Best Affordable Places to Live in Idaho in 2026

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    By Jennifer Calonia

    (Last Updated – 06/2026)

    Idaho provides lively city spaces and access to serene mountain areas. Ten national parks and trails reside within, or cross, the state’s boundaries. The Gem State is also an attractive destination for those who are looking for a close-knit community atmosphere and a moderate cost of living. The Missouri Economic Research and Information Center ranks Idaho as one of two states tied for 33rd place on its cost of living index, at 101% of the U.S. average. Idaho is a more affordable option compared to Washington and Oregon, its west coast neighbor states.

    In 2025, Idaho’s population growth rate was the second highest in the U.S. If you’re considering relocating to Idaho, there are plenty of places to consider for residents with all kinds of interests.

    The Best Places to Live in Idaho

    In addition to Idaho’s moderate cost of living and one of the lowest median property tax rates in the United States, residents can expect to find job opportunities here. Idaho’s unemployment rate of 3.6% is below the national average of 4.3% in early 2026.

    But the job market isn’t the only thing to consider when relocating to a new area. Here’s a list of best places in Idaho to live, depending on your situation.

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    Best Affordable Places to Live in Idaho

    If affordability is your biggest consideration when deciding where to live, Idaho offers a handful of reasonably priced areas. These areas rank well for affordability and offer other amenities as well. (Interested in exploring other areas in addition to Idaho? Check out the cost of living by state.)

    1. Burley

    Burley, Idaho

    Photo credit: iStock/BOB WESTON

    Burley is located along the Snake River, and it has its own municipal airport nearby. It also occupies more than one spot on our list. It’s known for water-focused activities, like bass fishing and water skiing, and hosts many community events centralized along the river, like the Spudman Triathlon.

    Population: 12,409

    Median Household Income: $67,468

    Cost of Living: 92% of U.S. average

    Average Rent Price: $1,300

    Home Value-to-Income Ratio: 4.9

    2. Pocatello

    Pocatello, Idaho

    Photo credit: iStock/eric1513

    Pocatello makes a few appearances on this list, too, as it has a lot to offer. Sitting close to the Bannock Range mountains and home to Idaho State University, Pocatello has a lively and historic downtown area with antique shops, art galleries, and restaurants. The major employers here, in addition to the university, are in manufacturing, mining, transportation, agriculture, and medical products. Home prices have been climbing here, so explore mortgage lenders to find the best interest rate and terms to keep your overall costs contained.

    Population: 58,771

    Median Household Income: $60,418

    Cost of Living: 86% of U.S. average

    Average Rent Price: $1,014

    Home Value-to-Income Ratio: 5.7

    3. Idaho Falls

    Idaho Falls, Idaho

    Photo credit: iStock/DenisTangneyJr

    This eastern Idaho city is the fourth-largest metropolitan area in the state. It sits along the Snake River and is a magnet for outdoor-lovers. The Idaho Falls River Walk – Greenbelt Trail, a five-mile path here, connects many of the city’s main attractions. The city also has a regional airport and a minor-league baseball team. Outside of town, the Hells Half Acre lava field offers hiking trails in a natural historical landmark.

    Population: 71,785

    Median Household Income: $73,110

    Cost of Living: 91% of U.S. average

    Average Rent Price: $1,412

    Home Value-to-Income Ratio: 5.4

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    Best Places to Live in Idaho for Families

    If you’re looking for a place to plant roots for your growing family, here are a few highly rated options. Many of the best places to live in Idaho for families are in the Boise area, as it is the state’s largest city and its capital.

    1. Southeast Boise

    Southeast Boise, Idaho

    Photo credit: iStock/christiannafzger

    Thirty-one percent of households here have children, and this suburban area offers convenient access to all the Boise area has to offer. Parents are drawn here in part by its well-regarded school system. In addition to a zoo, a historic train depot, and plenty of parks, hiking trails, and outdoor adventure, Boise offers a science center and the popular World Center for Birds of Prey, where curious kids can see live bird demonstrations.

