SoFi Blog

Tips and news—
for your financial moves.

DM HL XBuy Trigger 04/22


Ease into your new home or refi with a $1,000 bonus.^

Get a $1,000 bonus deposited into a SoFi Checking and Savings or SoFi Money® account.


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Get more from
your mortgage.

Competitive rates.

Get your dream home at a great rate.

Mortgage options to choose from.

Customize your loan with flexible term options and put as little as 3% down.

3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to all other borrowers. For conforming home loans with a loan-to-value (LTV) ratio greater than 80%, SoFi requires PMI.




Exclusive member discount.

Save $500†† on your home loan or refi processing fees—
just for being a member.

Help when you need it.

Our Mortgage Loan Officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.

Buying a home?

No need to stress. We have dedicated MLOs that can walk
you through each step so that you feel confident in the
home-buying process. Plus, get access to educational tools
and resources when you need them.


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Looking to refinance?

SoFi’s mortgage refi application process is fast and easy. Choose between a traditional refi,
cash-out refi, or a student loan cash-out refi.


Log in

Get the mortgage
that works for you.


Log in


Read more

DM HL Member Retention 04/22


As a SoFi Mortgage member, you’re eligible for a $1,495 credit at closing on your next home loan.*

Plus all the benefits you’ve come to expect from us.


Log in

Get more from
your mortgage.

Competitive rates.

Get your dream home at a great rate.

Mortgage options to choose from.

Customize your loan with flexible term options and put as little as 3% down.

3% down payments are for qualifying first-time homebuyers only. 5% minimum applies to all other borrowers. For conforming home loans with a loan-to-value (LTV) ratio greater than 80%, SoFi requires PMI.




Help when you need it.

Our Mortgage Loan Officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.

Buying a home?

No need to stress. We have dedicated MLOs that can walk
you through each step so that you feel confident in the
home-buying process. Plus, get access to educational tools
and resources when you need them.


Log in





Looking to refinance?

SoFi’s mortgage refi application process is fast and easy. Choose between a traditional refi,
cash-out refi, or a student loan cash-out refi.


Log in

Get the mortgage
that works for you.


Log in


Read more
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