In the ever-evolving landscape of real estate, the U.S. foreclosure market often unveils key trends that will shape the future of homeownership. According to property data provider ATTOM, 38,840 properties had foreclosure filings in February 2026, a slight dip from the previous month but still higher than a year ago. Rob Barber, CEO of ATTOM, notes that “foreclosure activity in February marked the twelfth consecutive month of annual increases, extending a gradual upward trend that began early last year.”
Nationwide, one in every 3,701 housing units had a foreclosure filing in February 2026. Foreclosure starts increased nationwide by 14% year over year. States with the worst foreclosures rates in February 2026 included Indiana, South Carolina, and Florida. Borrowers should stay up to date on their home loan payments and work closely with their lenders to explore options for assistance if needed.
Read on for the foreclosure rates in February 2026 – plus the top three counties with the worst foreclosure rates in each state.
- Key Points
- • Foreclosure filings across the U.S. were up 14% year-over-year in February 2026.
- • Nationwide, one in every 3,701 housing units had a foreclosure filing in February 2026.
- • The states with the highest foreclosure rates per housing unit in February 2026 were Texas, Florida, and California.
- • The states with the most total foreclosure filings were Texas, California, and Florida.
- • West Virginia, Vermont, and South Dakota had the lowest foreclosure rates in February 2026.
50 State Foreclosure Rates
Read on for the February 2026 foreclosure rates for all 50 states — beginning with the state that had the lowest rate of foreclosure filings per housing unit.
50. West Virginia
Ranked 39th in population, the Mountain State claimed the 50th spot in February, 2026. It has a total of 861,325 housing units, of which 20 were in foreclosure. This means that the foreclosure rate was one in every 43,066 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Tyler, Roane, and Lincoln.
49. Vermont
In 49th place for population, the Green Mountain State also ranked 49th for its foreclosure rate in February. Of the state’s 339,042 housing units, nine homes went into foreclosure at a rate of one in every 33,904 households. The three counties in the state with the most foreclosures were: Washington, Windham, and Franklin.
48. South Dakota
The Mount Rushmore State nabbed the 48th spot for its foreclosure rate in February. Having 405,114 total housing units, the fifth-least populous state had a foreclosure rate of one in every 23,830 households with 16 new foreclosures in February. The counties with the most foreclosures per housing unit were (from highest to lowest): Pennington, Minnehaha, and Codington.
47. Montana
Listed as 44th in population, the Treasure State rated 47th for its foreclosure rate in February. With 16 foreclosures out of 528,419 housing units, Montana’s foreclosure rate was one in every 16,513 homes. The counties with the most foreclosures per housing unit were: Toole, Glacier, and Jefferson.
46. Rhode Island
The eighth-least populous state placed 46th for highest foreclosure rate in February. A total of 37 homes were in foreclosure out of 485,932 total housing units, making the foreclosure rate for the Ocean State one in every 13,133 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Bristol, Providence, and Kent.
45. Kansas
The Sunflower State ranked 45th for highest foreclosure rate in February. With 1,293,635 homes and a total of 106 housing units in foreclosure, the 35th most populous state’s foreclosure rate was one in every 12,204 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Anderson, Ness, and Brown.
44. North Dakota
The Peace Garden State’s foreclosure rate was one in every 11,097 homes. This puts the fourth-least populous state — with 377,281 housing units and 34 foreclosures — into 44th place. The counties with the most foreclosures per housing unit were (from highest to lowest): Traill, Bottineau, and Richland.
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43. New Hampshire
The Granite State, and the 41st most populous state in the U.S., ranked 43rd for its foreclosure rate. New Hampshire had 60 of its 648,472 homes in foreclosure, making for a foreclosure rate of one in every 10,808 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Cheshire, Grafton, and Strafford.
42. Nebraska
Ranking 37th in population, the Cornhusker State placed 42nd in February, just as it did in January. This time it had a foreclosure rate of one in every 9,594 homes. With a total of 863,444 housing units, the state had 90 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Hamilton, Washington, and Red Willow.