    Population: 41,431

    Median Household Income: $97,064

    Cost of Living: 112% of U.S. average

    Average Rent Price: $1,593

    Home Value-to-Income Ratio: 5.6

    2. Pocatello

    Pocatello, Idaho

    Photo credit: iStock/eric1513

    Just over a third of households in this pretty valley city are families with children under age 18, drawn by the area’s advantages noted above but also by fun family activities, such as Zoo Idaho, Fort Hall Replica (a local history museum), and the Idaho Museum of Natural History. Parents also appreciate that many of the local public schools are rated better-than-average.

    Population: 58,771

    Median Household Income: $60,418

    Cost of Living: 86% of U.S. average

    Average Rent Price: $1,014

    Home Value-to-Income Ratio: 5.7

    3. Moscow

    Moscow, Idaho

    Photo credit: iStock/Shunyu Fan

    Roughly a 5.5-hour drive north from Boise in the western part of the state lies Moscow, another family-friendly place in Idaho. Moscow is home to the state’s land grant university, the University of Idaho, and also boasts a thriving art scene that includes the Lionel Hampton International Jazz Festival — the largest of its kind west of the Mississippi. There are lots of sporting events to keep families entertained, plus a local arboretum and botanical garden, and ample parks and bike paths. This city is more costly than others in Idaho, possibly due to location and the steady migration from California driving up prices here over the last decade or so. But it’s a good value when compared to cities in other states.

    Population: 26,721

    Median Household Income: $57,022

    Cost of Living: 91% of U.S. average

    Average Rent Price: $1,200

    Home Value-to-Income Ratio: 8.5

    Best Places to Live in Idaho for Young Adults

    Young adults tend to look for some combination of affordability, access to employment, and, well, fun activities to do with other young adults. These Idaho places rank highly for all.

    1. Boise

    Boise, Idaho

    Photo credit: iStock/4kodiak

    A young adult starting out will find a range of job opportunities in Idaho’s most populous city, where the median age is 40. Major employers here include Micron Technology, J.R. Simplot Company, HP, Inc., and Boise Cascade. Although the cost of living in Boise is higher than some other locations in Idaho, the proximity to natural beauty combined with career opportunities and lots of activities for singles makes this city appealing to young adults.

    Population: 238,429

    Median Household Income: $83,904

    Cost of Living: 110% of U.S. average

    Average Rent Price: $1,800

    Home Value-to-Income Ratio: 6.0

    2. Idaho Falls

    Idaho Falls, Idaho

    Photo credit: iStock/DenisTangneyJr

    Idaho Falls, known for its outdoor leisure activities, is also home to Idaho National Laboratory, a leader in clean-energy research and a main employer in the area. Over 18% job growth between 2019 and 2024 has kept this city on the Milken Institute Best-Performing Cities Index in 2026, yet housing costs remain relatively low, making this an appealing destination for young adults. The median age of the population here is 33.

    Population: 71,785

    Median Household Income: $73,110

    Cost of Living: 91% of U.S. average

    Average Rent Price: $1,412

    Home Value-to-Income Ratio: 5.4

    3. Caldwell

    Caldwell, Idaho

    Photo credit: iStock/Mike Worley

    A smaller city about a half hour west of Boise, Caldwell is in a more agricultural area, and young adults willing to make the commute will find reasonable home prices and rents not far from a bustling job market. The area is known for its fertile soil and all-terrain sports, and it’s a short drive from Idaho’s Lake Lowell and the Deer Flat National Wildlife Refuge. Another nearby fast-growing municipality is called Star.

    Population: 76,629

    Median Household Income: $73,058

    Cost of Living: 107% of U.S. average

    Average Rent Price: $2,000

    Home Value-to-Income Ratio: 5.5

    Best Places to Live in Idaho for Retirees

    Retirees who crave a four-season lifestyle and want access to natural wonders, not to mention beautiful mountain views, will enjoy life in Idaho. These are three top picks.

    1. Twin Falls

    Twin Falls, Idaho

    Photo credit: iStock/aoldman

    Nature lovers looking for a retirement spot will savor the opportunities for hiking and other outdoor activities in Twin Falls, located two hours by car southeast of Boise. Shoshone Falls, with a 212-foot vertical drop, which has earned them the nickname of “Niagara Falls of the West,” and the 5-acre Orton Botanical Gardens are popular local spots, and the downtown offers breweries, shops, and art exhibits for entertainment.

