Texas A&M University Tuition and Fees

Texas A&M University Tuition and Fees

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    By Kelly Boyer Sagert

    (Last Updated – 09/2022)

    Texas A&M University is a public research university located in College Station, Texas. In 2021, the Fiske Guide to Colleges named Texas A&M as the best national public university for providing a “superior education at an affordable cost.” This guide will give you information about the university’s admission requirements, the Texas A&M acceptance rate, tuition, financial aid, popular majors, and more.

    Total Cost of Attendance

    In 2021-2022, Texas A&M tuition and other expenses were as follows:

    •  In-state tuition: $13,239, a 3.6% increase over the previous year ($12,783)

    •  Out-of-state tuition: $40,134, a 2.0% increase over the previous year ($39,340)

    •  Books and supplies: $1,000, a 18.2% decrease over the previous year ($1,222)

    •  On-campus room and board: $11,400, the same as the previous year

    •  On-campus fees: $6,064, the same as the previous year

    •  Off-campus room and board: $11,400, the same as the previous year

    •  Off-campus fees: $6,064, the same as the previous year

    Total costs, then, are as follows:

    •  In-state, on-campus total: $31,703, a 0.7% increase over the previous year ($31,467)

    •  In-state, off-campus total: $31,703, a 0.7% increase over the previous year ($31,467)

    •  Out-of-state, on-campus total: $59,598, a 1.0% increase over the previous year ($58,024)

    •  Out-of-state, off-campus total: $59,598, a 1.0% increase over the previous year ($58,024)

    Financial Aid

    The university covers tuition for students with family incomes of $60,000 or less through scholarships and grants. Texas A&M also provides tuition support grants for first-time freshmen and first-time transfer students with family incomes of up to $130,000.

    In 2020-2021, 78% of first-time, full-time undergraduates received some kind of financial aid, including student loans. More specifically:

    •  Grants or scholarship: 64% of students received this type of aid with an average award of $10,877

    •  Federal grants: 43% of students received this type of aid with an average award of $4,239

    •  Pell grants: 20% of students received this type of aid with an average award of $5,219

    •  Other federal grants: 42% of students received this type of aid with an average award of $1,802

    •  State/local: 18% of students received this type of aid with an average award of $5,937

    •  Institutional: 55% of students received this type of aid with an average award of $7,398

    •  Student financial aid: 28% of students received this type of aid with an average amount of $8,421

    •  Federal student loans: 27% of students received this type of aid with an average amount of $5,082

    •  Other student loans: 6% of students received this type of aid with an average amount of $17,615

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    Recommended: Scholarship Search – College Scholarships Finder Tool

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and non-profit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state and federal and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    In 2020-2021, 6% of students at Texas A&M received private student loans with an average amount of $17,615.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school throughout the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    In 2021-2022, Texas A&M tuition was as follows:

    •  In-state tuition: $13,239. Four years at this price would cost $52,956. (In 2021-2022, there was a 3.6% increase over the previous year.)

    •  Out-of-state tuition: $40,134. At this price, four years would be $160,536. (In 2021-2022, there was a 2.0% increase over the previous year.)

    Here’s some Texas Student Loan & Scholarship Information for you.

    Undergraduate Tuition and Fees

    In 2021-2022, Texas AM tuition was:

    •  In-state tuition: $13,239

    •  Out-of-state tuition: $40,134

    Here were the total expenses:

    •  In-state on-campus total: $31,703

    •  In-state off-campus total: $31,703

    •  Out-of-state on-campus total: $59,598

    •  Out-of-state off-campus total: $59,598

    In comparison, in 2020-2021, average total costs in the U.S. for in-state public university students was $25,700 and out-of-state costs were $26,000.

    Graduate Tuition and Fees

    In 2020-2021, graduate tuition and fees at Texas A&M were:

    •  In-state tuition: $6,885

    •  In-state fees: $3,848

    •  In-state total: $10,733

    •  Out-of-state tuition: $19,592

    •  Out-of-state fees: $4,514

    •  Out-of-state total: $24,106

    In 2019-2020, the average graduate tuition and fees at public universities in the U.S. were $12,410. This makes Texas A&M in-state tuition 15.6% lower than average. For out-of-state tuition, Texas is 94.2% higher. Graduate loans can help with this cost.

    Cost per Credit Hour

    Costs per credit hours at Texas A&M are.

    •  In-state undergraduate: $50

    •  In-state graduate: $77

    •  Out-of-state undergraduate: $459

    •  Out-of-state graduate: $486

    Campus Housing Expenses

    In 2021-2022, room and board for on- and off-campus students cost $11,400. There are numerous residence halls students can live in.

    Park West is an independently-owned apartment complex on the campus property with numerous apartment buildings owned and operated by the university. A sampling of apartment rent prices as of mid-2022:

    •  One bed/one bath: $1,048-$1,150/month

    •  Two bed/one bath: $1,307-$1,406

    •  Two bed/two bath: $1,447-$1,548

    Texas A&M University Acceptance Rate

    In fall 2021, 43,763 prospective students applied, and the Texas A&M University acceptance rate was 64%.

    Admission Requirements

    Students interested in Texas A&M can apply here. Along with the application, students need to include an essay and complete a Self-Reported Academic Record using their official high school transcript, listing courses and associated grades. Recommended high school courses include four years of English, mathematics, and science , and two years of the same foreign language.

    Fall 2023 admission dates are from August 1, 2022 to December 1, 2002.

    SAT and ACT Scores

    Students must submit SAT or ACT scores. SAT scores must be 480 or higher for Evidence-Based Reading and Writing and 530 for math. ACT scores must be at least 18 in English, 22 in reading, 22 in mathematics, and 23 in science.

    In fall 2021, 72% of applicants to Texas A&M submitted SAT scores and 28% submitted ACT scores. The 25th and 75th scores are:

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    570

    680

    SAT Math

    570

    700

    ACT Composite

    25

    31

    ACT English

    23

    33

    ACT Math

    24

    30

    Graduation Rate

    Graduate rates at Texas A&M are:

    •  4 years: 59%

    •  6 years: 83%

    Post-Graduation Median Earnings

    This information is not available for Texas A&M. However, the national average earnings for four-year college graduates in the U.S. is $47,891.

    Bottom Line

    Texas A&M provides students with a quality education at an affordable price. The university gives financial aid, and it assists students with lower to middle class family incomes. In addition, the Texas A&M acceptance rate is high, which helps qualified students get in.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

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    Photo credit: iStock/Rebecca Todd
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