41. Mississippi
Ranked 34th in population, the Magnolia State had 141 foreclosures out of 1,341,114 total housing units. This puts the foreclosure rate at one in every 9,511 homes and into the 41st spot in February. The counties with the most foreclosures per housing unit were (from highest to lowest): Lawrence, Sunflower, and Pike.
40. Virginia
With 411 homes in foreclosure, the 12th most populous state ranked 40th for highest foreclosure rate in February. Having 3,684,756 total housing units, the Old Dominion saw a foreclosure rate of one in every 8,965 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Galax City, Charles City, and Wythe.
39. Wisconsin
With 342 foreclosures out of 2,778,572 total housing units, America’s Dairyland and the 20th most populous state secured the 39th spot with a foreclosure rate of one in every 8,124 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Taylor, Langlade, and Juneau.
38. Washington
Sorted as 13th in population, the Evergreen State ranked 38th for its foreclosure rate in February. Of its 3,306,620 housing units, 417 were in foreclosure, making the state’s foreclosure rate one in every 7,930 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lewis, Pierce, and Island.
37. Hawaii
The Paradise of the Pacific, and the 40th most populous state, came in 37th for highest foreclosure rate. Of its 567,896 homes, 73 were in foreclosure, making for a foreclosure rate of one in every 7,779 households. The three counties with the most foreclosures were (from highest to lowest): Honolulu, Hawaii, and Maui. Thinking of buying a home in Hawaii — or any state where you don’t currently live? Study the cost of living by state to understand what to expect.
36. Oregon
The 27th most populous state ranked 36th for highest foreclosure rate in February. Of the Pacific Wonderland’s 1,857,992 homes, 245 were in foreclosure, making for a foreclosure rate of one in every 7,584 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Malheur, Lake, and Jefferson.
35. Minnesota
Ranked 22nd for most populous state, the Land of 10,000 Lakes obtained the 35th spot for its foreclosure rate in February. It has 2,545,030 housing units, of which 343 were in foreclosure, making the state’s foreclosure rate one in every 7,420 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Waseca, Stearns, and McLeod.
34. Alaska
The Last Frontier saw 47 foreclosures in progress in February, making the foreclosure rate one in every 6,804 homes. This caused the third-least populous state, with a total of 319,781 housing units, to claim the 34th spot. The boroughs with the most foreclosures per housing unit were (from highest to lowest): Juneau, Dillingham, and Sitka.
33. Kentucky
With a total of 2,023,116 housing units, the Bluegrass State saw 313 homes in foreclosure, landing it in 33rd place in February. This puts the foreclosure rate for the 29th most populous state at one in every 6,464 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Menifee, Jackson, and Barren.
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32. Tennessee
Ranked 16th in population, the Volunteer State endured 506 foreclosures out of its 3,143,670 housing units. This puts the foreclosure rate at one in every 6,213 households and in 32nd place for the month of February. The counties with the most foreclosures per housing unit were (from highest to lowest): Meigs, Pickett, and Humphreys.
31. Massachusetts
The 15th most populous state ranked 31st for highest foreclosure rate in February. Of the Bay State’s 3,030,406 housing units, 539 were in foreclosure, making for a foreclosure rate of one in every 5,622 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Hampden, Berkshire, and Franklin.
30. Missouri
Coming in at 19th in population, the Show-Me State took the 30th spot for highest foreclosure rate in February. Of its 2,825,287 homes, 505 were in foreclosure, making for a foreclosure rate of one in every 5,595 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Webster, Oregon, and Mississippi.
29. Maine
Ranked 42nd in population, the Pine Tree State placed 29th for highest foreclosure rate in February. With a total of 751,876 housing units, Maine saw 136 foreclosures happening, for a foreclosure rate of one in every 5,529 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Aroostook, Kennebeck, and Penobscot.
28. Louisiana
Sorted as 25th in population, the Pelican State placed 28th for highest foreclosure rate. Louisiana had a February foreclosure rate of one in every 5,463households, with 386 out of 2,108,902 homes going into foreclosure. The parishes with the most foreclosures per housing unit were (from highest to lowest): Plaquemines, Calcasieu, and Iberville.
