreclosure rate for the 26th most populated state at one in every 16,533 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Hardin, Anderson, Casey, Campbell, and Lewis.

36. Virginia

The 12th most populated state ranked 36th with 224 homes going into foreclosure in August. With 3,514,032 total housing units, the state’s foreclosure rate was one in every 15,688 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Norton City, Mathews, Covington City, Petersburg City, and Bland.

35. Rhode Island

The eighth least populated state took the 35th spot in August. As in July, a total of 30 homes went into foreclosure out of 468,335 total housing units, making the foreclosure rate for the Ocean State one in every 15,611 households. Only four counties in the state had foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Providence, Kent, Newport, and Washington.

34. Missouri

The 18th most populated state, Missouri came in 34th for highest rate of foreclosures in August. Of its 2,790,397 homes, 205 went into foreclosure, making for a foreclosure rate of one in every 13,612 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Knox, Holt, Marion, Harrison, and Caldwell.

33. Arizona

In Arizona, the 14th most populated state, there were 225 foreclosures out of 3,003,286 housing units. That put the August foreclosure rate at one in every 13,348 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Gila, Cochise, Mohave, Santa Cruz, and Maricopa.

32. Minnesota

Ranked 22nd for most populated state, Minnesota came in 32nd in August. It has 2,438,203 housing units, of which 185 went into foreclosure, making the state’s foreclosure rate one in every 13,179 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Chippewa, Wright, Grant, Sherburne, and Steele.

31. Arkansas

Ranked 32nd for most populated state, Arkansas took the 31st spot in August for foreclosures. It has 1,370,281 housing units of which 104 went into foreclosure, making the Natural State’s August foreclosure rate one in every 13,176 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Franklin, Chicot, Calhoun, Mississippi, and Saint Francis.

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30. Washington

Ranked 13th for most populated state, Washington came in at 30th place for foreclosures. It has 3,106,528 housing units, of which 238 went into foreclosure, making the state’s foreclosure rate one in every 13,053 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Wahkiakum, Pacific, Yakima, Cowlitz, and Adams.

29. Tennessee

With 231 of its 2,963,486 homes going into foreclosure in August, Tennessee took the 29th spot with its foreclosure rate coming in at one in every 12,829 households. In the 16th most populated state, the counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Decatur, Hancock, Haywood, and Dickson.

28. Georgia

The eighth most populated state, Georgia ranked 28th in August for most foreclosures. Of its 4,283,477 homes, 334 were foreclosed on. That put the state’s foreclosure rate at one in every 12,825 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Butts, Screven, Long, Wilcox, and Fayette.

27. Massachusetts

The 15th most populated state ranked 27th in August. Of its 2,897,259 housing units, 229 went into foreclosure, making for a foreclosure rate of one in every 12,652 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hampden, Worcester, Berkshire, Bristol, and Barnstable.

26. Utah

Utah placed 26th in August. Of the Beehive State’s 1,087,112 housing units, 92 homes went into foreclosure, making the 31st most populated state’s foreclosure rate one in every 11,816 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carbon, Sevier, Rich, Juab, and Garfield.

25. Wyoming

Ranked the least populated, Wyoming claimed the 25th spot in August. With 276,846 housing units and 24 homes in foreclosure, the state’s foreclosure rate was one in every 11,535 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Hot Springs, Converse, Campbell, Carbon, and Fremont.

24. Maine

Ranked as the ninth least populated state, Maine placed 24th for foreclosures in August. With a total of 742,788 housing units, the Pine Tree State had a foreclosure rate of one in every 11,086 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Penobscot, Oxford, Somerset, Aroostook, and Androscoggin.

23. Hawaii

The 40th most populated state, Hawaii came in 23rd for foreclosures in August. Of 542,674 homes, 49 went into foreclosure, making for a foreclosure rate of one in every 11,075 households. Only four counties in the state had foreclosures. The counties with the most foreclosures per housing unit were (from highest to lowest): Hawaii, Kauai, Maui, and Honolulu.

22. Iowa

With 127 housing units out of 1,397,087 homes going into foreclosure, the 30th most populated state’s foreclosure rate was one in every 11,001 homes in August. The counties with the most foreclosures per housing unit were (from highest to lowest): Wayne, Winnebago, Clinton, Van Buren, and Scott.

21. Michigan

Ranking 10th for population, Michigan took the 21st spot in August with a foreclosure rate of one in every 10,815 homes. With a total of 4,596,198 housing units, the state had 425 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Alpena, Macomb, Midland, Crawford, and Benzie.

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20. North Carolina

The ninth most populated state remained flat from July to August, staying in 20th place. Out of 4,627,089 homes, 431 went into foreclosure. That made its foreclosure rate one in every 10,736 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Vance, Alexander, Pasquotank, Perquimans, and Lenoir.

19. Pennsylvania

Pennsylvania, the fifth most populated state, had a total of 539 housing units out of 5,693,314 homes go into foreclosure in August, making the state’s foreclosure rate one in every 10,563 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lawrence, Philadelphia, Juniata, Erie, and Armstrong.

18. New York

With 800 out of a total 8,322,722 housing units going into foreclosure in August, the fourth most populated state took the 18th spot with a foreclosure rate of one in every 10,403 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Suffolk, Rensselaer, Washington, and Ulster.

17. Oklahoma

Oklahoma claimed the 17th spot in August. With housing units totaling 1,731,632, the 28th most populated state saw 177 homes go into foreclosure at a rate of one in every 9,783 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Noble, Cotton, Comanche, Tillman, and Le Flore.

