University of North Carolina (UNC) at Chapel Hill Tuition and Fees

University of North Carolina (UNC) at Chapel Hill Tuition and Fees

On this page:

    By Susan Guillory

    (Last Updated – 06/2022)

    Total Cost of Attendance

    The University of North Carolina at Chapel Hill (UNC) is a public institution that’s considered a “public ivy”—meaning it offers an education similar to that of an ivy league university. It was the first public university in the U.S. UNC Chapel Hill tuition for in-state students in 2021-22 was $9,028, while it was $36,891 for out-of-state students. This is close to the national averages of $10,740 for in-state students, and $27,560 for out-of-state students.

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $9,028

    $36,891

    Books & Supplies

    $1,002

    $1,002

    Room & Board

    $11,882

    $11,882

    Other Expenses

    $2,858

    $2,858

    Total Cost of Attendance

    $24,770

    $52,633

    Financial Aid

    To help cover UNC tuition and other fees, 64% of students use some form of financial aid, which can include student loans, scholarships, or grants.

    UNC Chapel Hill is need-blind, which means your ability (or lack thereof) to pay for your tuition will not be a factor in acceptance.

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    When it comes to student loans, 21% of students take out federal loans and 11% take out private loans to help with UNC Chapel Hill tuition. The average private student loan is $6,554 per year.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    UNC tuition and expenses for four years would be, based on 2021-22 numbers, $99,080 for students who live in North Carolina and $210,532 for those coming from other states. In comparison, the average total cost for four years for a public university in the U.S. is $90,760 for in-state students and $158,040 for out-of-state students.

    Here’s some North Carolina Student Loan & Scholarship Information for you.

    Undergraduate Tuition and Fees

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Tuition & Fees

    $9,028

    $36,891

    Room & Board

    $11,882

    $11,882

    Total Cost of Attendance

    $20,910

    $48,773

    In the 2021-22 academic year, students from North Carolina paid $9,028 for tuition and fees and $11,882 for room and board, for a total of $20,910. Those from other states paid $36,891 (tuition) and $11,882 (room and board) for a grand total of $48,773.

    Find out about student loan and scholarship information.

    Graduate Tuition and Fees

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Tuition

    $10,552

    $28,844

    Fees

    $2,014

    $2,014

    Total Cost of Attendance

    $12,566

    $30,858

    The University of North Carolina at Chapel Hill has some well-respected graduate programs. UNC tuition for graduate school for in-state students is $12,566 and $30,858 for out-of -state students. There are graduate loans available to help with these costs.

    Cost per Credit Hour

    UNC Chapel Hill tuition is for full-time students. If you want to attend part-time, the rate per credit hour is $292.46 for in-state students and $1,453.42 for out-of-state students.

    Campus Housing Expenses

    Costs for 2021-22

    Student Type

    In-State

    Out-State

    Books & Supplies

    $1,002

    $1,002

    Room & Board

    $11,882

    $1,490/mo*

    Other Expenses

    $2,858

    $2,858

    *Based on studio pricing. Average rate based on available apartments on UNC Chapel Hill’s off-campus housing website in 2022.

    Incoming freshmen are required to live on campus in one of the 11 residence halls or at Granville Towers.

    Once you complete your first year on campus, there are many options off-campus near the school. You can rent a studio or one-bedroom apartment on your own or live with roommates in an apartment, duplex, or house. This resource will help you explore the off-campus options.

    University of North Carolina at Chapel Hill Acceptance Rate

    Fall 2020

    Number of applications

    41,773

    Number accepted

    10,443

    Percentage Accepted

    25%

    With the UNC Chapel Hill acceptance rate at 25%, the school can be challenging to get into.

    Admission Requirements

    UNC has requirements for students applying for admission. Here’s what’s required and what’s recommended.

    Required:

    •  Letter of recommendation

    •  High school transcript and school report

    •  College and university courses (if applicable)

    Recommended:

    •  Admission test scores

    The deadline for Early Action is October 15, with a decision given by January 31. The deadline for Regular Decision is January 15, with a decision by March 31. You can apply here .

    SAT and ACT Scores

    UNC is not requiring SAT or ACT test scores to be submitted with applications through fall 2024. If you do submit them, they may be considered for scholarships and other opportunities. Here are the scores for the 25th and 75th percentile.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    640

    730

    SAT Math

    640

    760

    ACT Composite

    28

    33

    ACT English

    28

    35

    ACT Math

    26

    32

    Graduation Rate

    Here are the graduation rates for students who started attending UNC Chapel Hill in 2014:

    •  4 years: 85%

    •  6 years: 91%

    Post-Graduation Median Earnings

    Graduates from UNC Chapel Hill earn, on average, $61,915 per year, which is more than the average for four-year schools ($47,891).

    Bottom Line

    If you’re interested in an Ivy-league education without the price of an Ivy, UNC Chapel Hill may fit the bill. And because it’s need-blind, even if you can’t afford to pay out of pocket, your application will still be considered.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    Learn More

    Photo credit: iStock/Rebecca Todd
    SoFi Loan Products
    SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC), and by SoFi Lending Corp. NMLS #1121636 , a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law (License # 6054612) and by other states. For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.

    External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
    SoFi Private Student Loans
    Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See SoFi.com/eligibility-criteria for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. SoFi Lending Corp. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.

    SOPS0422020

    TLS 1.2 Encrypted
    Equal Housing Lender