27. Arkansas
Listed as the 33rd most populous state, the Land of Opportunity ranked 27th for highest foreclosure rate in February. The state contains 1,394,673 housing units, of which 257 were in foreclosure, making its latest foreclosure rate one in every 5,427 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Dallas, Bradley, and Clay.
26. New York
With 1,790 out of a total 8,585,241 housing units in foreclosure, the Empire State claimed the 26th spot in February. The fourth-most populous state’s foreclosure rate was one in every 4,796 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Rockland, Orange, and Chemung. Utility costs can be high in New York, and understanding what percentage of income should go to utilities can help homeowners budget for mortgage payments.
25. Colorado
The 21st most populous state ranked 25th for highest foreclosure rate in February. Of the Centennial State’s 2,589,053 housing units, 616 were in foreclosure, making for a foreclosure rate of one in every 4,203 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Morgan, Washington, and Pueblo.
24. Pennsylvania
The Keystone State had the 24th highest foreclosure rate. The fifth-most populous state saw 1,389 homes out of 5,806,452 total housing units in foreclosure, making the state’s foreclosure rate one in every 4,180 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Montour, Washington, and Jefferson.
23. Oklahoma
The Sooners State landed the 23 spot in February. With housing units totaling 1,775,127, the 28th most populous state saw 425 homes in foreclosure,a rate of one in every 4,177 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Seminole, Coal, and Murray.
22. Connecticut
With 370 of its 1,541,822 homes in foreclosure, the Constitution State had the 22nd-highest foreclosure rate at one in every 4,167 households. In this 29th most populous state, the counties that had the most foreclosures per housing unit were (from highest to lowest): Greater Bridgeport, Northeastern Connecticut, and South Central Connecticut, . The cost of living can have an impact on homeowners’ ability to afford their mortgage payments, and Connecticut has a relatively high cost of living compared to other U.S. states.
21. Idaho
Ranked 38th in population, the Gem State received the 21st spot due to its 192 housing units in foreclosure in February. With 795,014 total housing units, the state’s foreclosure rate was one in every 4,141 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Clark, Gem, and Bingham.
20. Arizona
Sorted as 14th in population, the Grand Canyon State withstood 779 foreclosures out of its total 3,192,839 housing units. This puts the foreclosure rate at one in every 4,099 homes and into the 20th spot in February. The counties with the most foreclosures per housing unit were (from highest to lowest): Pinal, Cochise, and Graham.
19. New Mexico
The 36th most populous state claimed the 19th spot for highest foreclosure rate in February. Of the Land of Enchantment’s 956,964 homes, 235 were in foreclosure, making for a foreclosure rate of one in every 4,072 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Eddy, Dona Ana, and Quay.
18. Wyoming
The country’s least populous state claimed the 18th spot for highest foreclosure rate in February, as it did in January. With 277,141 housing units, of which 69 were in foreclosure, the Equality State’s foreclosure rate was one in every 4,017 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Carbon, Niobrara, Converse.
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17. Alabama
Listed as 24th in population, the Yellowhammer State came in 17th for highest foreclosure rate in February. Of its 2,337,265 homes, 615 were in foreclosure, making for a foreclosure rate of one in every 3,800 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Clarke, Calhoun, and Jefferson.
16. California
The country’s most populous state ranked 16th for highest foreclosure rate in February. Of its impressive 14,644,735 housing units, 4,055 were in foreclosure, making the Golden State’s foreclosure rate one in every 3,612 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Lake, Shasta, and Kings.
15. North Carolina
The ninth-most populous state claimed 15th place for highest foreclosure rate. Out of 4,895,668 homes, 1,416 were in foreclosure. This puts the Tar Heel State’s foreclosure rate at one in every 3,457 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Nash, Pasquotank, and Hoke.
14. Iowa
The Hawkeye State had the 14th highest foreclosure rate in February. With 416 out of 1,437,699 homes in foreclosure, the 31st most populous state’s foreclosure rate was one in every 3,456 homes. The counties with the most foreclosures per housing unit were (from highest to lowest): Van Buren, Palo Alto, and Fayette.
