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Please borrow responsibly. SoFi Private Student Loans require things like credit qualification and agreement, completion of a loan application, verification of application information, the student’s enrollment at a SoFi-participating school, and if applicable, a co-signer and self-certification form. In addition, borrowers must meet SoFi’s eligibility and underwriting requirements. See SoFi.com for more information. This information is current as of 01/19/2024 and is subject to change

*Terms and conditions apply. APR as marked. Discount is valid on all loans submitted from December 13, 2023 12:01 AM PT-February 7, 2024, 11:59 PM PT and is subject to lender approval. The offer is only open to new SoFi Private Student Loan borrowers and may not be combined with other offers aside from the autopay discount and SoFi member discount. To receive the offer, you must: (1) complete a private student loan application with SoFi; (2) Submit the application by February 7, 2024 11:59 PM PT (3) and meet SoFi’s underwriting criteria. Discount cannot be applied to previously originated or submitted private student loans. SoFi reserves the right to change or terminate the offer at any time with or without notice.

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.