University of Central Florida (UCF) Tuition and Fees

University of Central Florida (UCF) Tuition and Fees

On this page:

    By Kelly Boyer Sagert

    (Last Updated – 06/2023)

    The University of Central Florida is a four-year public research university in Orlando, Florida. UCF regularly shows up in the best college rankings by U.S. News and World Report, and in 2020, Washington Monthly recognized UCF as one of the country’s best universities. This year, the Princeton Review and PC Gamer named the university as having the second best graduate game design program.

    Read on to learn about the admission process, the UCF acceptance rate, tuition, financial aid information, and more.

    Total Cost of Attendance

    In 2022-2023, University of Central Florida tuition, housing, and fees were:

    •  In-state UCF tuition: $6,368, the same cost since at least 2019-2020

    •  Out-of-state UCF tuition: $22,467, the same cost since at least 2019-2020

    •  Books and supplies: $1,200, the same cost since at least 2019-2020

    •  On-campus housing: $11,498, the same cost as the previous year

    •  Other fees: $4,970, the same cost since at least 2019-2020

    Total costs, then, are as follows:

    •  Total in-state, on-campus: $24,036, the same cost as the previous year

    •  Total out-of-state, on-campus: $40,135, the same cost as the previous year

    Financial Aid

    In 2020-2021, 94% of first-time, full-time undergraduate students received some kind of financial aid. More specifically:

    •  Grant or scholarship aid: 90% received this type of aid with an average award of $10,078

    •  Federal grants: 49% received this type of aid with an average award of $4,494

    •  Pell grants: 28% received this type of aid with an average award of $5,794

    •  Other federal: 41% received this type of aid with an average award of $1,366

    •  State/local: 83% received this type of aid with an average award of $6,724

    •  Institutional: 56% received this type of aid with an average award of $2,404

    •  Student financial aid: 20% received this type of aid with an average award of $6,180

    •  Federal student loans: 20% received this type of aid with an average award of $5,240

    •  Other student loans: 1% received this type of aid with an average award of $14,272

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    Recommended: Scholarship Search – College Scholarships Finder Tool

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    In 2020-2021, 1% of UCF students received private student loans with an average award of $14,272.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    In 2022-2023, in-state University of Central Florida tuition and fees cost $6,368—the same price it’s been since at least 2019-2020. Based on that amount, a four-year degree would cost $25,472, not including other expenses. Out-of-state University of Central Florida tuition was $22,467, the same since at least 2019-2020. Four years with no price increases would be $89,868.

    Here’s some Florida Student Loan & Scholarship Information for you.

    Repay student loans your way.

    Find the monthly payment & rate that fits your budget.

    Undergraduate Tuition and Fees

    In 2022-2023, in-state UCF tuition cost $6,368, and out-of-state UCF tuition was $22,467.

    Total costs were as follows:

    •  Total in-state, on-campus: $24,036

    •  Total out-of-state, on-campus: $40,135

    In comparison, in 2022-2023, the average total cost for a four-year public university in the U.S. for students in-state was $10,940, and out-of-state was $28,240.

    Graduate Tuition and Fees

    In 2022-2023, the average in-state tuition was $6,916 plus fees of $1,956 for a total of $8,872. Out-of-state tuition was $25,759 plus fees of $2,898 for a total of $28,657. To compare, the average graduate school student in the U.S. spends $23,130 a year on school. Graduate loans can help with this cost.

    Cost per Credit Hour

    Cost per credit hour at UCF is $212.28 for in-state undergraduates, and $748.89 for out-of-state undergraduates. University of Central Florida tuition has remained stable since at least 2019-2020. Cost per credit hour for graduate students is $369.95 for in-state students and $1,194.05 for out of state.

    Campus Housing Expenses

    On-campus room and board cost $11,498 in 2022-2023, the same as the previous academic year. Other living expenses cost $4,970.

    •  2020-2021: $10,300

    •  2019-2020: $10,010

    •  2018-2019: $10,010

    Students can stay on the main campus in dorm housing or in Rosen College Apartments, Northview. Off-campus, the university provides information about current housing options.

    University of Central Florida Acceptance Rate

    In fall 2022, 54,977 people applied to UCF. The University of Central Florida acceptance rate was 41%.

    Admission Requirements

    The average profile of an accepted freshman for fall 2022 was:

    •  Average SAT Score (Evidence-based Reading/Writing + Math): 1334

    •  Average ACT Score: 28.3

    •  Average High School GPA: 4.23

    When applying, UCF requires transcripts and SAT or ACT scores. An application essay is strongly encouraged.

    SAT and ACT Scores

    Freshmen must submit either an official SAT or ACT score. In fall 2022, 71% of students submitted SAT scores and 29% submitted ACT scores. The 25th and 75th percentile numbers were:


    25th Percentile

    75th Percentile

    SAT Evidence-Based



    SAT Math



    ACT Composite



    ACT English



    ACT Math



    UCF Graduation Rate

    The UCF graduation rate was as follows for the fall 2016 cohort:

    •  6 years: 76%

    Post-Graduation Median Earnings

    UCF graduates earn a median income of $54,850 a year. This is slightly less than the annual median earnings of U.S. college grads, which is $55,260.

    Bottom Line

    With high rankings, especially in hospitality, affordable tuition, and a reasonable acceptance rate, the University of Central Florida is a good option for many prospective students.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    View Your Rate

    Photo credit: iStock/Rebecca Todd

    SoFi Loan Products
    SoFi loans are originated by SoFi Bank, N.A., NMLS #696891 (Member FDIC). For additional product-specific legal and licensing information, see Equal Housing Lender.

    External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

    SoFi Private Student Loans
    Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. You should exhaust all your federal student aid options before you consider any private loans, including ours. Read our FAQs. SoFi Private Student Loans are subject to program terms and restrictions, and applicants must meet SoFi’s eligibility and underwriting requirements. See for more information. To view payment examples, click here. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. SoFi Bank, N.A. and its lending products are not endorsed by or directly affiliated with any college or university unless otherwise disclosed.


    TLS 1.2 Encrypted
    Equal Housing Lender