13. Michigan
Ranked 10th in population, the Wolverine State secured the 13th spot with a foreclosure rate of one in every 3,419 homes. With a total of 4,622,236 housing units, the state had 1,352 active foreclosure filings. The counties with the most foreclosures per housing unit were (from highest to lowest): Wayne, Gratiot, and Hillsdale.
12. Georgia
Ranked eighth in population, the Peach State took the 12th spot for highest foreclosure rate in February. Of its 4,541,835 homes, 1,403 were in foreclosure. This puts the state’s foreclosure rate at one in every 3,237 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Troup, Baldwin, and Henry.
11. Maryland
The state known as America in Miniature took 11th place for highest foreclosure rate in February. Ranked 18th for population size and with a total of 2,560,784 housing units, the state has a foreclosure rate of one in every 3,201 households due to its 800 properties in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Baltimore City, Somerset, and Calvert.
10. Texas
The Lone Star State withstood 3,843 foreclosures in February. With a foreclosure rate of one in every 3,156 households, this puts the second-most populous state in the U.S., with a whopping 12,128,515 housing units, into tenth place. The counties with the most foreclosures per housing unit were (from highest to lowest): Liberty, Johnson, and Culberson.
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9. Utah
The Beehive State placed ninth for highest foreclosure rate in February, unchanged from its January position. Of its 1,193,082 housing units, 410 homes were in foreclosure, making the 17th most populous state’s foreclosure rate one in every 2,984 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Millard, Wayne, and Box Elder.
8. Nevada
Ranked 32nd in population, the Silver State took eighth place for highest foreclosure rate in February. With one in every 2,915 homes in foreclosure, and a total of 1,326,471 housing units, the state had 445 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Mineral, Lander, Lyon.
7. New Jersey
With a foreclosure rate of one in every 2,798 homes, the Garden State ranked seventh for highest foreclosure rate in February. The 11th most populous state contains 3,791,354 housing units, of which 1,355 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Cumberland, Salem, and Camden.
6. Ohio
The Buckeye State placed sixth in February with a foreclosure rate of one in every 2,797 homes. With a sum of 5,292,391 housing units, the seventh-most populous state had a total of 1,899 homes in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Cuyahoga, Highland, and Jefferson.
5. Illinois
The Land of Lincoln had the fifth-highest foreclosure rate in all 50 states in February. Of its 5,457,452 homes, 2,590 were in foreclosure, making the sixth-most populous state’s foreclosure rate one in every 2,107 households. The counties with the most foreclosures per housing unit were (from highest to lowest): Clay, Stephenson, and St. Clair.
4. Delaware
The sixth-least populous state in the country, the Small Wonder nabbed fourth place on this list in February. With one in every 2,443 homes going into foreclosure and a total of 464,203 housing units, the state had 190 homes in foreclosure. Having only three counties in the state, the most foreclosures per housing unit were (from highest to lowest): Kent, New Castle, and Sussex.
3. Florida
The third-most populous state in the country has a total of 10,256,470 housing units, of which 4,504 were in foreclosure. This puts the Sunshine State’s foreclosure rate at one in every 2,277 homes and into third place in February. The counties with the most foreclosures per housing unit were (from highest to lowest): Taylor, Highlands, and Polk.
2. South Carolina
The 23rd most populous state had the second-highest foreclosure rate in February with one in every 2,217 homes going into foreclosure. Of the Palmetto State’s 2,443,039 housing units, 1,102 were in foreclosure in February. The counties with the most foreclosures per housing unit were (from highest to lowest): Dorchester, Kershaw, and Chester.
1. Indiana
The 17th largest state by population, the Crossroads of America landed in the first place spot in February with a foreclosure rate of one in every 1,597 homes. Of its 2,976,568 housing units, 1,864 were in foreclosure. The counties with the most foreclosures per housing unit were (from highest to lowest): Morgan, Grant, and Madison.
The Takeaway
Of all 50 states, Indiana had the most properties in foreclosure (1,864), and West Virginia had the least (20). As for the states with the highest foreclosure rates, Florida, South Carolina, and Indiana took the top three spots.
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