16. Maryland

Ranked 19th for most populated state, Maryland took 16th place for highest foreclosure rate in August. With a total of 2,448,422 housing units and 253 housing units going into foreclosure, the state’s August foreclosure rate was one in every 9,678 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Charles, Kent, Calvert, Baltimore City, and Saint Marys.

15. Texas

The Lone Star State saw 1,196 foreclosures in August. With a foreclosure rate of one in every 9,145 households, this put the second most populous state with 10,937,026 housing units into the 15th spot. The counties with the most foreclosures per housing unit were (from highest to lowest): Atascosa, Fisher, Liberty, Madison, and Hutchinson.

14. New Mexico

The 36th most populated state took the 14th spot in August. Of its 937,920 homes, 112 went into foreclosure, making for a foreclosure rate of one in every 8,374 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hidalgo, Chaves, Guadalupe, Valencia, and Eddy.

13. Alabama

Ranked 24th for most populated, Alabama took 13th place for foreclosure rates in August. Of its 2,255,026 homes, 275 went into foreclosure, making for a foreclosure rate of one in every 8,200 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Jefferson, Covington, Monroe, Calhoun, and Walker.

12. Alaska

Alaska saw 40 foreclosures in August, making the foreclosure rate one in every 7,867 homes. That caused the third least populated state, with a total of 314,670 housing units, to claim the 12th spot. The counties with the most foreclosures per housing unit were (from highest to lowest): Haines, Sitka, Anchorage, Kenai Peninsula, and Fairbanks North Star.

11. Connecticut

With 199 of its 1,516,629 homes going into foreclosure, Connecticut’s foreclosure rate was one in every 7,621 households in August. In the 29th most populated state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Litchfield, New Haven, Windham, New London, and Hartford.

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10. Louisiana

Ranked 25th for population, Louisiana had 275 homes out of a total 2,059,918 go into foreclosure. That means one in every 7,491 households went into foreclosure in August. The counties with the most foreclosures per housing unit were (from highest to lowest): Saint Charles, Livingston, Caldwell, Allen, and Caddo.

9. Indiana

The 17th largest state by population, Indiana held on to the ninth spot (from July) with a foreclosure rate of one in every 6,922 homes. Of its 2,886,548 homes, 417 homes were foreclosed in August. The counties with the most foreclosures per housing unit were (from highest to lowest): Starke, Grant, Greene, Huntington, and Jasper.

8. South Carolina

With one in every 6,826 homes going into foreclosure, South Carolina took the eighth spot. Ranked 23rd for population, South Carolina has 2,286,826 housing units and saw 335 foreclosure filings in August. The counties with the most foreclosures per housing unit were (from highest to lowest): Kershaw, Hampton, Sumter, Calhoun, and Fairfield.

7. Florida

Florida’s foreclosure rate of one in every 6,384 homes put the third most populated state in the country into the seventh spot in August. Of its total 9,448,159 housing units, 1,480 went into foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Union, Washington, Bradford, Jefferson, Suwannee.

6. California

The most populated state ranked sixth in August for most foreclosures. Of its 14,175,976 housing units, 2,359 went into foreclosure, making California’s foreclosure rate one in every 6,009 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Trinity, Shasta, Kern, Madera, and San Joaquin.

5. Ohio

Ohio claimed the fifth spot with a foreclosure rate of one in every 5,517 homes. With a total of 5,202,304 housing units, the seventh most populated state had a total of 943 filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Cuyahoga, Guernsey, Marion, Muskingum, and Jackson.

4. Delaware

The sixth least populated state in the country, Delaware took the fourth spot for highest foreclosure rate in August. With one in every 5,348 homes going into foreclosure and a total 433,195 housing units, Delaware saw a total of 81 foreclosure filings. With only three counties in the state, the counties with the most foreclosures per housing unit were (from highest to lowest): Kent, New Castle, and Sussex.

3. New Jersey

With a foreclosure rate of one in every 4,868 homes, New Jersey held on to the third spot (from July). The 11th most populated state has 3,616,614 housing units, 743 of which went into foreclosure in August. The counties with the most foreclosures per housing unit were (from highest to lowest): Salem, Gloucester, Atlantic, Monmouth, and Cumberland.

2. Nevada

Ranking 34th in population, Nevada fell out of the top spot as the state with the highest foreclosure rate, coming in second place with one in every 4,738 homes going into foreclosure in August. With a total 1,250,893 housing units, the state had 264 foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Clark, Nye, Elko, Carson City, and Churchill.

1. Illinois

Illinois took the number one spot in August for highest foreclosure rate. Of its 5,360,315 homes, 1,393 went into foreclosure, making the sixth most populated state’s foreclosure rate one in every 3,848. The counties with the most foreclosures per housing unit were (from highest to lowest): Iroquois, Coles, Gallatin, Bond, and Moultrie.

The Takeaway

Of all 50 states, California once again had the most foreclosure filings (2,359); North Dakota had the least (5). As for the states with the highest foreclosure rates, New Jersey and Nevada remained in the top three for highest foreclosure rate, with Illinois moving from the fifth spot in July to number one in August.

The South had the largest presence among the 10 states that ranked the highest for foreclosure rates. These states were (from highest to lowest): Delaware, Florida, South Carolina, and Louisiana. The Midwest had the largest presence among the 10 states that ranked the lowest for foreclosure rates. These states were (from highest to lowest): Kansas, Wisconsin, Nebraska, South Dakota, and North Dakota.

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