We are saddened by the violence and senseless racism happening against people of color across our country.
SoFi is dedicated to fighting racism and is committing $1 million to organizations that empower people of color and their allies.

Here to help your clients buy their dream homes. Faster.

SoFi makes the mortgage process as easy and transparent as possible thanks to an all-online application and helpful tools and resources.

$2.2 billion
funded in mortgages today

6,000+
home loan members

Helping home buyers reach
their financial goals.

SoFi’s underwriting approach takes into account the full picture of a client’s income, including:

Stock-based income

(Restricted stock/options)

Self-employed
income

Capital gains and
dividend income

Why partner
with SoFi?

SoFi offers competitive rates and educational tools and resources to provide your clients with a great mortgage experience.

Fast financing

Once your clients lock in their rate, they’ll typically close within 30 days.

Dedicated MLOs

Our dedicated loan officers will guide your clients through the process.

Affordable down
payments

Clients can borrow up to $3 million with as little as 10% down.

Exclusive member
rate discount

Save $500†† on your mortgage loan or refi processing fees—just for being a member.

Mortgages that work for your clients.

30-year fixed

Good for clients who…

Will stay for a while and want predictability.

Minimum down payment

10%

Term

30 years

15-year fixed

Good for clients who…

Want to pay off their loans ASAP.

Minimum down payment

10%

Term

15 years

7/1 ARM1

Good for clients who…

Want an initial lower rate and to make full principal and interest payments for their full loan term.

Minimum down payment

10%

Term

30 years

Realtor assets

Your clients can get even more info by exploring our home loan overview
sheet and home buying guide.

Download Home Loans Overview Sheet

Download First-time Home Buying Guide

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Equal Housing Lender