When applying for college, there are many details to consider. Once the SAT scores are in, the essay is written, and the application is complete, there’s one more step: paying the college application fee.
If you are applying to more than one school, those fees can really add up. Luckily there is a way to get out of paying to apply to a school: a college application fee waiver.
Here’s more intel for students and their parents about college application fees and waivers.
Table of Contents
Key Points
• A college application fee waiver allows eligible students to apply to colleges without paying the standard application fees, helping reduce financial barriers in the admissions process.
• To qualify for a college application fee waiver, you typically need to meet specific criteria such as financial need, being a first-generation college student, or participating in certain educational programs.
• If you have received fee waivers for standardized tests like the SAT or ACT, these can often be used for college application fee waivers as well.
• Many colleges have specific deadlines for fee waiver applications, which can be different from the general application deadlines. Submit your fee waiver request as early as possible to avoid missing out on this financial assistance.
• If you are unsure about the process or need help, reach out to your high school guidance counselor, college admissions office, or financial aid department.
The 411 on College Application Fees
Many colleges and grad schools require applicants to pay a fee. The average application fee is $48 at four-year public colleges and universities. At private universities, that fee is $54-$57, on average.
If a student is applying to more than one school, these costs can not only add up but also be prohibitive for some.
While there is no set standard for how many schools a student should apply to, some experts say it’s a good idea to apply to between six and eight colleges — two to three to act as safety schools, two as target schools, and two “reach” schools.
At $48 per college, on average, that could add up to $288 to $384. There are, however, ways to get around the fees.
Ask the College for a Waiver
Many colleges and universities allow students to directly ask for an application fee waiver.
Typically, the application will have a field that students or parents can fill out asking for the application fee to be waived.
If there is no space on the application, students or parents could simply call the school’s registrar office and ask what options may be available to them.
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Getting Help From Nonprofits
Nonprofit organizations can play a vital role in easing the financial burden of college application fees for students from low-income or underserved backgrounds.
National Association for College Admission Counseling
The National Association for College Admission Counseling offers a request for an application fee waiver that can be filled out online and submitted with each application.
To fill out the form, the student simply writes the name of the college on the top line, and then fills out the “Student” section and checks the appropriate boxes in the “Economic Need” section. If none apply, an applicant can click “Other Request” and explain the financial need for the fee waiver.
Then, a school counselor, postsecondary support person, or principal at the student’s school, or a person from a community-based organization, needs to complete the “Authorized Official” section to verify economic eligibility.
Students send the completed form directly to the university’s admissions office. College applicants may want to check with the office if they do not hear back about an approval status within a month.
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Common Application
The Common Application is a generic application used by 1,000 schools. Using the application makes it easy for students to apply for more schools at once. And, within the application, students can request a fee waiver in the profile section.
According to the Common Application, students can qualify for a fee waiver for a variety of reasons. Those include if they are enrolled in or eligible to participate in the federal free or reduced-price lunch program, annual family income falls within the income eligibility guidelines set by the USDA Food and Nutrition Service, and if they are enrolled in a federal, state, or local program that aids students from low-income families.
Students can also qualify if their family receives public assistance or if they live in federally subsidized public housing or a foster home, or are homeless. Students who are wards of the state or can provide a supporting statement on economic need from a school official can also apply for a waiver.
The Common Application fee waiver may also be available for international applicants. It’s important to note that it is still up to each school if it accepts a fee waiver request.
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College Board
Students aiming for college will likely have to take a standardized test, presumably either the ACT or the SAT, as part of their application. The SAT costs $68 for each standard SAT a student takes, and each ACT is $68 (there is an additional cost if a student wants to take the essay portion of the tests).
Eligible students can get fee waivers for up to two of each standardized test. Typically, they qualify if they live in a foster home or public housing or receive free or reduced-price lunches. Family income can also be a qualifier. Students will have to speak to a school administrator to receive the waiver, as each testing company allocates a specific number of waivers to each school.
So, how can this help with the college application fee? By qualifying for the SAT or ACT waiver, a student also gets to waive the application costs for four colleges. Those who are eligible for an SAT waiver will receive application waivers via the College Board, making it easy to streamline the process.
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Attend a College Fair or Visit the School
Some colleges and universities may be willing to hand out application fee waivers to students who visit the school.
Most schools do not actively advertise these specials, so students are encouraged to dig deeply into their choice school’s website or call the school’s office of admissions to find out if this may be an option.
How to Find Colleges With No Application Fees
There are a number of colleges out there that don’t require an application fee at all.
Tulane University in New Orleans, Loyola University Chicago, and Baylor University in Waco, Texas are just a few of the many schools that don’t require an application fee.
In some cases, a school will waive their application fees during certain time frames, such as the middle of October. You can do an online search for “colleges with no application fees” to find lists, but will want to follow up with any schools you’re interested in to make sure the information is up to date.
Paying for College
Getting past the application is just the beginning. From there, students will have to navigate the cost of attendance, including housing, tuition, books, and more. For many, that means taking out loans.
Students can fill out the Free Application for Federal Student Aid, or FAFSA®, to see if they are eligible for student aid from the federal government. Colleges may then use the information provided to determine specific aid needs.
You can discuss federal aid and loan options directly with the schools of choice. If you still have gaps in funding, you may be able to cover them with a private student loan. These are available through banks, credit unions, and online lenders. Keep in mind, though, that private loans don’t offer the same protections, such as government forgiveness or forbearance programs that come with federal student loans.
To qualify for a private student loan, you need to fill out a loan application alone or with a cosigner. The amount of money you can borrow and the interest rate usually depend on credit scores and income.
The Takeaway
Qualifying for a college application fee waiver can make a significant difference in your college application process, easing the financial strain and allowing you to focus on presenting your best self to potential schools. By understanding the eligibility criteria, gathering the necessary documentation, and taking advantage of available resources, you can increase your chances of securing these valuable waivers.
When it comes time to pay for college, students can rely on scholarships, grants, federal student loans, and private student loans.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
FAQ
What is a college application fee waiver?
A college application fee waiver is a form of financial assistance that allows eligible students to apply to colleges without paying the standard application fee. This can significantly reduce the financial burden of applying to multiple schools, making the college application process more accessible.
Who is eligible for a college application fee waiver?
Eligibility for a college application fee waiver varies by institution, but common criteria include financial need, participation in certain educational programs, being a first-generation college student, or having a low family income. Some colleges also offer waivers to students who have faced significant personal or educational challenges.
How do I apply for a college application fee waiver?
To apply for a fee waiver, you typically need to complete a waiver form provided by the college or university. This form may require you to provide documentation of your financial situation, such as tax returns or a letter from your high school counselor. Some colleges also accept fee waiver codes from standardized test providers like the College Board or ACT.
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