University of North Carolina (UNC) at Chapel Hill Tuition and Fees

University of North Carolina (UNC) at Chapel Hill Tuition and Fees

On this page:

    By Susan Guillory

    (Last Updated – 01/2025)

    The University of North Carolina at Chapel Hill (UNC Chapel Hill) is a top ranked public research university known for its academic excellence, rich history, and vibrant campus life. Founded in 1789 as the first public university in the U.S., UNC Chapel Hill offers 82 bachelor’s degree programs and highly regarded graduate schools, including business, law, and medicine. Often referred to as a “public ivy,” UNC Chapel Hill provides students with a dynamic learning environment, top-notch professors, and extensive research opportunities.

    Total Cost of Attendance

    Costs for 2023-24

    Expenses

    In-State

    Out-of-State

    Tuition & Fees

    $8,989

    $39,330

    Books & Supplies

    $1,290

    $1,290

    Room & Board

    $13,016

    $13,016

    Other Expenses

    $2,814

    $2,814

    Total Cost of Attendance

    $26,109

    $56,450

    Financial Aid

    To help cover UNC tuition and other fees, 58% of students use some form of financial aid, which can include student loans, scholarships, or grants.

    UNC Chapel Hill is need-blind, which means your ability (or lack thereof) to pay for your tuition will not be a factor in acceptance.

    Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    When it comes to student loans, 18% of students take out federal loans and 10% take out private loans to help with UNC Chapel Hill tuition. The average private student loan is $7,725.

    Private college loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, since it generally has better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    The cost for attending UNC for four years would be, based on 2023-24 numbers, $104,436 for students who live in North Carolina. This is lower than the average total four-year cost of attending a public university in the U.S. for in-state students, which is $115,360.

    The projected four-year degree price at UNC for out-of-state students is $225,800. This is higher than the average cost of a four-year degree at a public university for an out-of-state student, which is $186,920.

    Recommended: North Carolina Student Loan & Scholarship Information

    Repay student loans your way.

    Find the monthly payment & rate that fits your budget.

    Undergraduate Tuition and Fees

    Costs for 2023-24

    •   Tuition and fees for in-state students: $8,989

    •   Tuition and fees for out-of-state students: $39,330

    Find out about student loan and scholarship information.

    Graduate Tuition and Fees

    Costs for 2023-24

    Student Type

    In-State

    Out-of-State

    Tuition

    $10,552

    $28,844

    Fees

    $1,975

    $1,975

    Total

    $12,527

    $30,819

    The University of North Carolina at Chapel Hill has some well-respected graduate programs. For the 2023-24 academic year, UNC tuition and fees for graduate school was $12,527 for in-state students and $30,819 for out-of-state students. There are graduate loans available to help with these costs.

    Cost per Credit Hour

    The UNC cost per credit hour is $292.46 for in-state students and $1,634.50 for out-of-state students (note: these costs do not include student fees).

    Campus Housing Expenses

    Costs for 2023-24

    On-Campus

    Off-Campus

    Room & Board

    $13,016

    $13,016

    Other Expenses

    $2,814

    $2,814

    Incoming freshmen are required to live on campus in one of the 11 residence halls or at Granville Towers.

    Once you complete your first year on campus, there are many options off-campus near the school. You can rent a studio or one-bedroom apartment on your own or live with roommates in an apartment, duplex, or house. This resource will help you explore the off-campus options.

    University of North Carolina at Chapel Hill Acceptance Rate

    Fall 2023

    Number of applications

    57,902

    Number accepted

    11,001

    Percentage Accepted

    19%

    With the UNC Chapel Hill acceptance rate at 19%, the school can be challenging to get into.

    Admission Requirements

    To apply to UNC you’ll need to fill out the Common Application. You’ll also need to submit a letter of recommendation and an official transcript and school report. UNC is generally test-optional. However, starting in 2025-26, students with a weighted high school GPA greater than or equal to 2.50 and less than 2.80 are required to submit a standardized test score (ACT or SAT).

    The deadline for Early Action is October 15, with a decision given by January 31. The deadline for Regular Decision is January 15, with a decision by March 31. You can apply here .

    SAT and ACT Scores

    For the cohort of students who enrolled in Fall 2023, 29% opted to submit SAT scores and 34% opted to submit ACT scores. Here’s a look at those scores. (Note: the 25th percentile means that 25% of students scored at or below these scores; 75th percentile means 25% of students scored above these scores).

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    680

    750

    SAT Math

    690

    780

    ACT Composite

    30

    34

    ACT English

    29

    35

    ACT Math

    27

    33

    Graduation Rate

    Here is the graduation rate for students who started attending UNC Chapel Hill in 2017:

    •  4 years: 86%

    •  6 years: 92%

    Post-Graduation Median Earnings

    Graduates from UNC Chapel Hill earn a median annual salary of $72,200, which is more than the median income for all graduates of four-year schools ($53,747).

    Bottom Line

    Ranked as number five in top public schools and number one for best value among public universities by U.S. News & World Report, UNC Chapel Hill strives to make exceptional education affordable and accessible. While the admissions process is highly selective, UNC Chapel Hill can be an excellent choice for top students looking for an Ivy-like education without the Ivy price tag.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    View Your Rate

    SoFi Private Student Loans
    Please borrow responsibly. SoFi Private Student loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
    Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student's at least half-time enrollment in a degree program at a SoFi-participating school, and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status, be residing in the U.S., and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan amount is $1,000. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 04/24/2024 and is subject to change. SoFi Private Student loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891. (www.nmlsconsumeraccess.org).
    SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


    SoFi Loan Products
    SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see SoFi.com/legal. Equal Housing Lender.


    Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.
    Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

    External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.


    SOPS0422020
    TLS 1.2 Encrypted
    Equal Housing Lender