Indiana University of Pennsylvania Tuition and Fees

 Indiana University of Pennsylvania Tuition and Fees

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    By Susan Guillory

    (Last Updated – 05/2023)

    Total Cost of Attendance

    Indiana University of Pennsylvania (IUP) is a research-focused university located in, you guessed it, Indiana, Pennsylvania. IUP tuition for 2022-23 was $11,320 for in-state students and $18,927 for out-of-state students. The national average for public four-year schools is $10,940 for in-state students and $28,240 for out-of-state students.

    Costs for 2022-23

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $11,320

    $18,927

    Books & Supplies

    $1,100

    $1,100

    Room & Board

    $12,542

    $12,542

    Other Expenses

    $2,080

    $2,080

    Total Cost of Attendance

    $27,042

    $34,649

    Financial Aid

    At IUP, nearly all students use some sort of financial aid to pay for school. This includes student loans, scholarships, and grants.

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    Students can take out either federal loans or private loans: 70% choose federal and 18% private. The average amount for private student loans is $13,947.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    For an in-state student to attend this school for four years, the cost would be $108,168, based on 2022-23 numbers. The total cost of attendance for four years at a public university in the U.S. averages $111,760 for four years.

    Here’s some Pennsylvania Student Loan & Scholarship Information for you.

    Repay student loans your way.

    Find the monthly payment & rate that fits your budget.

    Undergraduate Tuition and Fees

    Costs for 2022-23

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $11,320

    $18,927

    Room & Board

    $12,542

    $12,542

    Total Cost of Attendance

    $23,862

    $31,469

    In 2022-23, the cost for IUP tuition and fees, as well as room and board, was $23,862 for in-state students and $31,469 for out-of-state students.

    Graduate Tuition and Fees

    Costs for 2022-23

    Student Type

    In-State

    Out-State

    Tuition

    $9,288

    $13,932

    Fees

    $3,348

    $4,293

    Total Cost of Attendance

    $12,636

    $18,225

    At Indiana University of Pennsylvania, the average cost of graduate school tuition in 2022-23 was $9,288 for students from Pennsylvania, with an additional $3,348 in fees. For students from another state, the cost was $13,932 for tuition plus $4,293 in fees. There are graduate loans available to help with these costs.

    Cost per Credit Hour

    For in-state students, the cost per credit, including fees, is $508.70. The cost per credit and fees for out-of-state students is $709.

    Campus Housing Expenses

    Costs for 2022-23

    Student Type

    On-Campus

    Off-Campus

    Books & Supplies

    $1,100

    $1,100

    Room & Board

    $12,542

    $2,750-$3,100 per semester*

    Other Expenses

    $2,080

    $2,080

    *Based on per-person pricing. Average rate based on available apartments on IUP’s off-campus housing website in 2023.

    At IUP, most freshmen are required to live on campus. Residential suites include one-, two-, or four-person shared suites, and there are also Living-Learning Communities where students attend classes in a given area of focus as well as live together.

    Those who choose to live off-campus can find many options, from studios to shared houses, near campus. This resource can help you find out more about housing at IUP.

    Indiana University of Pennsylvania Acceptance Rate

    Fall 2022

    Number of applications

    9,034

    Number accepted

    7,910

    Percentage Accepted

    88%

    AAt 88%, the IUP acceptance rate is high. Most students who apply get in.

    Admission Requirements

    So what does it take to apply at IUP? Here’s what’s required with your application, as well as other documents that you may choose to include.

    Required:

    •  High school transcript

    Recommended:

    •  SAT or ACT scores

    •  Letter(s) of recommendation

    •  Personal essay

    •  Transcripts for college coursework completed in high school

    •  AP test scores (to receive academic credit at IUP)

    You can apply to IUP here . Fall 2024 applications open on July 1.

    SAT and ACT Scores

    Test scores are not required with applications through Fall 2025. Here are the 25th and 75th percentile SAT and ACT scores at IUP in Fall 2022.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    480

    580

    SAT Math

    460

    570

    ACT Composite

    17

    23

    ACT English

    15

    23

    ACT Math

    17

    22

    Graduation Rate

    Here is the graduation rate for students who started their studies at IUP in 2015:

    •  6 years: 57%

    Post-Graduation Median Earnings

    The median salary of graduates of IUP is $46,764 a year, below the national average of $55,260.

    Bottom Line

    If you’re looking for a smaller, close-knit campus where you can learn a lot and prepare for life after graduation, Indiana University of Pennsylvania may be a good match. And there are both federal and private student loans That can help with the cost of IUP tuition.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    View Your Rate

    Photo credit: iStock/Rebecca Todd

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