PRIVATE STUDENT LOANS

Here to help colleges and universities as much as your students.

We share a common mission—to help students get the funding for the education they deserve. That’s why we’ve created a one-stop shop to give you all the information you need, right here.

To improve the lives of students,
we’re constantly improving our product.

We are always trying to find new ways to make the student loan process smoother for students and financial aid officers.

Career counseling

Students have access to career guidance so they feel confident in their direction forward.

SoFi Membership

When their SoFi Student Loan is funded, students become SoFi members, which entitles them to a number of complimentary benefits, including Credit Score Monitoring, career coaching, and more.

Flexible repayment
options.

SoFi offers up to four repayment options to help students find the loan that fits their budget.

Quick rate check.

Students and their families can view their loan rates in minutes—without impacting their credit score.†

We know student loans.

77% of borrowers choose to make
payments in school.*

77% choose 10-year or less
repayment terms.**

1,800+ schools in SoFi’s network.

Loans that work for your students’ needs.

Undergraduate Loans

SoFi helps undergrads pay for college without the hassle. See rates and terms in just minutes—and get access to tips, tools, and resources along the way.

Graduate Loans

Go to grad school and focus on your degree—not your debt. SoFi helps graduate students get low-rate loans and pay them back on their own terms.

Law Loans

Now future lawyers can pay for law school with premium, low-rate loans offered by SoFi.

MBA Loans

Now tomorrow’s leaders of industry can pay for business school with premium, low-rate loans offered by SoFi.

Parent Loans

Parents rejoice: now you can pay your child’s tuition with a flexible, low-rate parent loan. SoFi’s application is quick and easy—and the repayment plans are flexible.

Health Professions Loans

Future healthcare pros answering the call of medicine―let us be your ally as we support you through graduate school, and well beyond.

See all eligibility criteria here →

We support multiple certification and disbursement methods.

SoFi works with all processing providers.

Certification

ELM
SCHOLARNET™
Ecourier
iLINK™
SoFi Certify

Parent Loans

ELM NDN
SCHOLARNET™ CDS
iLINK™ CDS
SoFi EFT
SoFi Check

FAQs

Be sure to check back regularly for new content.

Do you know what scholarships you can get?

The amount of scholarships, fellowships, and grants out there can feel overwhelming. Streamline your options with the Scholarship Search tool.

Learn more about our rates
and processing information.

Your SoFi contacts:

Find your Campus Relationship Director or contact our Campus Relationship Team.

Campus Relationship Director
 Your partner who can answer any questions about SoFi’s products and benefits. Email us at the address below and we’ll reply with your state’s director.
[email protected]

Customer Relationship Team
 Your single source for questions regarding loans in process—from application through disbursement and servicing.
(833) 289-7634
[email protected]
 Monday-Friday 8am-8pm ET

Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student Loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student’s at least half-time enrollment in a degree program at a SoFi-participating school and, if applicable, a cosigner. In addition, borrowers must be U.S. citizens or other eligible status and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan requirements may be higher than $5,000 in specific states due to legal requirements. See SoFi.com/eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 11/2/21 and is subject to change. SoFi loans are originated by SoFi Lending Corp. or an affiliate (dba SoFi), a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license number 6054612; NMLS # 1121636. (www.nmlsconsumeraccess.org). Terms, conditions, and state restrictions may apply.

Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.

†To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

* This percentage is based on data from 9/1/19-9/30/21 and includes all SoFi Private Student Loans funded during this time frame except Parent Loans as Parent Loans do not have full deferment as a repayment option.

** This percentage is based on data from 9/1/19-9/30/21 and includes all SoFi Private Student Loans funded during this time frame.

Advisory services are offered through SoFi Wealth, LLC an SEC-Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.

©2021 Social Finance, Inc. All rights reserved.

©2023 Social Finance, Inc. All rights reserved.
TLS 1.2 Encrypted
Equal Housing Lender