What happens if I set up direct deposit or make other qualifying deposits while paying for SoFi Plus?

When we receive an eligible direct deposit or qualifying deposits of $5,000 or more, we will not charge the SoFi Plus subscription fee for 31 days, and you’ll get SoFi Plus benefits for $0. You’ll continue to access SoFi Plus benefits for free as long as you keep your eligible direct deposit or qualifying deposits of $5,000 or more active. We’ll also prorate a refund for any unused days from your last payment. The refund will be credited to your original payment method within 5 to 10 business days.