    Population: 56,216

    Median Household Income: $61,205

    Cost of Living: 93% of U.S. average

    Average Rent Price: $1,450

    Home Value-to-Income Ratio: 6.1

    2. Burley

    Burley, Idaho

    Photo credit: iStock/BOB WESTON

    As noted above, Burley is a popular spot for water-sports and fishing enthusiasts. Retirees might also enjoy spending time at the Cassia County Historical Museum and the King Fine Arts Center. Burley has two 55+ communities.

    Population: 12,409

    Median Household Income: $67,468

    Cost of Living: 92% of U.S. average

    Average Rent Price: $1,300

    Home Value-to-Income Ratio: 4.9

    3. Mountain Home

    Mountain Home, Idaho

    Photo credit: iStock/BOB WESTON

    This rural community offers views of mountains and sand dunes. Residents enjoy an annual country music festival, and Boise, which offers lots of cultural attractions and access to top-notch health care resources, is 45 minutes away by car.

    Population: 16,779

    Median Household Income: $63,125

    Cost of Living: 98% of U.S. average

    Average Rent Price: $1,925

    Home Value-to-Income Ratio: 5.7

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    Best Places to Live in Idaho Near the Water

    Idaho is a great place for outdoor enthusiasts — especially those who want to be close to the water. If that describes you and your goals for any phase of your life, these three towns are worth checking out, keeping in mind that waterside communities are almost always costlier than land-locked ones.

    1. Swan Valley

    Swan Valley, Idaho

    Photo credit: iStock/benedek

    Swan Valley is a tiny town in the Yellowstone range, less than an hour’s drive by car from both the Grand Teton and Yellowstone National Parks. It is on the banks of the South Fork of the Snake River and is best known for its world-class fly fishing.

    Population: 281

    Median Household Income: $92,750

    Cost of Living: 136% of U.S. average

    Average Rent Price: $950

    Home Value-to-Income Ratio: 5.6

    2. Cascade

    Cascade, Idaho

    Photo credit: iStock/vkbhat

    This popular destination for outdoor enthusiasts is about 70 miles north of Boise. After biking, fishing, hiking, or skiing, residents and visitors enjoy the local hot springs and maybe a little axe-throwing at the local bar for good measure.

    Population: 1,118

    Median Household Income: $53,750

    Cost of Living: 104% of U.S. average

    Media Rent Price: $1,717

    Home Value-to-Income Ratio: 8.0

    3. Sandpoint

    Sandpoint, Idaho

    Photo credit: iStock/Amenohi

    This town lies between three mountain ranges on the shores of Idaho’s largest lake, the 43-mile-long Lake Pend Oreille. It prides itself on having a small-town (vs. a resort-town) vibe, and offers abundant opportunities for outdoor adventure plus a thriving arts and culture scene.

    Population: 10,645

    Median Household Income: $72,289

    Cost of Living: 109% of U.S. average

    Average Rent Price: $1,850

    Home Value-to-Income Ratio: 8.8


    The Takeaway

    No matter what your ideal neighborhood looks like, as long as you’re interested in outdoor fun, chances are you can find a place that suits your needs in Idaho. If you’re someone who enjoys experiencing all four seasons throughout the year, explore the most affordable places to live in Idaho to see if you can see yourself settling there.

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    FAQ

    Where is the most desirable place to live in Idaho?

    Idaho is home to many cities, towns, and neighborhoods that are suited to all types of tastes. For example, cities like Idaho Falls are popular places for working professionals who prefer city living with close proximity to outdoor activities. Conversely, retirees can find relaxing communities to enjoy hard-earned downtime, such as Swan Valley or Sandpoint.

    Which town in Idaho has the best weather?

    Boise is known for having the best weather in Idaho, which might be one reason why it has the largest population in the state at more than 236,000 residents. It has a high desert climate and snowy winters.

    Where is the most affordable place to live in Idaho?

    Idaho offers many locations that are good-value places to live, no matter what amenities you are looking for. Burley and Pocatello are also two of the least expensive places to live in the U.S.


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