Get 10% cash back on groceries and streaming services when you pay with SoFi Money. Learn more.

Spending & budgeting help

Manage your spending and take control of your finances.

SoFi Money® is a great way to spend, save, earn—and offers spending and budgeting help along the way.

Get SoFi Money

Keep track
of your spending.

Keep track of your weekly spending history inside your SoFi Money cash management account. From there, you can establish a budget based on the spending trends and habits you’re noticing.

Financial advice
when you need it.

SoFi offers financial advice to all members—at no cost. Work directly with an advisor to create a plan so that you’re on track to reaching your goals. Make an appointment or call to meet with an advisor.

855-525-7634 (SOFI)

Spend, save, earn—and get
membership benefits.

SoFi Money holders pay no ATM fees at 55,000+ ATMs worldwide1, pay no account fees2, get all the benefits of SoFi membership. Plus, with at least $500 in monthly deposits, earn 6x the national average in APY vs spending accounts on all your cash3 and exclusive cash back offers.4

Member rate discounts

As a SoFi member you’ll receive a 0.125% rate discount on additional SoFi loans.5

Career services

Get access to complimentary one-on-one career services to help with career transitions, job searches, and more.

Community experiences

SoFi members get access to experiences that help them build their network, community, and career.

We work hard to give you interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee policies are subject to change at any time. See our terms and conditions.

Get a better
grasp on your money.

Track spending, set budgeting goals, and take control of your finances with SoFi Money. Plus, get access to member benefits—on the house.

Explore more
benefits of
SoFi Money.

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