SoFi IRA Quiz Results - SEP

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SEP IRA (2025)

Based on your answers, here’s an account that may be a good fit.

SEP IRA

The Self-Employed Investor

Designed specifically for self-employed individuals and small business owners with no employees, a SEP IRA allows you to maximize retirement savings while lowering your current taxes. You have the flexibility to choose: manage your own investments with a Self-Directed account or let our automated technology build a portfolio for you with our Robo-Advisor service.¹

High Contribution Limits: Contribute up to 25% of your net earnings, up to a maximum of $70,000 for 2025 (increasing to $72,000 for 2026).
Tax-Deductible Savings: Contributions are made by you (the employer) and are generally 100% tax-deductible, reducing your taxable income for the year.
Flexible Management: Choose between hands-on commission-free trading (stocks and ETFs²) or a hands-off automated portfolio built for your goals.

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INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

SoFi Invest is a trade name used by SoFi Wealth LLC and SoFi Securities LLC offering investment products and services. Robo investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser. Brokerage and self-directed investing products offered through SoFi Securities LLC, Member FINRA/SIPC.

For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with Sofi Invest please view our fee schedule.

Brokerage and self-directed investing products offered through SoFi Securities LLC, Member FINRA/SIPC. For a full listing of the fees associated with Sofi Invest, see our fee schedule.

Robo investing and advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser.

¹ Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.

² Exchange Traded Funds (ETFs): Investors should carefully consider the information contained in the prospectus, which contains the Fund’s investment objectives, risks, charges, expenses, and other relevant information. You may obtain a prospectus from the Fund company’s website or by emailing customer service at [email protected]. Please read the prospectus carefully prior to investing.

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