Indiana University of Pennsylvania Tuition and Fees

 Indiana University of Pennsylvania Tuition and Fees

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    By Susan Guillory

    (Last Updated – 07/2022)

    Total Cost of Attendance

    Indiana University of Pennsylvania (IUP) is a research-focused university located in, you guessed it, Indiana, Pennsylvania. IUP tuition for 2021/22 was $13,144 for in-state students and $18,897 for out-of-state students. The national average for public four-year schools of $10,740 for in-state students and $27,560 for out-of-state students.

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $13,144

    $18,897

    Books & Supplies

    $1,100

    $1,100

    Room & Board

    $12,446

    $12,446

    Other Expenses

    $2,080

    $2,080

    Total Cost of Attendance

    $28,770

    $34,523

    Financial Aid

    At IUP, nearly all students (92%) use some sort of financial aid to pay for school. This includes student loans, scholarships, and grants.

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    Students can take out either federal loans or private loans: 78% choose federal and 23% private. The average amount for private student loans is $13,947.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    To attend this school for four years, IUP tuition would be $115,080, based on 2021/22 numbers. The total cost for four years at a public university in the U.S. averages $107,280 for four years.

    Here’s some Pennsylvania Student Loan & Scholarship Information for you.

    Undergraduate Tuition and Fees

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $13,144

    $18,897

    Room & Board

    $12,446

    $12,446

    Total Cost of Attendance

    $25,590

    $31,343

    In 2021/22, the cost for IUP tuition and fees, as well as room and board, was $25,590 for in-state students and $31,343 for out-of-state students.

    Graduate Tuition and Fees

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Tuition

    $516 per credit

    $774 per credit

    Fees

    $337.40 per credit

    $853.40 per credit

    Total Cost of Attendance

    $853.40 per credit

    $1,217.70 per credit

    At Indiana University of Pennsylvania, you pay per credit for graduate school. If you’re from Pennsylvania, the rate is $516 per credit, with an additional $337.40 in fees. If you’re from another state, the rate is $774 per credit and $443.70 in fees.There are graduate loans available to help with these costs.

    Cost per Credit Hour

    For in-state students, the cost per credit, including fees, is $505.70. The cost per credit and fees for out-of-state students is $706.

    Campus Housing Expenses

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Books & Supplies

    $1,100

    $1,100

    Room & Board

    $12,446

    $2,500-3,000 per semester*

    Other Expenses

    $2,080

    $2,080

    *Based on per-person pricing. Average rate based on available apartments on IUP’s off-campus housing website in 2022.

    At IUP, freshmen are required to live on campus. Residential suites include one-, two-, or four-person shared suites, and there are also Living-Learning Communities where students attend classes in a given area of focus as well as live together.

    Those who choose to live off-campus can find many options, from studios to shared houses, near campus. This resource can help you find out more about housing at IUP.

    Indiana University of Pennsylvania Acceptance Rate

    Fall 2020

    Number of applications

    9,034

    Number accepted

    8,401

    Percentage Accepted

    93%

    At 93%, the IUP acceptance rate is high. Most students who apply get in.

    Admission Requirements

    So what does it take to apply at IUP? Here’s what’s required with your application, as well as other documents that you may choose to include.

    Required:

    •  High school transcript

    Recommended:

    •  SAT or ACT scores

    •  Letter(s) of recommendation

    •  Personal essay

    •  Transcripts for college coursework completed in high school

    •  AP test scores (to receive academic credit at IUP)

    You can apply to IUP here . Fall 2023 application opens on July 1.

    SAT and ACT Scores

    Test scores are not required with applications through Fall 2022. Here are the 25th and 75th percentile SAT and ACT scores at IUP.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    470

    580

    SAT Math

    460

    550

    ACT Composite

    18

    24

    ACT English

    17

    24

    ACT Math

    17

    24

    Graduation Rate

    Here are the graduation rates for students who started their studies at IUP in 2014:

    •  4 years: 41%

    •  6 years: 54%

    Post-Graduation Median Earnings

    The median salary of graduates of IUP is $44,089 a year, just below the national average of $47,891.

    Bottom Line

    If you’re looking for a smaller, close-knit campus where you can learn a lot and prepare for life after graduation, Indiana University of Pennsylvania may be a good match. And there are both federal and private student loans That can help with the cost of IUP tuition.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    Learn More

    Photo credit: iStock/Rebecca Todd
    SoFi Loan Products
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    External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
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    Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. SoFi Lending Corp. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.

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