Refinance Student Loans

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You’re one step away from completing your student loan refinancing application. Don’t stop now!


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Checking your rate will not affect your credit score✝.

 

Hurry— before
your application expires!

SoFi is a leading student loan
refinancing provider.

$47 billion+ in refinanced student loans
550,000+ members who’ve refinanced
98% would recommend SoFi to a friend3.

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application now.

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Get exclusive member rate discounts

Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝✝

Meet Brittany

“SoFi refinancing my student loans probably saved around $20K. SoFi just stood out to me. It’s personal. It’s not a robot. It’s not a bank. It’s just people, and they want to help.”

– Brittany, SoFi member

Meet Reina

“Refinancing my student loan with SoFi was probably one of the smartest things I’ve ever done.”

– Reina, SoFi member

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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