University of Tennessee Tuition and Fees

University of Tennessee Tuition

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    By Kelly Boyer Sagert

    (Last Updated – 02/2025)

    The University of Tennessee, Knoxville, also known as UT Knoxville, is the flagship campus of the five-campus University of Tennessee system. The public, four-year research institution is known for its supply chain and sciences programs and is home to the UT Space Institute and the UT Institute of Agriculture. Here’s an overview of University of Tennessee tuition costs for both in-state and out-of-state students, housing and other costs, as well as Tennessee’s acceptance rate.

    Total Cost of Attendance

    Costs for 2023-2024

    Expenses

    In-State

    Out-of-State

    Tuition & Fees

    $13,484

    $31,974

    Books & Supplies

    $1,598

    $1,598

    Room & Board

    $12,500

    $12,500

    Other Expenses

    $6,096

    $6,096

    Total Cost of Attendance

    $33,678

    $52,168

    Financial Aid

    Nearly every student at UT Knoxville (90%) uses one or more types of financial aid to help pay for the University of Tennessee’s costs. This may include scholarships, grants, and/or loans. For example, 17% of students have Pell Grants, a type of federal funding for undergraduates with exceptional financial need.

    Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, or non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education — Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) — A global college scholarship application used by select institutions to award financial aid

    •  Scholarship Search Tool

    Recommended: Tennessee Student Loan & Scholarships

    Private Student Loans

    At the University of Tennessee, Knoxville, 29% of students take out federal student loans and 7% take out private student loans. The average private student loan is $23,030.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    The University of Tennessee cost for four years, including tuition and fees, room and board, books, and other expenses, would be $134,712 for Tennessee residents (based on 2023-24 numbers). This is somewhat higher than the national average of $115,369 for in-state students at public universities.

    For residents of other states, the total cost of UT Knoxville would be $208,672, which is more than the national average for out-of-state students at public universities of $186,920.

    This student loan and scholarship information may be valuable as you research schools and costs.

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    Undergraduate Tuition and Fees

    Costs for 2023-24


    The cost for University of Tennessee tuition and fees was $13,484 for in-state students and $31,974 for out-of-state students in 2023-24. Room and board was $12,500, books were $1,598, and additional expenses were $6,096. This came to a total cost of attendance of $33,678 for in-state students and $52,168 for out-of-state students.

    Graduate Tuition and Fees

    Costs for 2023-24

    Expenses

    In-State

    Out-of-State

    Tuition

    $11,468

    $29,656

    Fees

    $2,152

    $2,452

    Total Cost

    $13,620

    $31,108


    The average University of Tennessee tuition and fees for graduate school was $13,620 for in-state residents in 2023-24. This is much lower than the average annual graduate school tuition and fees in the U.S., which is $21,730. The total cost for out-of-state residents was higher than the national average at $32,108.

    There are many options for graduate loans that can help with these costs.

    Cost per Credit Hour

    The cost per credit hour for Tennessee residents is $502. Out-of-state residents will pay $1,317 per credit hour.

    Campus Housing Expenses

    Costs for 2023-24

    Expenses

    On-Campus

    Off-Campus

    Room & Board

    $12,500

    $12,500

    Other Expenses

    $6,096

    $6,096

    Total Living Expenses

    $18,596

    $18,596

    At UT Knoxville, freshmen are required to live on campus. Students can choose from apartment-style housing, residence halls, and community-style halls. There are also Living and Learning Communities where students can live with others who share their same interests and fields of study. For upperclassmen, there are many off-campus housing options within walking distance of the university.

    University of Tennessee Acceptance Rate

    Fall 2023

    Number of Applications

    Number Accepted

    Percentage Accepted

    50,488

    23,224

    46%

    Admission Requirements

    When applying to the University of Tennessee, here’s what you’ll need to submit with your application.

    Required:

    •  High school academic record

    •  Standardized test scores

    •  Essay

    Optional:

    •  Recommendation letters (academic, professional, or personal)

    •  Supporting statement (might include academic achievements, community involvement, and other information about your experiences and background)

    The UT Knoxville Early Action application deadline is November 1, and the Regular Admission deadline is December 16.

    SAT and ACT Scores

    Here are the standardized test scores of accepted students at UT Knoxville.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    600

    670

    SAT Math

    590

    670

    ACT Composite

    28

    31

    ACT English

    24

    32

    ACT Math

    24

    29

    Graduation Rate

    Here are the graduation rates at the University of Tennessee for students pursuing bachelor’s degrees who began in Fall 2017.

    •  4 years: 56%

    •  6 years: 73%

    Post-Graduation Median Earnings

    UT Knoxville graduates earn a median annual salary of $60,249. This is higher than the median annual salary for all graduates of four-year colleges, which is $53,747.

    Bottom Line

    With a fairly affordable tuition, the chance to get a quality education, and a wide variety of majors to choose from, the University of Tennessee, Knoxville has a lot of appeal. And financial aid is available to help most UT students cover the costs of college.

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    Photo credit: iStock/Rebecca Todd
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